May Shalhoub NMLS ID # 300637 at The Money Store

Interested in buying a home but not sure how much you need for a down payment? Let's chat about your options today!
https://myoc.io/sixties

NMLS ID # 300637

Earnest money is a good-faith deposit you submit when making an offer on a home to show the seller you’re serious. If your offer is accepted, the funds are typically applied toward your down payment or closing costs, but if you back out for a reason not covered in your contract contingencies, you could risk losing your deposit.

If you’re thinking of buying a home, The Money Store is here to help with your home financing needs. Contact me today to get started with a free mortgage consultation!
https://myoc.io/sixties

NMLS ID # 300637

Think you need perfect credit to purchase a home? Think again! There are flexible mortgage options available for a variety of financial situations. Let's schedule a free mortgage consultation today!
https://myoc.io/sixties

NMLS ID # 300637

A rate lock secures your mortgage interest rate for a specific period while your loan is being processed. This helps protect your rate and monthly payment from increasing if market rates rise before you close on your loan.

At The Money Store, we make it possible to lock a rate for up to 90 days while shopping for a home, then float down to a lower rate if available before closing. If you’re planning to buy a home, contact me today, and let’s discuss your rate-lock options!
https://myoc.io/sixties

NMLS ID # 300637

The first step in any homebuying journey should be getting preapproved with an experienced mortgage professional. I'm here to answer any questions you have about the home financing process. Get in touch today!
https://myoc.io/sixties

NMLS ID # 300637

A mortgage preapproval is a conditional commitment from a lender to lend you up to a specific loan amount. It can help you set your homebuying budget, shop with confidence, and show sellers you’re a serious buyer.

At The Money Store, getting preapproved is fast, easy, and free. Contact me today to take the next step toward your home financing goals!
https://myoc.io/sixties

NMLS ID # 300637

Buying a home is more than just looking at the listing price.

Your budget is influenced by your a variety of factors. Understanding the full picture can help you shop with confidence and avoid surprises along the way.

Want a free estimate of what you may be able to afford? Send me a DM and let’s talk through your options.
https://myoc.io/sixties

NMLS ID # 300637

Mortgage points—also called discount points—are optional fees you can pay at closing to reduce your interest rate. Each point typically costs 1% of the loan amount and may help lower your monthly payment and the total interest you pay over the life of the loan.

At The Money Store, I help homebuyers evaluate whether paying points makes sense based on their budget and long-term plans. If you're exploring your mortgage options, reach out and I’ll help you build a financing strategy that fits your goals.
https://myoc.io/sixties

NMLS ID # 300637

In honor of National Home Improvement Month, I’m sharing tips on updates big and small you can make to boost your home’s resale value.

Kitchens are one of the biggest decision-makers for buyers. The good news? You don’t always need a full remodel to make a strong impression. Strategic improvements like refreshed cabinets, modern lighting, and updated finishes can go a long way in making your space feel move-in ready without the full renovation price tag.

Share this with someone considering selling their home and follow for more homebuying tips!
https://myoc.io/sixties

NMLS ID # 300637

Buying a home may be more affordable than you think, but it’s still important to estimate and plan for your closing costs. At The Money Store, we offer programs such as down payment assistance that may make it possible to buy a home with less cash.

Want to find out how little you need to buy a home? Reach out to me today to schedule your free mortgage consultation!
https://myoc.io/sixties

NMLS ID # 300637