HFPS Agency, LLC

Being the only flood insurance specialist with a Certified Floodplain Manager in Georgia for over 40 years we answer questions few insurance agents have answers for. There are risks having a private insurance company policy but can have significant benefits. A Fema insurance policy offered by many name brands has its benefits and downside. What you need to know -high deductibles do not offer any significant savings and one claim can cost you thousands and benefits the insurance company particularly a FEMA policy.

We are wishing our clients of all faiths a holiday season filled with joy, happiness and good health. We extend our heartfelt prayers in the event you are suffering or facing difficult times. May God give you peace during these challenging times. Rod and Geraldine Hall

Today is a great day for me to give Thanksgiving to all our clients. We have spent many years together when I answered your flood insurance needs saving you money with mitigation solutions and introducing private flood insurance. Have a great day.

Happy New Year to all my family, friends and business clients. I am looking forward to making a difference to more people and creating memories to those who share my values particularly my wife, Geraldine Handy Hall who has stood by my side throughout the last 20 months of multiple surgeries and recovery. I pray for everyone who has life's challenges whatever they may be. Look to our father in heaven. It is never too late to put your trust in him.

It has been a challenge trying to maintain my clients while trying to deal with multiple surgeries. Please forgive me. As each of you get notice of your flood insurance renewals, we have many private brands that provide better coverage and in many cases much lower prices. Personal insurance companies have made it difficult for their policy holders and insurance agents. We are fortunate to have multiple commercial insurers for all your needs and we are now a broker for AFLAC which offers a variety of supplemental coverage for business owners and individuals. We look forward to working with you and providing you a personalized service.

With all that has been said about FEMA and flood insurance, do not rely on hearsay that isn't verifiable. Our knowledge can be most valuable in who knowing how to deal with your questions or concerns.

Asking for a prayer. We are getting an online prayer circle going. My love to everyone who reads this. Let's pray for each other and all of those affected by hurricane Helene today & incoming Milton because prayers are needed right now. If I don't see your name, I'll understand. I ask my family and friends wherever you might be, to post this status for one hour, to whisper a prayer for all of those who have family problems, health struggles, job issues, or worries of any kind and just need to know that someone cares. Do it for all of us, for nobody is immune. I hope to see this on the walls of my family and friends. I did it for someone else, and you can too ! 💜🙏🏻💜
I copied & posted to my wall.
Done!! Prayers ongoing.

A fEMA policy is not a guaranteed policy to rebuild your home. The max coverage with FEMA for Flood Insurance is $250,000 which is the amount that the federal law requires lenders to maintain if a home is inside a flood zone. Since most homes today have replacement costs greater than $250,000 our private flood insurance brands can provide coverage at a level to rebuild your home. Just because you're home is not in a flood zone doesn't mean that you're not in harms way. Every homeowner is eligible to purchase flood insurance unless the community the property is in does not participate in the National Flood Insurance program offered by FEMA.

Florida as well as other areas are subject to the volume of rain in a short period of time called flash flooding whether in a flood zone or not. Private Flood Insurance is available in all states. Many private brands have stopped writing new business in certain states but they're still others and my company HFPSagency.com offers the most to offer the highest coverage at the lowest cost.

Search our Hall Flood Plain Services. Com website to contact us with your questions.

HFPS Agency LLC Get peace of mind! You Call, We Answer!

If you know people in harms way of Milton, please pass on our website Hall Flood Plain Services. com. With close to 40 years experience in providing solutions for flood insurance and flood plain management, we have the solutions for most problems. Our office is in the Atlanta metro area far enough away from hurricanes to answer questions now. Your policy is easier to service here than from your local agent.

If your home or business has been flooded and you have flood insurance, you are required to call the claims department to file a claim immediately. This is the worst time to experience those to take your money. The claims adjuster has a responsibility to document the extent of your damages and to offer the value for repairs. There are factors that can limit your coverage or can be contested. Be sure to hire reputable contractors or mitigation services. Do not be rushed to let non certified service providers take your money. Be sure they are bonded for the work they are providing.

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If you have a claim for flood insurance, we have the knowledge to dispute a claim if you have a walk-out basement with content coverage. Our knowledge has recovered several hundred of thousand of dollars that would have been lost to 3 of our clients in past claims.

Just reached out to my flood insurance clients in Florida and they are experiencing flooding now not yet the expected peak. Please take photos and videos of your flooding and damage to your property for a claim adjuster. Your home insurance does not provide coverage for damage by flooding. This will a Presidential disaster and SBA loans will be available. Do not wait to file a claim with your flood insurance company. Remember first come first served.

With the potential of experiencing the worst hurricane in many years or ever, we offer services to answer your worst fears regarding your flood insurance claims or to answer questions concerning how your coverage works whether by a FEMA policy or by a private insurer. The consumer has a voice and we are here to help protect your interests. HFPS Agency, LLC offers both Commercial and Personal Insurance. Our sister company Hall Flood Plain Services, LLC can be researched on our website which offers some free services as well as Fee for Services. Very few insurance agents have our knowledge specifically for addressing flood insurance questions.

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