Federal Student Aid

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Federal Student Aid The official page of the U.S. Department of Education's office of Federal Student Aid. For more information, visit www.StudentAid.gov.

Federal Student Aid, a part of the U.S. Department of Education, is the largest provider of student financial aid in the nation. At the office of Federal Student Aid, our 1,200 employees help make college education possible for every dedicated mind by providing more than $150 billion in federal grants, loans, and work-study funds each year to help more than 15 million students pay for college or career school. We are proud to sponsor millions of American minds pursuing their educational dreams. Federal Student Aid is responsible for managing the student financial assistance programs authorized under Title IV of the Higher Education Act of 1965. These programs provide grants, loans and work-study funds to students attending college or career school. We ensure students and their families can benefit from these programs by:
• Informing students and families of the availability of the federal student aid programs and on the process for applying for and receiving aid from those programs.
• Developing the Free Application for Federal Student Aid (FAFSA) and processing more than 21 million FAFSA submissions each year;
• Accurately disbursing, reconciling, and accounting for all federal student aid funds that are delivered to students each year through more than 6,000 colleges and career schools;
• Managing the outstanding federal student loan portfolio and securing repayment from federal student loan borrowers;
• Offering free assistance to students, parents, and borrowers throughout the entire financial aid process; and
• Providing oversight and monitoring of all program participants—schools, financial entities, and students— to ensure compliance with the laws, regulations, and policies governing the federal student aid programs. Comment Policy

We welcome your comments and hope that our conversations here will be polite. You are responsible for the content of your comments. We do not discriminate against any views but may delete any of the following:
• Violent, obscene, profane, hateful, or racist comments
• Comments that threaten or harm the reputation of any person or organization
• Endorsements, advertisements, or solicitations of any kind
• Comments that suggest or encourage illegal activity
• Multiple off-topic posts or repetitive posts that are copied and pasted
• Personal information including but not limited to e-mail addresses, telephone numbers, mailing addresses, or identification numbers

In short: be nice and add to the discussion. If you continually violate this policy, we may limit your ability to comment in the future. You can view Federal Student Aid’s full social media policy at www.studentaid.ed.gov/social.

One benefit of loan rehabilitation? It removes the record of the defaulted loan from your credit history.You can now app...
28/10/2026

One benefit of loan rehabilitation? It removes the record of the defaulted loan from your credit history.

You can now apply for rehabilitation online. Get started at StudentAid.gov/loanrehab

It's no trick; Aidan® is a treat. 🍫Tap the green owl icon on StudentAid.gov to ask Aidan questions you have about federa...
27/10/2026

It's no trick; Aidan® is a treat. 🍫

Tap the green owl icon on StudentAid.gov to ask Aidan questions you have about federal student aid.

A lot can change between when you filed your tax return and you complete your FAFSA form. Job loss? Major health expense...
26/10/2026

A lot can change between when you filed your tax return and you complete your FAFSA form. Job loss? Major health expenses? Your school may make an adjustment to your FAFSA information and aid offer based on your circumstances.

Missed student loan payments? Your loans may be in default. The Defaulted Loans Support Center can help you explore your...
23/10/2026

Missed student loan payments? Your loans may be in default. The Defaulted Loans Support Center can help you explore your options. StudentAid.gov/defaultsupport

21/10/2026

It's now easier than ever to invite your parent or spouse to your FAFSA form! And make sure they know: It should only take them about 8 minutes to fill out their part.

Don't let your next student loan payment catch you by surprise. If you're enrolled in the SAVE Plan and don't choose a d...
20/10/2026

Don't let your next student loan payment catch you by surprise.

If you're enrolled in the SAVE Plan and don't choose a different repayment plan by your deadline, you'll automatically be enrolled in a fixed-payment repayment plan. That could mean higher monthly payments than if you choose a different income-driven repayment (IDR) plan.

Before that happens, get answers to important questions:

💰 How much could my new monthly payment be?

🤔 Which repayment plans, including other IDR plans, am I eligible for?

📅 When do I need to switch?

✅ How do I choose a new plan?

Our latest blog answers these questions and more to help you make an informed decision.

🔗 StudentAid.gov/articles/save/

Learn what SAVE Plan borrowers need to do, when to change repayment plans, which plans may be available, and how to estimate monthly payments

Many borrowers with federal student loans are eligible for at least one IDR plan, but the type of loans your students re...
19/10/2026

Many borrowers with federal student loans are eligible for at least one IDR plan, but the type of loans your students received and when they received them can affect their plan eligibility. Learn more in our new article:

If your monthly student loan payment is too high compared to your income, you may be eligible for an income-driven repayment (IDR) plan.

16/10/2026

📣 Student loan borrowers: Did you know that the SAVE Plan has ended? It’s time to choose a new repayment plan.
👉 Compare your repayment options and apply for an available plan today: StudentAid.gov/calculator
🔖 You may also be able to save on interest: Enroll in auto pay by Dec. 31, 2026, and you may receive a temporary 1% interest rate reduction.
Check your options and choose the plan that works best for you.

Did you know that most schools and states require students to submit the FAFSA form to be eligible for aid?
15/10/2026

Did you know that most schools and states require students to submit the FAFSA form to be eligible for aid?

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