Michael Lindsay NMLS #2215322

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🏡VA Loan Ninja🔥400+Transactions Closed🎖️I Serve Military Families🪖Former Special Forces Operator
NMLS 2215322
CO, AK, HI, CA, WA, OR, AZ, NM, TX, ID, WY, NE, OK, MO, MS, LA, AL, AR, GA, FL, SC, NC, VA, MD, PA, TN, KY, IN, WI, KS

09/21/2026

House Poor Warning Sign — Part 2:
If your monthly expenses are higher than your income, that’s a serious red flag.
A simple budget can show you exactly where your money is going—and whether adding a mortgage really makes sense.

Mike Lindsay | Tales From a VA Lender
NMLS #2215322
907-671-7055
[email protected]

09/18/2026

Your lender may approve the payment but does it actually fit your life?

If housing takes too much of your take-home pay, there may be less room for bills, savings, emergencies, and everyday expenses.

Know your real budget before you buy.

Mike Lindsay | Tales From a VA Lender
NMLS #2215322
907-671-7055
[email protected]

09/16/2026

Big potential change for homeowners đź‘€

A proposed bill could double the home-sale capital gains exclusion to $500K for individuals and $1M for qualifying married couples. It’s not law yet, so stay informed before making selling decisions.

Mike Lindsay | Tales From a VA Lender
NMLS #2215322
907-671-7055

VA disability income may help you qualify for a home loan—but income is only one part of the picture.Your debts, credit ...
09/10/2026

VA disability income may help you qualify for a home loan—but income is only one part of the picture.

Your debts, credit profile, home price, taxes, insurance, and estimated monthly payment all matter too.
The goal isn’t just to qualify. It’s to choose a payment that actually fits your budget.

Mike Lindsay | Tales From a VA Lender
NMLS #2215322
907-671-7055
[email protected]
TalesFromAVALender.com

09/09/2026

Before choosing a real estate agent, ask: Do you work solo or with a team—and who will be my main point of contact?

There’s no wrong setup, but you should know exactly who will be handling your questions, updates, and documents once you’re under contract.
Clear roles and good communication can make the entire process much smoother.

Mike Lindsay | Tales From a VA Lender
NMLS #2215322
[email protected]
907-671-7055

09/07/2026

Before hiring a real estate agent, ask: How do you stay on top of new listings and price reductions?

A strong agent should be checking the market consistently and using local connections to spot opportunities early.
The better their system, the better your chances of finding the right home at the right time.

Mike Lindsay | Tales From a VA Lender
NMLS #2215322
[email protected]
907-671-7055

09/04/2026

Before hiring a real estate agent, ask two simple questions: Are you full-time, and how many buyers are you currently working with?

Your agent’s time matters. If they’re stretched too thin—or splitting attention with another job—communication, research, and attention to detail can suffer.
You want an agent who has the experience and the availability to actually help you compete.

Mike Lindsay | Tales From a VA Lender
NMLS #2215322
[email protected]
907-671-7055

Would you rather choose a lower rate with higher upfront costs or a slightly higher rate with lower upfront costs?There’...
09/03/2026

Would you rather choose a lower rate with higher upfront costs or a slightly higher rate with lower upfront costs?

There’s no one right answer. The better option depends on your cash at closing, monthly payment goals, how long you plan to keep the loan, and your break-even point.
Which would you choose — A or B?

Mike Lindsay | Mortgage Lender
NMLS #2215322
907-671-7055
[email protected]
TalesFromAVALender.com

09/02/2026

Before choosing a real estate agent, ask: How will you keep me updated throughout the transaction?

A good agent should communicate clearly, explain what’s happening, and make sure you’re never left guessing—especially when deadlines, negotiations, or major decisions come up.

Mike Lindsay | Tales From a VA Lender
NMLS #2215322
[email protected]
907-671-7055

09/01/2026

Before hiring a real estate agent, ask this:

How many transactions have you successfully completed in the last 12–24 months?
Recent experience matters. Your agent should understand the local market, know how to negotiate contracts and repairs, and help you structure the right terms—not just the purchase price.

Mike Lindsay | Tales From a VA Lender
NMLS #2215322
[email protected]
907-671-7055

Address

Colorado Springs, CO

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