Nebraska Department of Banking & Finance

Tip Tuesday: Worries about money are common, but there are steps you can take to reduce your anxiety. Learn more here:

https://ndbf.nebraska.gov/what-should-i-do-if-worries-about-money-keep-me-night

The Nebraska Department of Banking & Finance has been on a federal stage this month!

On Thursday, May 21, Director Kelly Lammers joined Governor Jim Pillen, United States Secretary of Housing and Urban Development Scott Turner, Omaha Mayor John Ewing, State Senator Mike Jacobson and other prominent leaders for a Mortgage Affordability Roundtable in Omaha, followed by a tour of the Highlander Accelerator neighborhood, and an Opportunity Zones and Workforce Housing listening session in Fremont.

Gov. Pillen expressed gratitude for the Secretary's visit and the efforts to lift Americans into prosperity and opportunity. “By addressing mortgage affordability, highlighting Opportunity Zones, and investing in our workforce, HUD is taking action to strengthen communities and help families fulfill the American dream of owning a home,” said Gov. Pillen.

Tip Tuesday: Building flexibility into a financial plan is less about predicting every future event and more about designing systems that can absorb change without derailing your goals. A resilient plan usually combines liquidity, adaptable spending, diversified income/assets, and regular reviews. Learn more here:
https://ndbf.nebraska.gov/how-do-i-ensure-my-financial-plans-are-flexible-accommodate-life-changes

Tip Tuesday: FSAs (Flexible Spending Account) and HSAs (Health Savings Account) are both tax-advantaged accounts used to pay for healthcare expenses—but they differ in some important ways. Learn more here: https://ndbf.nebraska.gov/differences-between-fsas-and-hsas

Congratulations, Scott!

During our annual convention last week, NBA membership selected Scott Zimbelman as NBA Chair-Elect. We’re excited to see your leadership and experience shine. Congrats!

Scott is the president and CEO at Homestead Bank in Cozad.

Tip Tuesday: A useful way to think about financial milestones is by decade: each stage shifts from building stability to increasing optionality to preserving freedom. Learn more here: https://ndbf.nebraska.gov/key-retirement-financial-milestones

Congratulations!!

⭐The Bulldog Branch at Pleasanton Schools - NE has wrapped up a fantastic first year, and we’re excited to watch this program grow.
Nebraska Bankers Association
Nebraska Department of Banking & Finance

Tip Tuesday: You can’t guarantee with absolute certainty that you’ll never outlive your retirement savings—but you can make it unlikely with a solid, layered strategy. The key is balancing withdrawals, investment growth, and risk protection. Learn useful tips here:
https://ndbf.nebraska.gov/how-can-i-ensure-i-wont-outlive-my-retirement-savings

Tip Tuesday: A jury duty scam is a targeted fraud where criminals pretend to be law enforcement or court officials and claim you’ve missed jury service—then threaten penalties unless you pay immediately. Learn how to protect yourself: https://ndbf.nebraska.gov/what-jury-duty-scam