Loanfit

Somewhere along the way, buying property became associated with stress, confusion and feeling “behind” in life.
Most people come to me thinking they need perfect finances, a huge deposit and their entire life figured out before they can even start asking questions.
Reality? Most buyers are far more ready than they think.
I want buying property to feel exciting again.
Not intimidating
Not embarrassing
Not something only “wealthy” people can do.

Just normal people building a life they’re proud of 🤍

Separation can be a difficult season of life.
For some people, staying in the home they’ve built is still possible through refinancing and loan restructuring — depending on individual circumstances.
We’re here to help you understand what’s realistic and guide you through the process with clarity.
DM “HOME” to start the conversation.

There’s more on the LMI exemption list than you might think… and your profession could be one of them 👀
From certain medical roles to legal, accounting, and other professional industries — you could potentially avoid paying Lenders Mortgage Insurance and save thousands
Most people don’t even realise they’re eligible…
Want to find out if you can take advantage of this? Contact me

As expected, the Reserve Bank of Australia has increased the cash rate by 0.25% at today’s meeting, bringing it to 4.10%.

This move reflects the RBA’s continued focus on bringing inflation back within its 2–3% target range, with price pressures still sitting higher than ideal.
If you’re unsure how this may impact you or your mortgage, reach out—we’re here to help

What if I told you you don’t need 20% to buy?

💰 20% deposit → skip Lenders Mortgage Insurance (LMI)
💰 10% deposit → LMI applies, but you can still get in the game
💰 2–5% deposit → First Home Buyer schemes & government guarantees available
💰 0% deposit → family guarantees could be an option

There are also exceptions for LMI—I can help you see if you’re eligible!
✨ Buying your first home might be closer than you think—send me a DM to find out your options!

💛 The mortgage world can be overwhelming—but that’s exactly why having a broker in your corner helps!
✅ 50+ banks & thousands of loan options�✅ Free service�✅ Your goals come first, not the lender’s�✅ Clear, honest guidance�✅ I handle the paperwork�✅ Support all the way, no matter your loan type 🔑
📌 DM me “HOME” to start your 2026 property goals!

The RBA has hiked the cash rate by 0.25%, now at 3.85%.
Wondering how this affects your mortgage? Don’t stress—we can help you understand your options and keep your repayments on track. 🏡💰
📩 DM us or give us a call today!