CasaViam Joy Maguad

"The market is never obvious. It is designed to fool most of the people, most of the time."

Jesse Livermore

I’m 78 years old.

And if you’re in your 20s or 30s, here’s what I wish someone had told me sooner.

Success didn’t come from being smart.
"I wasn’t"

I cut school.
I surfed.
I hung out with the wrong people.

What saved me wasn’t intelligence.
It was discipline.

That’s why I joined the military.

I needed structure.
I needed pressure.
I needed consequences.

And I got them.

I was court-martialed twice in the Marine Corps.

Best thing that ever happened to me.

Because the Marines taught me something schools never do:
"No excuses. No lies. No shortcuts."

One of the biggest turning points in my life came when I finally told the truth.

Not part of it.
Not the convenient version.
All of it.

I admitted everything I’d done wrong.

And something incredible happened.

The truth set me free.

I learned this lesson the hard way:

Lying costs you energy.
Truth gives it back.

You can make mistakes.
Big ones.

But if you own them, you grow.

If you hide them, they own you.

Another lesson I learned too late:

Never stop studying.

The older I got, the more I realized how little I knew.

That’s why I still take notes.
That’s why I still listen.
That’s why I still learn.

Most people stop learning the moment they leave school.

That’s when life starts teaching the hardest lessons.

Choose your teachers carefully.

Learn from people who do, not people who preach.

I’d rather learn real estate from a real investor than from someone who’s never owned property.

I’d rather learn business from someone who’s made payroll than from someone with a theory.

And here’s something most people don’t want to hear:

School punishes mistakes.
Life rewards learning from them.

How does a baby learn to walk?

By falling.

But adults are taught to fear failure.

That fear keeps them broke.

Financial education matters more now than ever.

Pensions are gone.
Inflation is rising.
Markets will crash again.

You’re responsible for your own future.

No government.
No employer.
No system is coming to save you.

The most important skill you can develop isn’t making money.

It’s developing yourself.

Your mind.
Your discipline.
Your ability to tell the truth.
Your willingness to keep learning.

That’s what carried me this far.

And that’s what will carry you forward.

"ROBERT KIYOSAKI"

"If anyone loves me, he will keep my word, and my Father will love him."
- John 14:23

🏡✨ OWN A 2-STOREY TOWNHOUSE in SJDM, Bulacan! ✨🏡

✅ Along the highway
✅ Spacious parking
✅ Near malls, schools, & hospitals
✅ Pag-IBIG Financing Available

💰 Start for as low as ₱10,000 Reservation Fee only! 🎉

🚩𝗕𝗘𝗩𝗘𝗥𝗟𝗬 𝗛𝗢𝗠𝗘𝗦 𝖲𝖺𝗇 𝖩𝗈𝗌𝖾 𝖽𝖾𝗅 𝖬𝗈𝗇𝗍𝖾 𝖡𝗎𝗅𝖺𝖼𝖺𝗇

📌 Brgy. Kaybanban Igay Road

🧡 𝐇𝐀𝐈𝐋𝐄𝐘 𝐓𝐎𝐖𝐍𝐇𝐎𝐔𝐒𝐄
🔸 Minimum Lot Area: 54 sqm
🔸 Floor Area: 49 sqm
🧡 2 Storey Townhouse 🏠
✨ Basic Complete Finish
🛏️ Provision for 2 to 3 Bedrooms
🚿 1 Toilet and Bath
🍽️ Dining & Living Area
👩‍🍳 Kitchen Area
🧺 Laundry Area

🧡 𝗔𝗰𝗰𝗲𝘀𝗶𝗯𝗶𝗹𝗶𝘁𝘆
🛍️ Near Commercial Establishments
🏢 6 kms. SM San Jose del Monte
🛒 6.9 kms. Walter Mart Tungko
🎓 Schools: La Concolacion College
🏥 4.9 kms. Grace Hospital
🎥 2.1 kms. ABS-CBN
🚌 3 kms. Starmall

💰 PAG-IBIG SAMPLE COMPUTATION
📝 Reservation Fee: ₱10,000
📉 MA 30 yrs: ₱12,702

🌿 𝐏𝐀𝐆𝐒𝐈𝐁𝐎𝐋 𝐕𝐈𝐋𝐋𝐀𝐆𝐄 𝐏𝐑𝐄𝐌𝐈𝐄𝐑 –
📍 𝐌𝐎𝐑𝐎𝐍𝐆, 𝐑𝐈𝐙𝐀𝐋

🏡 𝐃𝐔𝐏𝐋𝐄𝐗 𝐇𝐎𝐌𝐄 – 𝐒𝐓𝐀𝐑𝐓 𝐘𝐎𝐔𝐑 𝐉𝐎𝐔𝐑𝐍𝐄𝐘 𝐓𝐎 𝐇𝐎𝐌𝐄𝐎𝐖𝐍𝐄𝐑𝐒𝐇𝐈𝐏! 𝐕𝐢𝐚 𝐏𝐀𝐆-𝐈𝐁𝐈𝐆 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐧𝐠 𝐎𝐍𝐋𝐘 💯 ✨

𝐏𝐑𝐎𝐌𝐎 𝐀𝐋𝐄𝐑𝐓! ✨ 💸 ₱𝟏𝟎,𝟎𝟎𝟎 𝐂𝐀𝐒𝐇𝐎𝐔𝐓 𝐥𝐚𝐧𝐠 𝐩𝐚𝐫𝐚 𝐬𝐚 𝐏𝐫𝐨𝐜𝐞𝐬𝐬𝐢𝐧𝐠 𝐅𝐞𝐞! 🚫 𝐍𝐎 𝐃𝐨𝐰𝐧𝐩𝐚𝐲𝐦𝐞𝐧𝐭 🚫 𝐍𝐎 𝐑𝐞𝐬𝐞𝐫𝐯𝐚𝐭𝐢𝐨𝐧 𝐅𝐞𝐞 ✅ 𝐑𝐄𝐍𝐓-𝐓𝐎-𝐎𝐖𝐍 𝐒𝐞𝐭𝐮𝐩

🏠 𝐇𝐎𝐔𝐒𝐄 𝐃𝐄𝐓𝐀𝐈𝐋𝐒:
• 2-Storey Duplex
• Lot Area: 54 sqm
• Floor Area: 45.5 sqm
• House Turnover: Complete (Upgraded Finishes!)

🔧 𝐔𝐏𝐆𝐑𝐀𝐃𝐄𝐃 𝐅𝐄𝐀𝐓𝐔𝐑𝐄𝐒:
✅ Ceiling (Gypsum & Slab)
✅ Ceramic Tile Flooring (1st Floor)
✅ Vinyl Planks (2nd Floor)
✅ Painted Interior Walls
✅ Tubular Steel Stairs with Vinyl Finish
✅ Main Door + Door Screen
✅ Sliding Windows with Screen
✅ Partition Ready

📍 𝐀𝐂𝐂𝐄𝐒𝐒𝐈𝐁𝐋𝐄 𝐓𝐎 𝐄𝐕𝐄𝐑𝐘𝐓𝐇𝐈𝐍𝐆 𝐘𝐎𝐔 𝐍𝐄𝐄𝐃!
✔️ 3 mins – Baras Public Market
✔️ 5 mins – Morong Town Proper / Savemore / U.R.S.
✔️ 10 mins – Tomas Claudio Colleges
✔️ 15 mins – Daranak Falls
✔️ 20 mins – Windmill Farm
✔️ Along Manila East Road

⏳ 𝐌𝐎𝐕𝐄-𝐈𝐍 𝐑𝐄𝐀𝐃𝐘 𝐈𝐍 𝐉𝐔𝐒𝐓 𝐀 𝐅𝐄𝐖 𝐌𝐎𝐍𝐓𝐇𝐒!
🏁 Turnover: Late 2025 to Early 2026

💼 𝐑𝐄𝐐𝐔𝐈𝐑𝐄𝐌𝐄𝐍𝐓𝐒:
📌 Minimum Gross Income: ₱34,500
📌 Co-Borrower Allowed (Spouse, Siblings, Parents, Live-in Partner with Child)
📌 Basic + Allowance accepted!

💬 𝐃𝐎𝐍’𝐓 𝐖𝐀𝐈𝐓 𝐓𝐈𝐋𝐋 𝐈𝐓’𝐒 𝐓𝐎𝐎 𝐋𝐀𝐓𝐄!
Secure your future while it’s within reach.
Mas mainam ang nag-uumpisa habang kaya pa.
Be wise — invest in your future today!

🚨 BATCH 2 NOW OPEN!🚨
📍 Sta. Maria, Bulacan — Pre-selling stage pa lang, kaya grab the opportunity habang MURA pa!

📍 WHY CHOOSE CITADELA TOWNHOMES?
✅ ALL IN NA SA TCP! START FOR AS LOW AS ₱7,500 RESERVATION FEE
✅️ MAY 40K INHOUSE FINANCING DISCOUNT
✅ MAY CARPORT PROVISION NA
✅ MAY BALCONY & SERVICE AREA
✅ PRE-SELLING = BEST TIME TO INVEST (MURA PA!)
✅ ACCESSIBLE LOCATION + QUALITY HOUSE DESIGN!

🏡 CITADELA TOWNHOMES by Borland Development Corp
📌 E. Del Rosario St., Brgy. Pulong Buhangin, Sta. Maria, Bulacan

✨ 2-STOREY TOWNHOUSE – TH52 MODEL
✔️ Floor Area: 52 sqm | Lot Area: 50 sqm
✔️ Provision for 3 Bedrooms
✔️ Living Area, Dining Area, Kitchen
✔️ Toilet & Bath
✔️ Service Area & Balcony
✔️ With Carport Provision

📌 NEARBY ESTABLISHMENTS:
🏫 Pulong Buhangin National High School – 3 mins
🏬 Puregold Pulong Buhangin – 3 mins
🏥 Sta. Maria District Hospital – 5 mins
🏫 Holy Cross College of Sta. Maria – 10 mins
🛣️ NLEX Bocaue Exit – 25 mins
🛍️ Public Market & Transport Terminals – 5 mins

📣 KUNG NAGHAHANAP KA NG AFFORDABLE YET MAAYOS AT SPACIOUS NA BAHAY SA BULACAN — THIS IS IT!

🚩BATCH 2 - INNER UNIT🚩

TOWNHOUSE – TH52 MODEL
✔️ Floor Area: 52 sqm | Lot Area: 50 sqm
• Reservation Fee: ₱7,500
• Monthly Amortization 30yrs: ₱9,451.63

🏡 Affordable Rent-to-Own House & Lot in Meycauayan, Bulacan – Near Manila! 🏙️
🔥 READY FOR MOVE-IN! 🔥

💸 NO DOWNPAYMENT!
💰 ₱10,000–₱15,000 Cashout Only
✅ Low Reservation Fee
✅ Fast & Easy Approval
✅ Open to Pag-IBIG & Non-Pag-IBIG Members

🌼🏠 Welcome to DECA HOMES MEYCAUAYAN! 🏠🌼
📍 Brgy. Saluysoy, Meycauayan, Bulacan

🛣️ Very Accessible to Manila, QC, CAMANAVA & Nearby Bulacan Towns
🛍️ Only 5 Minutes from SM Marilao!

🏘️ HOUSE FEATURES:
✨ 2-Storey Townhouse
🎨 Painted Finish with Ceiling
🛏️ Provision for 2 Bedrooms
🚽 Toilet & Bath
🍽️ Outdoor Kitchen Setup

🎉 AMENITIES YOU’LL LOVE:
🏊‍♀️ Swimming Pool
🥂 Clubhouse
🏀 Basketball Court
🎠 Kids’ Playground
🛡️ Guarded Community

📊 SAMPLE COMPUTATION:
52 SQM Unit (With Parking)
💼 Pag-IBIG Financing
📌 Total Price: ₱2,546,250
📆 Monthly (30 yrs): ₱14,838.78

40 SQM Unit
💼 Pag-IBIG Financing
📌 Total Price: ₱2,370,900
🎁 Promo Discount: ₱112,900
📝 Reservation: ₱10,000
📆 Monthly (30 yrs): ₱13,841.32

📅 Book a FREE site viewing or reserve your unit today!

📌 𝗙𝗼𝗿 𝗔𝘀𝘀𝗶𝘀𝘁𝗮𝗻𝗰𝗲, 𝗧𝗿𝗶𝗽𝗽𝗶𝗻𝗴 & 𝗥𝗲𝘀𝗲𝗿𝘃𝗮𝘁𝗶𝗼𝗻
👩‍💼 Joy Ibanez Maguad