Aegis Public Adjusting Group

🏠 𝐃𝐢𝐝 𝐘𝐨𝐮 𝐊𝐧𝐨𝐰? 𝐀 𝐏𝐮𝐛𝐥𝐢𝐜 𝐀𝐝𝐣𝐮𝐬𝐭𝐞𝐫 𝐖𝐨𝐫𝐤𝐬 𝐟𝐨𝐫 𝐘𝐎𝐔 🏠

When your home or business suffers damage from fire, water, wind, or storms, dealing with the insurance claim can be overwhelming. That’s where a Public Adjuster becomes invaluable.

𝐀 𝐏𝐮𝐛𝐥𝐢𝐜 𝐀𝐝𝐣𝐮𝐬𝐭𝐞𝐫:
✅ Represents you, not the insurance company
✅ Thoroughly documents and evaluates your property damage
✅ Handles the claim process from start to finish
✅ Negotiates to help ensure you receive a fair and accurate settlement
✅ Saves you time, stress, and costly mistakes

𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐩𝐨𝐥𝐢𝐜𝐢𝐞𝐬 𝐚𝐫𝐞 𝐜𝐨𝐦𝐩𝐥𝐞𝐱, 𝐚𝐧𝐝 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐜𝐨𝐦𝐩𝐚𝐧𝐢𝐞𝐬 𝐡𝐚𝐯𝐞 𝐭𝐡𝐞𝐢𝐫 𝐨𝐰𝐧 𝐚𝐝𝐣𝐮𝐬𝐭𝐞𝐫𝐬 𝐩𝐫𝐨𝐭𝐞𝐜𝐭𝐢𝐧𝐠 𝐭𝐡𝐞𝐢𝐫 𝐢𝐧𝐭𝐞𝐫𝐞𝐬𝐭𝐬. 𝐀 𝐏𝐮𝐛𝐥𝐢𝐜 𝐀𝐝𝐣𝐮𝐬𝐭𝐞𝐫 𝐥𝐞𝐯𝐞𝐥𝐬 𝐭𝐡𝐞 𝐩𝐥𝐚𝐲𝐢𝐧𝐠 𝐟𝐢𝐞𝐥𝐝 𝐚𝐧𝐝 𝐡𝐞𝐥𝐩𝐬 𝐦𝐚𝐤𝐞 𝐬𝐮𝐫𝐞 𝐧𝐨𝐭𝐡𝐢𝐧𝐠 𝐢𝐬 𝐨𝐯𝐞𝐫𝐥𝐨𝐨𝐤𝐞𝐝 𝐨𝐫 𝐮𝐧𝐝𝐞𝐫𝐯𝐚𝐥𝐮𝐞𝐝.

If you’ve experienced a property loss, having a knowledgeable advocate on your side can make all the difference in your recovery.

👉 𝐈𝐟 𝐲𝐨𝐮 𝐡𝐚𝐯𝐞 𝐪𝐮𝐞𝐬𝐭𝐢𝐨𝐧𝐬 𝐚𝐛𝐨𝐮𝐭 𝐚 𝐜𝐥𝐚𝐢𝐦 𝐨𝐫 𝐚 𝐫𝐞𝐜𝐞𝐧𝐭 𝐥𝐨𝐬𝐬, 𝐝𝐨𝐧’𝐭 𝐠𝐨 𝐭𝐡𝐫𝐨𝐮𝐠𝐡 𝐢𝐭 𝐚𝐥𝐨𝐧𝐞—𝐤𝐧𝐨𝐰 𝐲𝐨𝐮𝐫 𝐨𝐩𝐭𝐢𝐨𝐧𝐬.

🏠💡 𝐔𝐧𝐝𝐞𝐫𝐬𝐭𝐚𝐧𝐝𝐢𝐧𝐠 𝐘𝐨𝐮𝐫 𝐏𝐫𝐨𝐩𝐞𝐫𝐭𝐲 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 - 𝐑𝐨𝐨𝐟 𝐏𝐚𝐲𝐦𝐞𝐧𝐭 𝐒𝐜𝐡𝐞𝐝𝐮𝐥𝐞𝐬 (𝐑𝐏𝐒) 💡🏠

Did you know your homeowners insurance policy might include a roof payment schedule (RPS) provision❓ This is a provision that may reduce the cost of your premium, but could have huge out of pocket costs for you down in the line in the event of a loss.

📋 𝐓𝐡𝐞 𝐩𝐢𝐜𝐭𝐮𝐫𝐞 𝐛𝐞𝐥𝐨𝐰 𝐢𝐬 𝐚𝐧 𝐞𝐱𝐚𝐦𝐩𝐥𝐞 𝐬𝐨𝐦𝐞𝐭𝐡𝐢𝐧𝐠 𝐲𝐨𝐮 𝐦𝐚𝐲 𝐬𝐞𝐞 𝐰𝐢𝐭𝐡𝐢𝐧 𝐲𝐨𝐮𝐫 𝐩𝐫𝐨𝐩𝐞𝐫𝐭𝐲 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐩𝐨𝐥𝐢𝐜𝐲 𝐛𝐫𝐞𝐚𝐤𝐢𝐧𝐠 𝐝𝐨𝐰𝐧 𝐭𝐡𝐞 𝐩𝐞𝐫𝐜𝐞𝐧𝐭𝐚𝐠𝐞𝐬 𝐨𝐟 𝐭𝐡𝐞 𝐑𝐨𝐨𝐟 𝐏𝐚𝐲𝐦𝐞𝐧𝐭 𝐒𝐜𝐡𝐞𝐝𝐮𝐥𝐞 𝐢𝐟 𝐲𝐨𝐮𝐫 𝐩𝐨𝐥𝐢𝐜𝐲 𝐢𝐧𝐜𝐥𝐮𝐝𝐞𝐬 𝐭𝐡𝐢𝐬 𝐩𝐫𝐨𝐯𝐢𝐬𝐢𝐨𝐧.

To explain how this RPS provision is used and calculated, in the event of a loss, please see the examples below and refer to the attached photo:

🌧️ 𝐒𝐜𝐞𝐧𝐚𝐫𝐢𝐨 - 𝐡𝐚𝐢𝐥 𝐬𝐭𝐨𝐫𝐦 𝐜𝐨𝐦𝐞𝐬 𝐭𝐡𝐫𝐨𝐮𝐠𝐡 𝐚𝐧𝐝 𝐝𝐚𝐦𝐚𝐠𝐞𝐬 𝐭𝐡𝐞 𝐫𝐨𝐨𝐟 𝐚𝐧𝐝 𝐭𝐡𝐞 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐚𝐩𝐩𝐫𝐨𝐯𝐞𝐝 𝐚 𝐟𝐮𝐥𝐥 𝐫𝐨𝐨𝐟 𝐫𝐞𝐩𝐥𝐚𝐜𝐞𝐦𝐞𝐧𝐭.

𝐄𝐱𝐚𝐦𝐩𝐥𝐞 𝟏 - 𝐘𝐨𝐮𝐫 𝐚𝐬𝐩𝐡𝐚𝐥𝐭 𝐬𝐡𝐢𝐧𝐠𝐥𝐞 𝐫𝐨𝐨𝐟 𝐢𝐬 𝟏𝟓 𝐲𝐞𝐚𝐫𝐬 𝐨𝐥𝐝:
👉 Total repair cost for roof damage: $50,000
👉 RPS Percentage (per attached photo): 55%
👉 Payout amount: $50,000 x 0.55 = $27,500
👉 Assuming Your Deductible Amount Of: -$4,000
👉 Insurance payment: $23,500
💵 YOUR Out of Pocket Cost to Replace Roof: $26,500

𝐄𝐱𝐚𝐦𝐩𝐥𝐞 𝟐 - 𝐘𝐨𝐮𝐫 𝐚𝐬𝐩𝐡𝐚𝐥𝐭 𝐬𝐡𝐢𝐧𝐠𝐥𝐞 𝐫𝐨𝐨𝐟 𝐢𝐬 𝟓 𝐲𝐞𝐚𝐫𝐬 𝐨𝐥𝐝:
👉 Total repair cost for roof damage: $50,000
👉 RPS Percentage (per attached photo): 85%
👉 Payout amount: $50,000 x 0.85 = $42,500
👉 Assuming Your Deductible Amount Of: -$4,000
👉 Insurance payment: $38,500
💵 YOUR Out of Pocket Cost to Replace Roof: $11,500

⚠️⚠️ While a RPS provision may reduce your premium, you have to weigh if the additional out of pocket costs, when it comes time to replace your roof, is worth that reduction in your premium.

✅ 𝐓𝐈𝐏:
Ask your insurance agent to explain your roof coverage clearly, especially if your roof is over 10 years old. It can make a big difference when disaster strikes! 𝐎𝐫 𝐲𝐨𝐮 𝐫𝐞𝐚𝐜𝐡 𝐨𝐮𝐭 𝐭𝐨 𝐮𝐬 𝐯𝐢𝐚 𝐦𝐞𝐬𝐬𝐞𝐧𝐠𝐞𝐫, 𝐨𝐫 𝐜𝐚𝐥𝐥𝐢𝐧𝐠 𝐮𝐬 𝐚𝐭 𝟒𝟔𝟗-𝟖𝟔𝟖-𝟒𝟑𝟑𝟔, 𝐟𝐨𝐫 𝐚 𝐩𝐨𝐥𝐢𝐜𝐲 𝐜𝐨𝐧𝐬𝐮𝐥𝐭𝐚𝐭𝐢𝐨𝐧 𝐭𝐨 𝐞𝐱𝐩𝐥𝐚𝐢𝐧 𝐰𝐡𝐚𝐭 𝐜𝐨𝐯𝐞𝐫𝐚𝐠𝐞𝐬 𝐲𝐨𝐮 𝐜𝐮𝐫𝐫𝐞𝐧𝐭𝐥𝐲 𝐡𝐚𝐯𝐞 𝐚𝐧𝐝 𝐰𝐡𝐚𝐭 𝐞𝐱𝐜𝐥𝐮𝐬𝐢𝐨𝐧𝐬 𝐲𝐨𝐮𝐫 𝐩𝐨𝐥𝐢𝐜𝐲 𝐜𝐮𝐫𝐫𝐞𝐧𝐭𝐥𝐲 𝐢𝐧𝐜𝐥𝐮𝐝𝐞𝐬.

𝐔𝐧𝐝𝐞𝐫𝐬𝐭𝐚𝐧𝐝𝐢𝐧𝐠 𝐲𝐨𝐮𝐫 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐩𝐨𝐥𝐢𝐜𝐲 𝐛𝐞𝐟𝐨𝐫𝐞 𝐲𝐨𝐮 𝐧𝐞𝐞𝐝 𝐢𝐭 𝐜𝐚𝐧 𝐦𝐚𝐤𝐞 𝐚 𝐰𝐨𝐫𝐥𝐝 𝐨𝐟 𝐝𝐢𝐟𝐟𝐞𝐫𝐞𝐧𝐜𝐞 𝐰𝐡𝐞𝐧 𝐝𝐢𝐬𝐚𝐬𝐭𝐞𝐫 𝐬𝐭𝐫𝐢𝐤𝐞𝐬. 𝐇𝐞𝐫𝐞 𝐚𝐫𝐞 𝐚 𝐟𝐞𝐰 𝐤𝐞𝐲 𝐩𝐫𝐨𝐯𝐢𝐬𝐢𝐨𝐧𝐬 𝐲𝐨𝐮 𝐬𝐡𝐨𝐮𝐥𝐝 𝐜𝐡𝐞𝐜𝐤 𝐭𝐨𝐝𝐚𝐲:

🔍 𝟏. 𝐂𝐨𝐯𝐞𝐫𝐚𝐠𝐞 𝐋𝐢𝐦𝐢𝐭𝐬 – Know the max your policy will pay for dwelling, personal property, and additional living expenses.

📋 𝟐. 𝐃𝐞𝐝𝐮𝐜𝐭𝐢𝐛𝐥𝐞𝐬 – Be clear on how much you'll need to pay out-of-pocket before coverage kicks in.

🚫 𝟑. 𝐄𝐱𝐜𝐥𝐮𝐬𝐢𝐨𝐧𝐬 – Floods? Earthquakes? Mold? These are often not covered unless you have specific riders or separate policies.

🕒 𝟒. 𝐂𝐥𝐚𝐢𝐦 𝐃𝐞𝐚𝐝𝐥𝐢𝐧𝐞𝐬 – Many policies have strict timelines for reporting damage—don’t miss out by waiting too long!

🧾 𝟓. 𝐑𝐞𝐩𝐥𝐚𝐜𝐞𝐦𝐞𝐧𝐭 𝐂𝐨𝐬𝐭 𝐯𝐬. 𝐀𝐜𝐭𝐮𝐚𝐥 𝐂𝐚𝐬𝐡 𝐕𝐚𝐥𝐮𝐞 – One pays what it costs to replace new, the other factors in depreciation. Know which one you have!

👷‍♂️ As your local, licensed Public Adjuster, we are here to help you navigate the fine print and fight for the fair and accurate settlement that you deserve. Questions about your policy? Let’s talk—send us a message or call today! ☎️

⚠️⚠️ 𝐉𝐮𝐬𝐭 𝐭𝐡𝐢𝐬 𝐩𝐚𝐬𝐭 𝐰𝐞𝐞𝐤, 𝐭𝐡𝐞𝐫𝐞 𝐰𝐚𝐬 𝐚 𝐡𝐞𝐚𝐫𝐢𝐧𝐠 𝐢𝐧𝐯𝐨𝐥𝐯𝐢𝐧𝐠 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐜𝐚𝐫𝐫𝐢𝐞𝐫𝐬, 𝐢𝐧𝐝𝐞𝐩𝐞𝐧𝐝𝐞𝐧𝐭 𝐚𝐝𝐣𝐮𝐬𝐭𝐞𝐫𝐬, 𝐚𝐧𝐝 𝐞𝐯𝐞𝐧 𝐚 𝐩𝐨𝐥𝐢𝐜𝐲𝐡𝐨𝐥𝐝𝐞𝐫 𝐢𝐧 𝐨𝐮𝐫 𝐧𝐚𝐭𝐢𝐨𝐧'𝐬 𝐜𝐚𝐩𝐢𝐭𝐚𝐥, 𝐜𝐡𝐚𝐢𝐫𝐞𝐝 𝐛𝐲 𝐒𝐞𝐧. 𝐉𝐨𝐬𝐡 𝐇𝐚𝐰𝐥𝐞𝐲. This hearing showed there is a pattern of insurance companies underpaying claims and not providing fair and accurate estimates for damages.

A Public Adjuster - whom must be licensed by the state - is hired by you, the policyholder, to ensure you are given a fair and accurate claim settlement, and ensure you are correctly indemnified.

𝐁𝐞𝐧𝐞𝐟𝐢𝐭𝐬 𝐨𝐟 𝐇𝐢𝐫𝐢𝐧𝐠 𝐚 𝐏𝐮𝐛𝐥𝐢𝐜 𝐀𝐝𝐣𝐮𝐬𝐭𝐞𝐫:
👉 1. We work for you, not the insurance company and advocate on your behalf.
👉 2. We understand insurance policy language, coverage limits, coverages, and exclusions.
👉 3. We save you time - handling a claim involves a ton of paperwork, inspections, and communications.
👉 4. we take the burden of handling a claim off your plate, allowing you to focus on recovery after a loss.
👉 5. Our focus is on ensuring you receive an full, fair, and accurate claim settlement so that your property is brought back to a pre-loss condition.

𝐍𝐨𝐭 𝐞𝐯𝐞𝐫𝐲 𝐜𝐥𝐚𝐢𝐦 𝐦𝐚𝐲 𝐧𝐞𝐞𝐝 𝐚 𝐏𝐮𝐛𝐥𝐢𝐜 𝐀𝐝𝐣𝐮𝐬𝐭𝐞𝐫 - 𝐚𝐧𝐝 𝐦𝐨𝐬𝐭 𝐰𝐢𝐥𝐥 𝐩𝐫𝐨𝐯𝐢𝐝𝐞 𝐚 𝐟𝐫𝐞𝐞 𝐜𝐥𝐚𝐢𝐦 𝐫𝐞𝐯𝐢𝐞𝐰 - 𝐛𝐮𝐭 𝐲𝐨𝐮 𝐬𝐡𝐨𝐮𝐥𝐝 𝐥𝐨𝐨𝐤 𝐚𝐭 𝐡𝐢𝐫𝐢𝐧𝐠 𝐚 𝐏𝐮𝐛𝐥𝐢𝐜 𝐀𝐝𝐣𝐮𝐬𝐭𝐞𝐫 𝐢𝐟:
✅ 1. Your claim is large and/or complex (total loss, tornado, fire, water, etc).
✅ 2. You disagree with your insurance company's settlement offer.
✅ 3. You do not have the time, or feel confident, in managing the claim yourself.
✅ 4. You suspect the insurance company is undervaluing your loss.

𝐈𝐟 𝐲𝐨𝐮 𝐚𝐫𝐞 𝐞𝐯𝐞𝐫 𝐢𝐧 𝐧𝐞𝐞𝐝 𝐨𝐟 𝐚 𝐏𝐮𝐛𝐥𝐢𝐜 𝐀𝐝𝐣𝐮𝐬𝐭𝐞𝐫, 𝐨𝐫 𝐰𝐨𝐮𝐥𝐝 𝐥𝐢𝐤𝐞 𝐮𝐬 𝐭𝐨 𝐫𝐞𝐯𝐢𝐞𝐰 𝐲𝐨𝐮𝐫 𝐜𝐥𝐚𝐢𝐦, 𝐠𝐢𝐯𝐞 𝐮𝐬 𝐚 𝐜𝐚𝐥𝐥 𝐨𝐫 𝐬𝐞𝐧𝐝 𝐮𝐬 𝐚 𝐦𝐞𝐬𝐬𝐚𝐠𝐞.

𝐈𝐟 𝐲𝐨𝐮 𝐡𝐚𝐯𝐞 𝐪𝐮𝐞𝐬𝐭𝐢𝐨𝐧𝐬 𝐨𝐧 𝐲𝐨𝐮𝐫 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐩𝐨𝐥𝐢𝐜𝐲, 𝐩𝐥𝐞𝐚𝐬𝐞 𝐫𝐞𝐚𝐜𝐡 𝐨𝐮𝐭 - 𝐰𝐞 𝐰𝐨𝐮𝐥𝐝 𝐛𝐞 𝐡𝐚𝐩𝐩𝐲 𝐭𝐨 𝐚𝐧𝐬𝐰𝐞𝐫 𝐚𝐧𝐲 𝐪𝐮𝐞𝐬𝐭𝐢𝐨𝐧𝐬 𝐲𝐨𝐮 𝐦𝐚𝐲 𝐡𝐚𝐯𝐞!

Chairman Hawley Exposes Major Insurance Companies For Ripping Off Policyholders --Follow us here:Twitter: https://www.twitter.com/SenHawleyPressFacebook: https://www.facebook.com/SenatorHawleyInstagram: https://www.instagram.com/senatorh...

👉 𝐍𝐚𝐯𝐢𝐠𝐚𝐭𝐢𝐧𝐠 𝐚𝐧 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐜𝐥𝐚𝐢𝐦 𝐜𝐚𝐧 𝐛𝐞 𝐚 𝐜𝐨𝐧𝐟𝐮𝐬𝐢𝐧𝐠 𝐚𝐧𝐝 𝐬𝐭𝐫𝐞𝐬𝐬𝐟𝐮𝐥 𝐞𝐧𝐝𝐞𝐚𝐯𝐨𝐫. We are always here to help in the event of a loss, but here are some tips to stay prepared and try to ease confusion and stress during the process of going through a claim.

✅ 𝟏. 𝐓𝐡𝐨𝐫𝐨𝐮𝐠𝐡 𝐃𝐨𝐜𝐮𝐦𝐞𝐧𝐭𝐚𝐭𝐢𝐨𝐧 - Take photos of your property and contents. Keep an up-to-date inventory of your items, including photos, serial and model numbers, and receipts if available. Maintain Records: this includes receipts for home improvements, appraisals of important collectibles, and maintenance records.

𝐖𝐞 𝐨𝐟𝐟𝐞𝐫 𝐚 𝐬𝐞𝐫𝐯𝐢𝐜𝐞 𝐭𝐨 𝐜𝐫𝐞𝐚𝐭𝐞 𝐚𝐧 𝐢𝐧𝐯𝐞𝐧𝐭𝐨𝐫𝐲 𝐟𝐨𝐫 𝐲𝐨𝐮𝐫 𝐫𝐞𝐜𝐨𝐫𝐝𝐬‼️

✅ 𝟐. 𝐔𝐧𝐝𝐞𝐫𝐬𝐭𝐚𝐧𝐝 𝐘𝐨𝐮𝐫 𝐏𝐨𝐥𝐢𝐜𝐲 - Familiarize yourself with your coverages, limits, deductibles, and exclusions. Take time to fully understand what is, and what is not, covered in your policy so that you are not caught off guard in the event of a loss. At each renewal, check for changes in the policy and ensure you do not need to adjust any coverages.

✅ 𝟑. 𝐑𝐞𝐠𝐮𝐥𝐚𝐫 𝐌𝐚𝐢𝐧𝐭𝐞𝐧𝐚𝐧𝐜𝐞 𝐢𝐬 𝐄𝐬𝐬𝐞𝐧𝐭𝐢𝐚𝐥 - Regularly inspect and maintain your property. Fix small issues before they turn into big headaches. Simple tasks like cleaning the gutters, checking the roof for damage, and servicing your HVAC system can make a big difference. Keep a record of all maintenance and repair work. This can show your insurance provider that you’re on top of things and might help support your claim.

✅ 𝟒. 𝐏𝐫𝐞𝐩𝐚𝐫𝐞 𝐟𝐨𝐫 𝐄𝐦𝐞𝐫𝐠𝐞𝐧𝐜𝐢𝐞𝐬 - Have a list of important contacts; including but not limited to: insurance carrier, insurance agent, emergency services - such as a plumber, etc. Put together a disaster kit with essentials like water, food, first aid supplies, and important documents. Ensure you have an escape plan in case of emergency and ensure everyone in the property knows it!

☎️ 𝐒𝐭𝐚𝐲 𝐩𝐫𝐨𝐚𝐜𝐭𝐢𝐯𝐞 𝐚𝐧𝐝 𝐢𝐧𝐟𝐨𝐫𝐦𝐞𝐝. 𝐈𝐟 𝐲𝐨𝐮 𝐞𝐯𝐞𝐫 𝐡𝐚𝐯𝐞 𝐪𝐮𝐞𝐬𝐭𝐢𝐨𝐧𝐬 𝐚𝐛𝐨𝐮𝐭 𝐲𝐨𝐮𝐫 𝐩𝐨𝐥𝐢𝐜𝐲 𝐨𝐫 𝐭𝐡𝐞 𝐜𝐥𝐚𝐢𝐦𝐬 𝐩𝐫𝐨𝐜𝐞𝐬𝐬, 𝐫𝐞𝐚𝐜𝐡 𝐨𝐮𝐭 𝐭𝐨 𝐮𝐬!

❄️❄️ Winter in North Texas is not over! We are in for a few more days of extreme cold this week with some wind chills as low as -10 degrees. Now is the time to prepare!

𝐘𝐨𝐮 𝐬𝐡𝐨𝐮𝐥𝐝 𝐤𝐧𝐨𝐰 𝐰𝐡𝐞𝐫𝐞 𝐭𝐡𝐞 𝐦𝐚𝐢𝐧 𝐰𝐚𝐭𝐞𝐫 𝐬𝐡𝐮𝐭-𝐨𝐟𝐟 𝐢𝐬 𝐢𝐧 𝐜𝐚𝐬𝐞 𝐨𝐟 𝐚 𝐟𝐫𝐨𝐳𝐞𝐧 𝐩𝐢𝐩𝐞 𝐛𝐮𝐫𝐬𝐭. 𝐘𝐨𝐮 𝐬𝐡𝐨𝐮𝐥𝐝 𝐚𝐥𝐬𝐨 𝐤𝐞𝐞𝐩 𝐜𝐚𝐛𝐢𝐧𝐞𝐭 𝐚𝐧𝐝 𝐯𝐚𝐧𝐢𝐭𝐲 𝐝𝐨𝐨𝐫𝐬 𝐭𝐨 𝐬𝐢𝐧𝐤𝐬 𝐨𝐩𝐞𝐧 𝐭𝐨 𝐚𝐥𝐥𝐨𝐰 𝐟𝐨𝐫 𝐰𝐚𝐫𝐦 𝐚𝐢𝐫 𝐭𝐨 𝐭𝐡𝐞 𝐩𝐢𝐩𝐞𝐬, 𝐚𝐧𝐝 𝐲𝐨𝐮 𝐬𝐡𝐨𝐮𝐥𝐝 𝐜𝐨𝐯𝐞𝐫 𝐨𝐮𝐭𝐬𝐢𝐝𝐞 𝐟𝐚𝐮𝐜𝐞𝐭𝐬.

If you do experience a pipe burst and sustain water damage, then follow the steps below:

👉 #𝟏 - 𝐒𝐡𝐮𝐭 𝐨𝐟𝐟 𝐲𝐨𝐮𝐫 𝐰𝐚𝐭𝐞𝐫 𝐚𝐧𝐝 𝐜𝐚𝐥𝐥 𝐚 𝐩𝐥𝐮𝐦𝐛𝐞𝐫 𝐭𝐨 𝐦𝐚𝐤𝐞 𝐫𝐞𝐩𝐚𝐢𝐫. Stopping further damage by shutting the water off and having a plumber make the repair should be your first priority. Mitigating further damage by doing this is also a required step if you need to file an insurance claim for the damage.

👉 #𝟐 - 𝐓𝐚𝐤𝐞 𝐩𝐡𝐨𝐭𝐨𝐬! It is very important to take photos of where the leak is occurring, the damage that the leak has caused, and of any items that have gotten wet. When it comes to an insurance claim for damage, a picture could be worth $1,000s.

👉 #𝟑 - 𝐂𝐚𝐥𝐥 𝐀𝐞𝐠𝐢𝐬 𝐏𝐮𝐛𝐥𝐢𝐜 𝐀𝐝𝐣𝐮𝐬𝐭𝐢𝐧𝐠 𝐆𝐫𝐨𝐮𝐩. We will come out and meet with you, do a full report on the damages, and contact the correct mitigation company for the level of damages you have. We will file a claim - if needed - and put together and submit a Proof of Loss packet as required by your insurance policy.

⚠️⚠️ 𝐃𝐢𝐝 𝐲𝐨𝐮 𝐤𝐧𝐨𝐰 𝐭𝐡𝐚𝐭, 𝐨𝐧 𝐚𝐯𝐞𝐫𝐚𝐠𝐞, 𝐭𝐡𝐞 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐮𝐧𝐝𝐞𝐫𝐩𝐚𝐲𝐬 𝐨𝐧 𝐜𝐥𝐚𝐢𝐦 𝐛𝐲 𝟒𝟎%, 𝐰𝐢𝐭𝐡 𝐦𝐚𝐧𝐲 𝐜𝐥𝐚𝐢𝐦𝐬 𝐛𝐞𝐢𝐧𝐠 𝐮𝐧𝐝𝐞𝐫𝐩𝐚𝐢𝐝 𝐦𝐮𝐜𝐡 𝐡𝐢𝐠𝐡𝐞𝐫. 𝐖𝐨𝐮𝐥𝐝 𝐲𝐨𝐮 𝐤𝐧𝐨𝐰 𝐰𝐡𝐚𝐭 𝐲𝐨𝐮 𝐚𝐫𝐞 𝐨𝐰𝐞𝐝?
If you experience water damage due to a frozen and/or broken pipes, give us a call so we can help. As a Public Adjuster, we are licensed by the State and represent you, the policy holder, during an insurance claim. We can educate you on your policy, ensure the Duties After Loss actions are taken and documented, and ensure a complete, accurate, and fair settlement for your claim.

469-868-4336
[email protected]
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Agency License #3111005

With all the devastation in California, and another artic blast heading to the DFW area next, we have to ask:

𝐀𝐫𝐞 𝐲𝐨𝐮 𝐩𝐫𝐞𝐩𝐚𝐫𝐞𝐝 𝐢𝐟 𝐲𝐨𝐮 𝐥𝐨𝐬𝐞 𝐞𝐯𝐞𝐫𝐲𝐭𝐡𝐢𝐧𝐠❓

Here is a guide to prepare for a total loss:
✅ 𝟏. 𝐓𝐚𝐤𝐞 𝐚 𝐟𝐮𝐥𝐥 𝐢𝐧𝐯𝐞𝐧𝐭𝐨𝐫𝐲 𝐨𝐟 𝐲𝐨𝐮𝐫 𝐩𝐨𝐬𝐬𝐞𝐬𝐬𝐢𝐨𝐧𝐬.
--Electronics - Brand / Model / Serial Number
--Clothing - Brand Names
--Jewelry - Have them appraised
--Furniture - Brands, and be precise about materials
--Other valuables - Brands and complete descriptions

✅ 𝟐. 𝐓𝐚𝐤𝐞 𝐩𝐡𝐨𝐭𝐨𝐬 𝐨𝐟 𝐞𝐚𝐜𝐡 𝐢𝐭𝐞𝐦 𝐚𝐧𝐝 𝐯𝐢𝐝𝐞𝐨𝐬 𝐨𝐟 𝐭𝐡𝐞 𝐡𝐨𝐦𝐞.

✅ 𝟑. 𝐌𝐚𝐤𝐞 𝐜𝐨𝐩𝐢𝐞𝐬 𝐨𝐟 𝐢𝐦𝐩𝐨𝐫𝐭𝐚𝐧𝐭 𝐝𝐨𝐜𝐮𝐦𝐞𝐧𝐭𝐬
--Wills
--Investments
--Deeds
--Titles
--Drivers License
--Passports

✅ 𝟒. 𝐊𝐄𝐄𝐏 𝐀𝐋𝐋 𝐓𝐇𝐈𝐒 𝐎𝐅𝐅 𝐒𝐈𝐓𝐄‼️

👉👉 Aegis Public Adjusting Group can assist in creating a contents inventory for you, and look at your policy to ensure your 'Contents' coverage is adequate. Please reach out if you would like to discuss this service, or if you experience a partial loss or total loss and let us help ensure you receive an accurate settlement from your insurance carrier. We work and represent you!

We hope everyone is staying warm during this cold weather this week! We wanted to provide some tips on the first things you should do in the event of pipe burst and water leak.

👉 #𝟏 - 𝐒𝐡𝐮𝐭 𝐨𝐟𝐟 𝐲𝐨𝐮𝐫 𝐰𝐚𝐭𝐞𝐫 𝐚𝐧𝐝 𝐜𝐚𝐥𝐥 𝐚 𝐩𝐥𝐮𝐦𝐛𝐞𝐫 𝐭𝐨 𝐦𝐚𝐤𝐞 𝐫𝐞𝐩𝐚𝐢𝐫. Stopping further damage by shutting the water off and having a plumber make the repair should be your first priority. Mitigating further damage by doing this is also a required step if you need to file an insurance claim for the damage.

👉 #𝟐 - 𝐓𝐚𝐤𝐞 𝐩𝐡𝐨𝐭𝐨𝐬! It is very important to take photos of where the leak is occurring, the damage that the leak has caused, and of any items that have gotten wet. When it comes to an insurance claim for damage, a picture could be worth $1,000s.

👉 #𝟑 - 𝐂𝐚𝐥𝐥 𝐀𝐞𝐠𝐢𝐬 𝐏𝐮𝐛𝐥𝐢𝐜 𝐀𝐝𝐣𝐮𝐬𝐭𝐢𝐧𝐠 𝐆𝐫𝐨𝐮𝐩. We will come out and meet with you, do a full report on the damages, and contact the correct mitigation company for the level of damages you have. We will file a claim - if needed - and put together and submit a Proof of Loss packet as required by your insurance policy.

⚠️⚠️ 𝐃𝐢𝐝 𝐲𝐨𝐮 𝐤𝐧𝐨𝐰 𝐭𝐡𝐚𝐭, 𝐨𝐧 𝐚𝐯𝐞𝐫𝐚𝐠𝐞, 𝐭𝐡𝐞 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐮𝐧𝐝𝐞𝐫𝐩𝐚𝐲𝐬 𝐨𝐧 𝐜𝐥𝐚𝐢𝐦 𝐛𝐲 𝟒𝟎%, 𝐰𝐢𝐭𝐡 𝐦𝐚𝐧𝐲 𝐜𝐥𝐚𝐢𝐦𝐬 𝐛𝐞𝐢𝐧𝐠 𝐮𝐧𝐝𝐞𝐫𝐩𝐚𝐢𝐝 𝐦𝐮𝐜𝐡 𝐡𝐢𝐠𝐡𝐞𝐫. 𝐖𝐨𝐮𝐥𝐝 𝐲𝐨𝐮 𝐤𝐧𝐨𝐰 𝐰𝐡𝐚𝐭 𝐲𝐨𝐮 𝐚𝐫𝐞 𝐨𝐰𝐞𝐝?

If you experience water damage due to a frozen and/or broken pipes, give us a call so we can help. As a Public Adjuster, we are licensed by the State and represent you, the policy holder, during an insurance claim. We can educate you on your policy, ensure the Duties After Loss actions are taken and documented, and ensure a complete, accurate, and fair settlement for your claim.

𝐋𝐞𝐭'𝐬 𝐭𝐚𝐥𝐤 𝐚𝐛𝐨𝐮𝐭 𝐀𝐩𝐩𝐫𝐚𝐢𝐬𝐚𝐥 𝐜𝐥𝐚𝐮𝐬𝐞𝐬 𝐢𝐧 𝐲𝐨𝐮𝐫 𝐩𝐫𝐨𝐩𝐞𝐫𝐭𝐲 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐩𝐨𝐥𝐢𝐜𝐢𝐞𝐬.

👉👉 𝐖𝐡𝐚𝐭 𝐢𝐬 𝐭𝐡𝐞 𝐀𝐩𝐩𝐫𝐚𝐢𝐬𝐚𝐥 𝐜𝐥𝐚𝐮𝐬𝐞 ⁉️
Many property insurance policies contain an appraisal clause that allows either the carrier or the policyholder to make a written demand for an appraisal if the parties fail to agree on the amount of the loss or cost of repair.

👉👉 𝐖𝐡𝐚𝐭 𝐡𝐚𝐩𝐩𝐞𝐧𝐬 𝐝𝐮𝐫𝐢𝐧𝐠 𝐚𝐧 𝐀𝐩𝐩𝐫𝐚𝐢𝐬𝐚𝐥 ⁉️
You, the policyholder, submits a demand letter for an appraisal. Then, both you and the insurance carrier each select a 3rd party unbiased person (Appraisers) to look at the damage from your loss. Both of the Appraisers create their own estimate based on their findings and submit to each other. If the two Appraisers come to an agreement on the price of repair (and in some states, scope of repairs), then they submit to you an Award Letter. If the two Appraisers cannot come to an agreement, they submit their differences to an agreed upon 3rd party Umpire to make the final decision. 2 of the 3 parties must sign off on an itemized decision to set the amount of the loss.

👉👉 𝐖𝐡𝐞𝐧 𝐬𝐡𝐨𝐮𝐥𝐝 𝐈 𝐢𝐧𝐯𝐨𝐤𝐞 𝐦𝐲 𝐀𝐩𝐩𝐫𝐚𝐢𝐬𝐚𝐥 𝐜𝐥𝐚𝐮𝐬𝐞 ⁉️
If you feel your claim has been underpaid and you have tried to come to an agreement with your insurance carrier but an agreement cannot be reached.

👉👉 𝐖𝐡𝐚𝐭 𝐝𝐨𝐞𝐬 𝐢𝐭 𝐜𝐨𝐬𝐭 𝐟𝐨𝐫 𝐚𝐧 𝐀𝐩𝐩𝐫𝐚𝐢𝐬𝐞𝐫 ⁉️
When you go to appraisal, you are responsible for the payment to your Appraiser, and the insurance carrier is responsible for payment to their Appraiser. In the event that the appraisal needs to go to an Umpire, the Umpire cost is split evenly between you and the insurance carrier.

Most Appraisers and Umpires charge on an hourly basis, and this charge can range from $225 / hr and up pending on the size, scope, and complexity of your loss.

𝐈𝐟 𝐲𝐨𝐮 𝐧𝐞𝐞𝐝 𝐭𝐨 𝐢𝐧𝐯𝐨𝐤𝐞 𝐲𝐨𝐮𝐫 𝐚𝐩𝐩𝐫𝐚𝐢𝐬𝐚𝐥 𝐜𝐥𝐚𝐮𝐬𝐞, 𝐠𝐢𝐯𝐞 𝐮𝐬 𝐚 𝐜𝐚𝐥𝐥 𝐚𝐭 𝟒𝟔𝟗-𝟖𝟔𝟖-𝟒𝟑𝟑𝟔, 𝐨𝐫 𝐬𝐞𝐧𝐝 𝐮𝐬 𝐚 𝐦𝐞𝐬𝐬𝐚𝐠𝐞. 𝐎𝐮𝐫 𝐭𝐞𝐚𝐦 𝐡𝐚𝐬 𝐨𝐯𝐞𝐫 𝐚 𝐝𝐞𝐜𝐚𝐝𝐞 𝐨𝐟 𝐜𝐨𝐦𝐛𝐢𝐧𝐞𝐝 𝐞𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞 𝐢𝐧 𝐜𝐨𝐧𝐬𝐭𝐫𝐮𝐜𝐭𝐢𝐨𝐧, 𝐫𝐞𝐬𝐭𝐨𝐫𝐚𝐭𝐢𝐨𝐧 𝐚𝐧𝐝 𝐫𝐞𝐜𝐨𝐧𝐬𝐭𝐫𝐮𝐜𝐭𝐢𝐨𝐧, 𝐰𝐨𝐫𝐤𝐢𝐧𝐠 𝐰𝐢𝐭𝐡 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐜𝐥𝐚𝐢𝐦𝐬, 𝐚𝐧𝐝 𝐲𝐨𝐮 𝐰𝐢𝐥𝐥 𝐡𝐚𝐯𝐞 𝐚 𝐬𝐭𝐚𝐭𝐞 𝐥𝐢𝐜𝐞𝐧𝐬𝐞𝐝 𝐚𝐝𝐣𝐮𝐬𝐭𝐞𝐫 𝐚𝐬 𝐲𝐨𝐮𝐫 𝐀𝐩𝐩𝐫𝐚𝐢𝐬𝐞𝐫.

❓❓ 𝐁𝐮𝐢𝐥𝐝𝐢𝐧𝐠 𝐋𝐚𝐰 𝐚𝐧𝐝 𝐎𝐫𝐝𝐢𝐧𝐚𝐧𝐜𝐞 𝐂𝐨𝐯𝐞𝐫𝐚𝐠𝐞 - 𝐚𝐥𝐬𝐨 𝐤𝐧𝐨𝐰𝐧 𝐚𝐬 𝐂𝐨𝐝𝐞 𝐂𝐨𝐯𝐞𝐫𝐚𝐠𝐞 - 𝐃𝐎 𝐘𝐎𝐔 𝐇𝐀𝐕𝐄 𝐈𝐓? 𝐃𝐎 𝐘𝐎𝐔 𝐊𝐍𝐎𝐖 𝐖𝐇𝐀𝐓 𝐈𝐓 𝐈𝐒 𝐅𝐎𝐑❓❓

𝐖𝐡𝐚𝐭 𝐢𝐬 𝐁𝐮𝐢𝐥𝐝𝐢𝐧𝐠 𝐋𝐚𝐰 & 𝐎𝐫𝐝𝐢𝐧𝐚𝐧𝐜𝐞 𝐂𝐨𝐯𝐞𝐫𝐚𝐠𝐞❓
This coverage is an optional coverage and pays for increased costs incurred from rebuilding your home in compliance with updated building codes.

𝐖𝐡𝐲 𝐢𝐬 𝐢𝐭 𝐢𝐦𝐩𝐨𝐫𝐭𝐚𝐧𝐭❓
Refer to the photo - This home sustained water damage and the insurance carrier approved the replacement of the subfloor - but nothing with the foundation was approved as part of the loss.

👉👉 Now, there are 3 issues that could allow for foundation work to be added to the approved scope of work if you have the Building Law & Ordinance Coverage.
➡️ 𝟏. Per Texas Minimum Construction Standards - "...every effort must be made to increase the crawlspace clearance to a minimum of 12" above grade..."
➡️ 𝟐. Per Texas Minimum Construction Standards - "When the following conditions exist, repair or replacement shall be completed: 1. Evidence of wood destroy insect damage. 2. Water and/or fire damage or dry rot to wooden piers, beams, joists, and subfloor..."
➡️ 𝟑. According to International Residential Code (IRC) N1102.1.2 Insulation and Fenestration Criteria there is a minimum insulation requirement for flooring insulation.

𝐖𝐢𝐭𝐡𝐨𝐮𝐭 𝐁𝐮𝐢𝐥𝐝𝐢𝐧𝐠 𝐋𝐚𝐰 & 𝐎𝐫𝐝𝐢𝐧𝐚𝐧𝐜𝐞 𝐂𝐨𝐯𝐞𝐫𝐚𝐠𝐞, 𝐲𝐨𝐮 𝐜𝐨𝐮𝐥𝐝 𝐛𝐞 𝐫𝐞𝐬𝐩𝐨𝐧𝐬𝐢𝐛𝐥𝐞 𝐟𝐨𝐫 𝐭𝐡𝐞 𝐜𝐨𝐬𝐭 𝐨𝐟 𝐫𝐞𝐩𝐚𝐢𝐫 𝐭𝐨 𝐛𝐫𝐢𝐧𝐠 𝐭𝐡𝐞𝐬𝐞 𝐢𝐭𝐞𝐦𝐬 𝐭𝐨 𝐜𝐨𝐝𝐞 𝐢𝐧 𝐨𝐫𝐝𝐞𝐫 𝐭𝐨 𝐩𝐚𝐬𝐬 𝐜𝐢𝐭𝐲 𝐨𝐫 𝐜𝐨𝐮𝐧𝐭𝐲 𝐛𝐮𝐢𝐥𝐝𝐢𝐧𝐠 𝐢𝐧𝐬𝐩𝐞𝐜𝐭𝐢𝐨𝐧𝐬 𝐝𝐮𝐫𝐢𝐧𝐠 𝐲𝐨𝐮𝐫 𝐫𝐞𝐩𝐚𝐢𝐫 𝐩𝐫𝐨𝐜𝐞𝐬𝐬.

👉👉 Knowing and having the ability to interrupt both your insurance policy coverage and construction codes is what sets us at Aegis Public Adjusting Group apart from others. If you ever have the need to file an insurance claim for your home or business, give us a call FIRST and let us represent you to ensure you are getting an accurate and fair settlement for your loss.

If you have already filed a claim, filed a claim and feel you were underpaid, or filed a claim and coverage was denied, then submit your claim info at the link below or reach out to us for a 𝐅𝐑𝐄𝐄 𝐂𝐥𝐚𝐢𝐦 𝐑𝐞𝐯𝐢𝐞𝐰.

𝐒𝐮𝐛𝐦𝐢𝐭 𝐢𝐧𝐟𝐨𝐫𝐦𝐚𝐭𝐢𝐨𝐧 𝐟𝐨𝐫 𝐚 𝐅𝐑𝐄𝐄 𝐂𝐥𝐚𝐢𝐦 𝐑𝐞𝐯𝐢𝐞𝐰:
https://aegispagroup.com/claim-info-submission/

🥶🥶 This past week we have provided some tips to prepare for the upcoming spell of extremely cold weather incase the unfortunate happens and you end up with frozen or busted pipes and water damage to your property.

𝐈𝐟 𝐲𝐨𝐮 𝐦𝐢𝐬𝐬𝐞𝐝 𝐭𝐡𝐢𝐬 𝐭𝐢𝐩𝐬, 𝐩𝐥𝐞𝐚𝐬𝐞 𝐭𝐚𝐤𝐞 𝐭𝐡𝐞 𝐭𝐢𝐦𝐞 𝐭𝐨 𝐠𝐨 𝐜𝐡𝐞𝐜𝐤 𝐭𝐡𝐞𝐦 𝐨𝐮𝐭.

👉👉 Please stay warm and safe. If ice accumulates on the roads, please only get out if you need to. And, if you, or any family or friends, experience water damage, please give us a call.

⚠️⚠️ 𝐃𝐢𝐝 𝐲𝐨𝐮 𝐤𝐧𝐨𝐰 𝐭𝐡𝐚𝐭, 𝐨𝐧 𝐚𝐯𝐞𝐫𝐚𝐠𝐞, 𝐭𝐡𝐞 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐮𝐧𝐝𝐞𝐫𝐩𝐚𝐲𝐬 𝐨𝐧 𝐜𝐥𝐚𝐢𝐦 𝐛𝐲 𝟒𝟎%, 𝐰𝐢𝐭𝐡 𝐦𝐚𝐧𝐲 𝐜𝐥𝐚𝐢𝐦𝐬 𝐛𝐞𝐢𝐧𝐠 𝐮𝐧𝐝𝐞𝐫𝐩𝐚𝐢𝐝 𝐦𝐮𝐜𝐡 𝐡𝐢𝐠𝐡𝐞𝐫. 𝐖𝐨𝐮𝐥𝐝 𝐲𝐨𝐮 𝐤𝐧𝐨𝐰 𝐰𝐡𝐚𝐭 𝐲𝐨𝐮 𝐚𝐫𝐞 𝐨𝐰𝐞𝐝?

If you experience water damage due to a frozen and/or broken pipes, give us a call so we can help. As a Public Adjuster, we are licensed by the State and represent you, the policy holder, during an insurance claim. We can educate you on your policy, ensure the Duties After Loss actions are taken and documented, and ensure a complete, accurate, and fair settlement for your claim.

🥶🥶 Today is Tip #5 for our 𝐓𝐢𝐩-𝐀-𝐃𝐚𝐲 in preps this week for some extremely cold weather incase the unfortunate happens and you end up with frozen pipes and water damage to your property. 𝐈𝐭 𝐥𝐨𝐨𝐤𝐬 𝐥𝐢𝐤𝐞 𝐍𝐨𝐫𝐭𝐡 𝐓𝐞𝐱𝐚𝐬 𝐰𝐢𝐥𝐥 𝐛𝐞 𝐰𝐢𝐭𝐡 𝐟𝐫𝐞𝐞𝐳𝐢𝐧𝐠 𝐭𝐞𝐦𝐩𝐞𝐫𝐚𝐭𝐮𝐫𝐞𝐬 𝐟𝐫𝐨𝐦 𝐒𝐚𝐭𝐮𝐫𝐝𝐚𝐲 𝐮𝐧𝐭𝐢𝐥 𝐖𝐞𝐝𝐧𝐞𝐬𝐝𝐚𝐲 𝐰𝐢𝐭𝐡 𝐚 𝐜𝐡𝐚𝐧𝐜𝐞 𝐨𝐟 𝐬𝐧𝐨𝐰.

👉👉 𝐓𝐢𝐩 #𝟓 - 𝐇𝐢𝐫𝐢𝐧𝐠 𝐚 𝐏𝐮𝐛𝐥𝐢𝐜 𝐀𝐝𝐣𝐮𝐬𝐭𝐞𝐫 𝐯𝐬 𝐋𝐞𝐭𝐭𝐢𝐧𝐠 𝐚 𝐂𝐨𝐧𝐭𝐚𝐜𝐭𝐨𝐫 𝐇𝐚𝐧𝐝𝐥𝐞 𝐭𝐡𝐞 𝐒𝐜𝐨𝐩𝐞 𝐨𝐟 𝐖𝐨𝐫𝐤
If you suffer a water loss due to a broken pipe, hiring a Public Adjuster handle your claim will speed up your claim process, ensure your claim is handled properly and fairly, and will take the stress of you having to handle the claim off you. A Public Adjuster represents you and can speak to policy coverage, where a contractor can only speak about Scope of Work without knowing exactly what is, or what can be covered for repairs.

⚠️⚠️ 𝐃𝐢𝐝 𝐲𝐨𝐮 𝐤𝐧𝐨𝐰 𝐭𝐡𝐚𝐭, 𝐨𝐧 𝐚𝐯𝐞𝐫𝐚𝐠𝐞, 𝐭𝐡𝐞 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐮𝐧𝐝𝐞𝐫𝐩𝐚𝐲𝐬 𝐨𝐧 𝐜𝐥𝐚𝐢𝐦 𝐛𝐲 𝟒𝟎%, 𝐰𝐢𝐭𝐡 𝐦𝐚𝐧𝐲 𝐜𝐥𝐚𝐢𝐦𝐬 𝐛𝐞𝐢𝐧𝐠 𝐮𝐧𝐝𝐞𝐫𝐩𝐚𝐢𝐝 𝐦𝐮𝐜𝐡 𝐡𝐢𝐠𝐡𝐞𝐫. 𝐖𝐨𝐮𝐥𝐝 𝐲𝐨𝐮 𝐤𝐧𝐨𝐰 𝐰𝐡𝐚𝐭 𝐲𝐨𝐮 𝐚𝐫𝐞 𝐨𝐰𝐞𝐝?

If you experience water damage due to a frozen and/or broken pipes, give us a call so we can help. As a Public Adjuster, we are licensed by the State and represent you, the policy holder, during an insurance claim. We can educate you on your policy, ensure the Duties After Loss actions are taken and documented, and ensure a complete, accurate, and fair settlement for your claim.