NILs at Armidale NC

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NILs at Armidale NC Come in and speak to our team about how we can help! Loans cannot be used for cash, bond, rent arrears, debt consolidation, holidays or bills.

The No Interest Loan Program (NILs) delivered in partnership with Good Shepherd, NAB, and the Australian Government provides people on low incomes with access to safe, fair & affordable credit. The No Interest Loan Scheme (NILS) provides individuals and families on low incomes with access to safe, fair and affordable credit. Loan are up to $1,500 depending on Income, for essential goods and services such as car rego / repairs, fridges, washing machines, furniture, relocation costs and education essentials such as laptops, tablets text books. Repayments are set up at an affordable amount over 12 months to 18 months

To be eligible for NILS you must have a Health Care Card or earn less than $45,000 a year (after tax). Have lived at current address for more than three months and show a willingness and capacity to repay the loan. The No Interest Loan Scheme (Nils) provides community members on low incomes access to safe, fair and affordable credit. Provided in a respectful assessment process

Breast Cancer Month. This month is breast cancer awareness month. Why is breast Screening important???⭕️1 in 7 women in ...
30/10/2026

Breast Cancer Month.

This month is breast cancer awareness month.

Why is breast Screening important???

⭕️1 in 7 women in NSW will be diagnosed with breast cancer.
⭕ Most women diagnosed with breast cancer are over 50 years old.
⭕ Most women with breast cancer do not have a family history of breast cancer.

Please refer to flyer for more information.

21/10/2026

💲💲💲Gambling Awareness Week 19/10/2026 - 25/10/2026 💲💲💲

👀Gambling harm isn't always obvious. Now we can see it, let's talk about
it. 👀

💰🌏👪

Offered here at the Armidale Neighbourhood Centre! If you would like to find out more about the NILS program, contact us...
15/10/2026

Offered here at the Armidale Neighbourhood Centre!

If you would like to find out more about the NILS program, contact us below!

📍 246 Beardy St Armidale NSW 2350
📅 Monday – Friday, 9am - 4.30 pm.
🕘 NILS Officers Hours - Sierra - Wed -Fri, 9am - 1pm.
☎️ 02 6772 4373
📧 [email protected]
🌐 www.nils.com.au

The NSW Government has extended funding for the No Interest Loan Scheme (NILS), helping households across NSW access support when they need it most.

NILS provides safe, fair loans with no interest, fees or charges for essential goods and services.

You can borrow:
✅ up to $2,000 for essentials such as fridges, beds, medical costs or car repairs
✅ up to $3,000 for housing needs including bond, rent in advance or disaster recovery.

More than $18 million in loans were delivered last year, with 89% already repaid, highlighting the strength of this community-based program.

You may be eligible if you:

• are on a low income
• receive a pension
• have experienced domestic or family violence in the past 10 years
• support a family earning up to $100,000 a year
• are single and earning up to $70,000 a year.

NILS is available through 56 providers across NSW.

Find out more or locate a provider near you: https://www.service.nsw.gov.au/transaction/find-a-no-interest-loans-scheme-nils-provider

26/09/2026

❓ Who has NILs helped? ❓

Denise found out the hard way about pay day lenders:

“Well at first, I got payday loans. A payday loan is never a good idea. I got stuck. There were hidden fees and costs. The interest was phenomenal. I felt really really trapped.”

Denise has used NILs on 7 separate occasions. NILs has helped her buy – a fridge, a washing machine, with repairs to her home and helped with her medical expenses. Since being diagnosed with MS, Denise lost her driving licence and a big part of her independence. Recently, she received approval for a NILs loan to help her buy an electric bike: “As a disabled pensioner and losing my license, it’s been so hard to get around. Getting my electric bike through a NILs loan has not only helped me to get from A to B but given me my sense of normalcy back. NILs honestly gave me my freedom back.”

Contact us below to find out more about how NILs can help you;

📍 246 Beardy St Armidale NSW 2350
📅 Monday – Friday, 9am - 4.30 pm.
🕘 NILs Officers Hours - Sierra - Wed -Fri, 9am - 1pm.
☎️ 02 6772 4373
📧 [email protected]
🌐 www.nils.com.au

Enjoy the videos and music you love, upload original content, and share it all with friends, family, and the world on YouTube.

💲 You may be eligible for a No-Interest Loan! 💲❓ We have seen some misconceptions floating around about the NILS eligibi...
24/09/2026

💲 You may be eligible for a No-Interest Loan! 💲

❓ We have seen some misconceptions floating around about the NILS eligibility criteria, and we wish to clear it up for you!

✍️ The NILs program is designed for people who need support and you may be eligible if you meet at least one of the following criteria:

- You have a Health Care or Pension Card
- Earning less than $70,000 before tax as a single person.
- Earning less than $100,000 with a partner or dependents.
- You have experienced family or domestic violence in the last 10 years.

If you meet one the above criteria, and wish to check your eligibility further, use the below link to the new NILs website, where you can answer a few more questions to make sure!

🌐 https://nils.com.au/eligibility-checker 🌐

If you have any questions about the NILs program or wish to start your application, feel free to contact us at the Armidale Neighbourhood Centre using the below information!

📍 246 Beardy St Armidale NSW 2350
📅 Monday – Friday, 9am - 4.30 pm.
🕘 NILS Officers Hours - Sierra - Wed -Fri, 9am - 1pm.
☎️ 02 6772 4373
📧 [email protected]
🌐 www.nils.com.au

NILs provides Safe, fair and affordable loans for Australians when they need it most. No interest or fees ever.

❗❗❗Scams and Safety Alert ❗❗❗The Armidale Neighbourhood Centre is an approved provider of the NILS program within NSW, t...
20/09/2026

❗❗❗Scams and Safety Alert ❗❗❗

The Armidale Neighbourhood Centre is an approved provider of the NILS program within NSW, though there are many scammers impersonating approved providers using fake websites, social media profiles, and ads.

🛑Watch out for scammers who may:🛑

🔸Contact you on social media
🔸Ask for myGov sign-in and password
🔸Ask for Banking details, including sign-in and password
🔸Ask for Identity documents like Medicare card details or Centrelink Customer Reference Number
🔸Ask for you to download software
🔸Ask for you to transfer money
🔸Ask you to set up a bank account with a specific provider to have money transferred.

Good Shepherd and the Armidale Neighbourhood Centre will never ask you for your myGov sign-in, bank details, or use social media to contact you or process a loan application.

🚫If you think you have been scammed:

⛔Stop all contact with the suspected scammer
⛔Block and report the scammer account on social media
⛔Report a scam to authorities
⛔Contact your bank or card provider as soon as possible
⛔Change your account passwords.

www.nils.com.au

❓A common question is “Can NILS help me with …?”💲Here at the Armidale Neighbourhood Centre, we are an approved provider ...
18/09/2026

❓A common question is “Can NILS help me with …?”

💲Here at the Armidale Neighbourhood Centre, we are an approved provider of the NILS program in NSW. The most common applications we process through our centre include:

🚗 Vehicle-related expenses (Registration, repairs, CTP insurance),
🏠 Whitegoods (Fridges, washing machines, dryers, etc.),
🛏️ Furniture (Beds, lounge sets, tables, etc.),
💻 Technology (for education and employment), and
🦻 Health and Wellbeing (Dental, medical, mobility aids, vision care, surgery, etc.).

❗If an essential item or service you need is not on this list, don’t hesitate to contact us using the below details to ask! We are more than happy to help.

📍 246 Beardy St Armidale NSW 2350
📅 Monday – Friday, 9am - 4.30 pm.
🕘 NILS Officers Hours - Sierra - Wed -Fri, 9am - 1pm.
☎️ 02 6772 4373
📧 [email protected]
🌐 www.nils.com.au

A free Justice of the Peace at the Community Support Hub twice a week! See details below 👇
17/09/2026

A free Justice of the Peace at the Community Support Hub twice a week! See details below 👇

🤔🤔🤔DID YOU KNOW 🤔🤔🤔

We have a Justice Of Peace in The Community Support Hub Office twice a week.

⏰10am - 12pm
📅Every Wednesday & Friday
📍The Community Support Hub

Address

246 Beardy Street
Armidale, NSW
2350

Opening Hours

Monday 9am - 3pm
Tuesday 9am - 3pm
Wednesday 9am - 3pm
Thursday 9am - 3pm
Friday 9am - 3pm

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