Mortgage Choice - Fiona Dempsey

Mortgage Choice was named Australia’s top brokerage in The Adviser magazine’s 2023 list of Top 25 Brokerages.

Despite a challenging year for the industry, we continued to grow and innovate so that we could help more Australians find the right loan.

Contact us and we’ll find a solution that’s right for you.

When you’re self employed, getting a home loan can involve a few extra steps, which may make the process more complex.

At Mortgage Choice, we’re here to help you navigate lender requirements so that you can secure a home loan that suits your needs.

You’re never a loan, contact us today.

A beautiful thank you from a happy client!

Whether you’re buying your first home, investing, or refinancing we’ll be with you every step of the way.

- We’ll help you find the right loan from more than 30 lenders.

- We’ll help you compare the benefits of fixed vs variable rates.

- We can discuss government grants you may be eligible for.

- We don’t charge to find the right home loan for you, we’re paid by the lender once you secure your home loan.

- We’ve been helping Australians finance their property dreams for more than 30 years.

Contact us today.

The stark cost of the Reserve Bank’s pre-Christmas interest rate hike The Reserve Bank has hiked the official cash rate for the eighth straight month, delivering another hip pocket hit just before Christmas.

Stamp duty is a state and territory government charge incurred by a buyer when purchasing a property. The amount of stamp duty you will pay can depend on the price you paid for the property, where you are buying and your eligibility for first home buyer savings.

Work out an estimate of how much stamp duty you could be liable to pay on a property purchase with our stamp duty calculator:

https://bit.ly/3z6yxE3

Having multiple debts can make it challenging to keep track of your repayments. It may result in paying more fees and you may even be paying a higher interest rate depending on the types of loans you have.

Refinancing to consolidate your debt could help you save money and get back in control of your finances. Having just one lender, one repayment and one set of fees to manage seems far simpler.

We can help you select the consolidation loan that’s right for your needs, contact us today.

If you’re curious about whether you can lower your home loan repayments, you should reach out to your local mortgage broker to discuss your options.

With interest rates on the rise, now is the right time to have an expert in your corner to help you find a better deal on your home loan.

You’re never a loan, contact us today.

Check out the website here :

https://www.mortgagechoice.com.au/campaign/win-20k/?fid=WA1991&utm_source=Facebook&utm_medium=Local_Social&utm_campaign=Refinance_Win

RBA delivers Cup Day rate hike - Mortgage Choice The cash rate rose for a seventh straight month in November.

Buying your first home but can’t afford to do it on your own? Asking someone to act as guarantor of your home loan may be an option for you. A guarantor offers equity in their property as security for someone else’s home loan.

Having a guarantor could help you get into the property market sooner, allowing you to contribute a smaller deposit and potentially avoid lenders mortgage insurance.

If you’re interested in finding out if a guarantor loan is right for you, speak to us today.

If you're nearing the end of your fixed term, it may benefit you to seek help from a home loan expert.

If you simply let the fixed term lapse, it’s likely your home loan will revert to the ‘standard variable rate’, which may be much higher than some competitive options available from other lenders.

By chatting with your local mortgage broker, you can obtain an understanding of whether to re-fix your loan at a new fixed rate, negotiate a better variable rate with your existing lender, or refinance with a new lender.

Contact us today to see if there’s a better rate that could help to save you money.