Johnson Pandit Asiama

Every payment you make, every transfer you send, every account you hold, all depend on systems that must be safe and secure.

The Cyber and Information Security Directive 2026, launched today, is about strengthening that safety. It introduces clearer standards for how banks and financial institutions protect your data, respond to cyber threats, and stay resilient in an increasingly digital world.

Because in today’s economy, financial stability is not just about money, it is also about protecting the digital systems behind it.

Shaping Africa’s financial future will require more than innovation. It will require integration.

Today, at the launch of the 3i Africa Summit 2026, we reaffirmed a shared commitment to building connected, resilient, and inclusive financial ecosystems across the continent.

Eid Mubarak to the entire Muslim community

We have reduced the Monetary Policy Rate by 150 basis points to 14%.

Inflation has declined significantly, and policy must reflect that progress. At the same time, global uncertainties remain, particularly the conflict in the Middle East and its potential impact on oil prices, and we will continue to act carefully to protect the gains we have made.

The 129th Monetary Policy Committee meeting is underway at the Bank of Ghana.

Recent data shows encouraging progress in Ghana’s economic recovery. Inflation continues to decline, reserves have strengthened, and confidence is improving. Yet the global environment remains uncertain, requiring careful and disciplined policy decisions.

Our task is clear: sustain the gains while navigating new global risks.

Happy 69th Independence, Ghana!

Today we celebrate the resilience, courage and unity that define our nation.

I engaged Chief Executives and leaders of our banking sector today at our Post-MPC meeting, reflecting on the progress Ghana has made and the work that lies ahead.

With inflation down to 3.8%, reserves strengthened, and growth rebounding, stability has been restored. Our focus now shifts to durability; stronger bank business models, deeper financial intermediation, disciplined innovation, and sound governance.

As I noted, the next phase is not about relief, but about structure. We must build a banking system that is resilient across cycles, responsive to risk, and positioned to support Ghana’s long-term transformation.

This morning, it was an honor to host the Secretariat of the 24HR+ Economy for a strategic engagement session at the Bank of Ghana.

As Ghana lays the foundation for a more integrated and self-reliant economic architecture, the Bank welcomed the opportunity to explore areas of shared policy interest; including potential mechanisms for supporting SME financing, food price stability, FX risk management, and financial innovation.

While the Bank’s core mandate remains focused on price stability and financial system soundness, today’s discussions offered space to reflect on how appropriate instruments, within the Bank’s legal and policy frameworks, could complement national development goals.

The Bank of Ghana reaffirms its commitment to structured dialogue, analytical rigor, and institutional independence as it engages partners on Ghana’s transformation agenda.