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10/23/2026

5 things this loan officer got wrong about solar leases on homes that killed the deal and made buyer walk 🚩

He called my client’s solar lease ā€œterribleā€ without ever reading it. His buyer believed him and walked away from the house. Here’s what he missed:

1ļøāƒ£ He never checked the utility’s rates. The lease power cost less than Edison’s, and the homeowner has zero equipment liability.

2ļøāƒ£ He thought a grid bill meant solar wasn’t worth it. A system that covers part of your usage still saves you money. Without it, you’d buy every kWh from the utility.

3ļøāƒ£ He never read the contract. There’s no lien on the home. The lease files a UCC-1 on the equipment only.

4ļøāƒ£ He doesn’t understand utility buy-back rules. Every rule change has pushed homeowners toward energy independence, and existing solar homes kept their deal. If you’re not buying from the grid, you’re not at its mercy.

5ļøāƒ£ Under NEM 3.0, selling power back is optional. A battery’s real job is keeping you off the grid, so rule changes matter far less.

Before you call a solar lease ā€œbad,ā€ read it. Before you spread misinformation, check the facts. 🚩

Buying or selling a home with solar? DM me ā€œLEASEā€ and I’ll review it with you.

Every lease is different. Individual results vary.

10/22/2026

In 2008, bad mortgages nearly broke the housing market. But we didn’t decide every mortgage was bad. We learned to read the terms. Some loans got people into homes. Others took them out.

Solar leases follow the same rules- you need to understand the terms and benefits.

The homeowner in this video passed on a home she loved because her agent called the lease ā€œterribleā€ but had no facts to support his opinion- it cost him the sale and the buyer. The 3.6% increase was on .12 cents- so it was always significantly below retail utility rates.
So we read the lease agreement together: 24Ā¢ per kWh against Edison’s 40Ā¢. $327 a month for power that would cost $546 without it. No lien on the home. Output guaranteed. Repairs covered.

Buyer would have made an offer if they knew this.

To realtors:
You don’t need to be a solar expert. Before you call a lease good or bad, find these four things in the contract: the rate per kWh, the yearly increase, whether it’s a UCC-1 filing or a lien, and who covers repairs. Compare the rate to the utility’s. That’s how you protect your client and save the deal. Understanding the terms before you judge them is what makes a great realtor.

To homeowners:
Don’t let someone else’s opinion of a contract make your decision. Ask for the agreement and check the same four things. A low starting rate with a set yearly increase can still save you hundreds a month compared to the utility. If you’re selling, have someone explain the system to your buyer so its value doesn’t get lost.
My Home & Solar Solution

10/21/2026

Click the link šŸ”— in this video to use the OUTAGE WATCH CALCULATOR šŸ”¢
Click link in our bio see how many people who got solar and whole home battery backup without buying or financing any of the equipment thanks to TPO programs šŸ”‹ āš”ļø

10/17/2026

A message to our neighbors in Southern California šŸ”āš”
With PSPS shutoffs and outages becoming part of life here, My Home & Solar Solution wants you to know we’re here for our community.
Our mission is simple: help local homeowners find real options to stay powered through outages, without the financial burden of buying or financing solar and batteries.
We help qualifying homeowners find programs that cover the equipment, installation, and all maintenance so you can opt into SCE’s Net-Billing plan and keep your lights on when the grid goes down.
But this is bigger than any one home. Every battery-backed home helps ease strain on the grid during peak demand and emergencies. .
When more of us generate and store our own power, our whole community becomes more resilient, and fewer neighbors are left in the dark.šŸ”‹ā˜€ļø
We all have a part to play in protecting our community. We’re proud to do ours, one home at a time. šŸ’›
Not sure where to start? We’ll walk you through your options, no pressure.
šŸ’¬ DM us ā€œScheduleā€ to book a complimentary advisor call
šŸ“² Or text ā€œscheduleā€ to 805.870.8415

10/16/2026

Your bill keeps going up. Your power keeps going out. ⚔

SCE rates have more than doubled since 2020, and PSPS shutoffs are hitting Ventura County hard. Our homeowners stay powered through outages and pay a lower rate with solar and battery backup, without buying or financing the equipment.

Sounds too good to be true? Don’t take our word for it. šŸ‘‰ Click the link in our bio to hear our customers’ stories.

šŸ’¬ DM us ā€œscheduleā€ to see if your home qualifies.

Savings vary. Not all homes qualify.

10/16/2026

Sounds too good to be true? That’s why we let your neighbors tell you how it worked for them. šŸ‘‰ Their stories are at the link in our bio

10/14/2026

Don’t be this family. Switch to solar and battery backupšŸ”‹ ā˜€ļø

REALTORS: That POOL/SPA sign might not be adding as much value as you think it is in California. šŸ”āš”ļøNot if the home come...
10/12/2026

REALTORS: That POOL/SPA sign might not be adding as much value as you think it is in California. šŸ”āš”ļø

Not if the home comes with a $500 electric bill.

The California housing market is changing, and so are buyers’ priorities.

Buyers aren’t just asking, ā€œHow much is the mortgage?ā€

They’re asking, ā€œHow much is this house going to cost me every single month?ā€

Mortgage. Property taxes. Insurance. Electricity. It ALL matters.

And here’s what more Realtors need to understand:

A home with solar can give buyers something a pool can’t: lower monthly operating expenses.

When homeowners spend less money powering their homes, they can potentially redirect more of their monthly budget toward the home they actually WANT.

That could mean:
šŸ” A larger home
šŸ“ A better neighborhood
šŸ’° More purchasing flexibility
āš”ļø Less exposure to rising utility rates

And when that solar includes battery backup? You’re offering another feature California buyers may increasingly value: energy security during outages.

The next generation of homebuyers isn’t just shopping for square footage. They’re shopping for affordability.

Realtors who understand the relationship between energy costs and housing affordability will have a competitive advantage.

Stop selling just the home. Start selling the cost of living in it.

Solar savings depend on the system, agreement, and household usage. Lower utility costs don’t automatically increase mortgage qualification.

10/06/2026

Text ā€œScheduleā€ to 805.870.8415 to see if your home qualifies for solar and battery backup through California Net-Billing plans.
The best part… you don’t have to finance or pay for any of the equipment, maintenance or installation if you meet the three requirements
Text ā€œScheduleā€ to speak with an advisor

10/03/2026

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San Diego, CA

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