Affordable Housing In Rizal by rhoge

🏡 READY-FOR-OCCUPANCY HOUSE IN ANTIPOLO!
✨ Your dream home is waiting! ✨

📍 Celestis 1 – Bayugo-Buliran Road, Brgy. San Isidro, Antipolo City

Imagine waking up in your own modern home located in a secure and peaceful community—perfect for your family’s comfort and future. 💛

HOUSE DETAILS:
✔️ Lot Area: 70 sqm
✔️ Floor Area: 76 sqm
✔️ 3 Spacious Bedrooms
✔️ 2 Toilet & Bath
✔️ 1 Carport
✔️ Service Area

FEATURES & AMENITIES:
🔒 Gated Community with Perimeter Fence
👮‍♂️ Guard House for your family’s safety
🌿 Ideal location—accessible yet relaxing
💬 Message me now and let me help you finally own your dream home!

📲 Huwag palampasin—limited units only!

✨ Magkabahay na tayo! ✨

𝗜𝗡𝗤𝗨𝗜𝗥𝗘 𝗡𝗢𝗪 𝗔𝗡𝗗 𝗦𝗖𝗛𝗘𝗗𝗨𝗟𝗘 𝗬𝗢𝗨𝗥 𝗦𝗜𝗧𝗘 𝗩𝗜𝗘𝗪𝗜𝗡𝗚!
𝐑𝐇𝐎𝐆𝐈𝐋𝐘𝐍 𝐑𝐄𝐘𝐄𝐒
0926-399-0518

••••••••••••••••••••••••

𝐖𝐄 𝐀𝐑𝐄 𝐇𝐈𝐑𝐈𝐍𝐆‼️
𝐂𝐎𝐌𝐄 & 𝐁𝐄 𝐏𝐀𝐑𝐓 𝐎𝐅 𝐎𝐔𝐑 𝐓𝐄𝐀𝐌
𝐏𝐀𝐑𝐓 𝐓𝐈𝐌𝐄𝐑𝐒 𝐀𝐑𝐄 𝐖𝐄𝐋𝐂𝐎𝐌𝐄

𝐁𝐄 𝐀𝐍 𝐀𝐂𝐂𝐑𝐄𝐃𝐈𝐓𝐓𝐄𝐃 𝐑𝐄𝐀𝐋 𝐄𝐒𝐓𝐀𝐓𝐄 𝐀𝐆𝐄𝐍𝐓𝐒 & 𝐔𝐍𝐋𝐎𝐂𝐊 𝐋𝐈𝐌𝐈𝐓𝐋𝐄𝐒𝐒 𝐈𝐍𝐂𝐎𝐌𝐄 𝐏𝐎𝐓𝐄𝐍𝐓𝐈𝐀𝐋

Good News!
Sa mga Naubusan sa Ridgepoint phase 3
Meron na Po ulit 🔥✨

Murang Pabahay Malapit sa Antipolo,City 🏠
For only 9-10k monthly lang!
Tru Pag ibig financing!

Grab nyo na habang may unit pa!

Minimum Required Salary
30k Solo or combined

Requirements Needed
2 valid Id
1month payslip
Proof of Billing /Brgy clearance

For More Details Please Contact
Rhogilyn Reyes
📞0926 399 0518

𝗕𝗮𝗸𝗶𝘁 𝗗𝗮𝗽𝗮𝘁 𝗠𝗼𝗻𝗴 𝗔𝗹𝗮𝗺𝗶𝗻 ’𝗧𝗼 𝗕𝗮𝗴𝗼 𝗞𝗮 𝗠𝗮𝗴-𝗹𝗼𝗮𝗻 𝘀𝗮 𝗛𝗼𝘂𝘀𝗶𝗻𝗴 𝗟𝗼𝗮𝗻 𝗻𝗴 𝗣𝗮𝗴-𝗜𝗯𝗶𝗴 𝗙𝘂𝗻𝗱

A few years ago, we finally took the big leap kumuha kami ng bahay sa isang subdivision through PAG-IBIG Housing Loan.

First home. Dream achieved.

Pero after a few months of paying our monthly amortization, napapaisip na ako…

“Bakit parang hindi gumagalaw yung utang namin?”

Kaya nagtanong ako directly sa PAG-IBIG office. At doon ko nalaman ang totoo. 💔

⸻

📌 MONTHLY AMORTIZATION BREAKDOWN…SURPRISING ’TO!

We were paying ₱14,930.21 every month.

I thought malaking part nun napupunta sa principal. Pero eto ang actual breakdown:
-₱11,979.17 – Interest
-₱235.80 – Fire Insurance
-₱360.00 – MRI (Mortgage Redemption Insurance)
-₱2,355.24 – Principal

Yes. Out of almost ₱15,000, only ₱2K+ goes to the loan itself.
The rest? Sa interest. Sa insurance. Sa charges.

⸻

Paano Kinocompute ang Interest?

Let’s break it down:
• ₱2.5M loan
• 5.75% annual interest
• Divided by 12 months

👉 ₱2,500,000 × 5.75% ÷ 12 = ₱11,979.17 Monthly Interest

Kaya ang tagal bago bumaba ng utang.

Over time naman, your monthly payments will shift.
Unti-unting bumababa ang interest, habang tumataas ang nababawas sa principal.

Sa sinula, halos puro interest muna ang binabayaran mo.

But here’s the good news: may paraan para pabilisin ’yan.

⸻

BAYARAN ANG PRINCIPAL, NOT JUST THE MONTHLY

If may extra cash, wag ka muna mag-upgrade ng phone. 😅
Go to the PAG-IBIG office, and say:

👉 “Direct to Principal Payment po.”

Example:
- Monthly due: ₱14,930.21
- Binayad mo: ₱50,000
- ₱14,930.21 = regular monthly payment
- ₱35,069.79 = goes straight to principal

Meaning, lumiliit ang utang mo. Mas maliit na interest next month. Mas mabilis mong matatapos ang loan.

⸻

🚫 DON’T DO THIS IN PAYMENT CENTERS

If you pay ₱50,000 sa Bayad Center, it will just cover the next few months’ dues.

No impact sa principal.

So yes, advance ka nga—pero mabagal pa rin ang bawas sa utang.

⸻

Always monitor your loan online via Virtual PAG-IBIG.
They don’t send monthly bills, so ikaw mismo ang dapat mag-track.

⸻

My Realization:

Pag hindi mo intindihin kung paano gumagana ang housing loan mo,
years will pass… and you’ll wonder why you’re still paying a mountain of debt.

Kaya if you’re in the same boat as us…please, learn from our journey.

Don’t just pay. Pay smart.

⸻

Financial literacy is not a luxury. It’s survival.
Let’s share this with other homeowners…lalo na yung mga first time.

God bless sa lahat ng may bahay pero may bayarin pa. 😅 makaka-fully paid din tayo 🙏☝️

Thank you all My Dearest Buyer

Thank you for the continued Trust 🙏

Thank you Lord 🙏❤️

𝗔𝗹𝗮𝗺 𝗺𝗼 𝗯𝗮 𝗻𝗮 𝘀𝗮 𝗵𝗮𝗹𝗮𝗴𝗮𝗻𝗴 𝗣4100 𝗺𝗼𝗻𝘁𝗵𝗹𝘆 𝗹𝗮𝗻𝗴 𝗺𝗮𝗮𝗿𝗶 𝗸𝗮 𝗻𝗴 𝗺𝗮𝗴 𝗸𝗮 𝗯𝗮𝗵𝗮𝘆.

Hindi mo na kailangan magtiis sa upa 🏠. Dito, may sariling bahay ka na—affordable, safe, at perfect para sa pamilya mo!

👉 Huwag palampasin!
📩 Message us today for FREE site viewing at reservation details!

4𝐤 𝐥𝐚𝐧𝐠 𝐦𝐨𝐧𝐭𝐡𝐥𝐲 𝐦𝐚𝐲 𝐛𝐚𝐡𝐚𝐲 𝐤𝐚 𝐧𝐚!!

FREE TRIPPING BELLAVITA PILILLA

✅ Reservation Fee: ₱5,000 only!
✅ 4k Monthly May Bahay Kana !

✨ Inclusions:
✅ Painted walls (interior & exterior)
✅ Painted ceiling
✅ Concrete doorstep
✅ 40x40 ceramic floor tiles — di mo na kailangang magpa-tiles pa!
✅ With window grills

✅ OPEN FOR LINE UP! Ihanda na ang iyong mga requirements:
• 1 month latest Payslip or COEC
• 2 Valid ID's
* if married, submit 2 valid ID's of spouse

kuha na mabilis lng masold unit

𝗙𝗼𝗿 𝗠𝗼𝗿𝗲 𝗟𝗶𝘀𝘁𝗶𝗻𝗴𝘀
𝗩𝗶𝘀𝗶𝘁 𝗺𝘆 𝗽𝗮𝗴𝗲 𝗮𝘁
Affordable Housing In Rizal by rhoge

𝗙𝗼𝗿 𝗙𝗿𝗲𝗲 𝗧𝗿𝗶𝗽𝗽𝗶𝗻𝗴
𝑷𝒍𝒆𝒂𝒔𝒆 𝑪𝒐𝒏𝒕𝒂𝒄𝒕 𝒎𝒆 𝒂𝒕
📲📞09263990518