SNP Perth River Tay

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SNP Perth River Tay SNP Perth River Tay branch covers Perth city centre and areas along River Tay. The page is promoted by S.A. The page is promoted by S.

Stoddart, Communications Officer, on behalf of the SNP River Tay Branch at 61 Glasgow Road, Perth, Scotland, PH2 0PE SNP Perth River Tay branch covers Perth City Centre and areas along River Tay, including North Muirton, Gannochy, Bridgend, Kinnoull and Friarton. Our local elected members are Councillors Eric Drysdale and Andrew Parrott. We are actively supporting local elections campaigns and the independence movement. The branch is part of the SNP Perthshire North Constituency Association, with current elected representatives, MP Peter Wishart and MSP John Swinney. Stoddart, Communications Officer, for SNP River Tay Branch, 61 Glasgow Road, Perth, Scotland, PH2 0PE

๐—–๐—ต๐—ฎ๐—ฝ๐˜๐—ฒ๐—ฟ ๐Ÿฑ โ€” ๐—ช๐—ต๐—ฎ๐˜ ๐—›๐—ฎ๐—ฝ๐—ฝ๐—ฒ๐—ป๐˜€ ๐˜๐—ผ ๐—ฃ๐—ฒ๐—ป๐˜€๐—ถ๐—ผ๐—ป๐˜€ ๐—ฎ๐—ป๐—ฑ ๐—•๐—ฒ๐—ป๐—ฒ๐—ณ๐—ถ๐˜๐˜€?Pensions and benefits help millions of people pay their bills and mana...
14/10/2026

๐—–๐—ต๐—ฎ๐—ฝ๐˜๐—ฒ๐—ฟ ๐Ÿฑ โ€” ๐—ช๐—ต๐—ฎ๐˜ ๐—›๐—ฎ๐—ฝ๐—ฝ๐—ฒ๐—ป๐˜€ ๐˜๐—ผ ๐—ฃ๐—ฒ๐—ป๐˜€๐—ถ๐—ผ๐—ป๐˜€ ๐—ฎ๐—ป๐—ฑ ๐—•๐—ฒ๐—ป๐—ฒ๐—ณ๐—ถ๐˜๐˜€?

Pensions and benefits help millions of people pay their bills and manage everyday life.

Many people have spent decades working, ๐—ฝ๐—ฎ๐˜†๐—ถ๐—ป๐—ด ๐—ก๐—ฎ๐˜๐—ถ๐—ผ๐—ป๐—ฎ๐—น ๐—œ๐—ป๐˜€๐˜‚๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒ and planning for retirement. Others rely on benefits to support themselves and their families.

So it's understandable that people want to know what independence could mean for these payments.

Let's look at four important questions.

๐Ÿ’ท ๐Ÿญ. ๐—ช๐—ถ๐—น๐—น ๐—œ ๐˜€๐˜๐—ถ๐—น๐—น ๐—ฟ๐—ฒ๐—ฐ๐—ฒ๐—ถ๐˜ƒ๐—ฒ ๐—บ๐˜† ๐—ฆ๐˜๐—ฎ๐˜๐—ฒ ๐—ฃ๐—ฒ๐—ป๐˜€๐—ถ๐—ผ๐—ป?

The Scottish Government proposes that State Pensions would continue to be ๐—ฝ๐—ฎ๐—ถ๐—ฑ ๐—ผ๐—ป ๐˜๐—ถ๐—บ๐—ฒ ๐—ฎ๐—ป๐—ฑ ๐—ถ๐—ป ๐—ณ๐˜‚๐—น๐—น.

Initially, the Scottish State Pension would follow the same rules and payment rates as the UK system.

๐—™๐—ฟ๐—ผ๐—บ ๐—œ๐—ป๐—ฑ๐—ฒ๐—ฝ๐—ฒ๐—ป๐—ฑ๐—ฒ๐—ป๐—ฐ๐—ฒ ๐——๐—ฎ๐˜†, ๐—ฆ๐—ฐ๐—ผ๐˜๐—น๐—ฎ๐—ป๐—ฑ ๐˜„๐—ผ๐˜‚๐—น๐—ฑ ๐˜๐—ฎ๐—ธ๐—ฒ ๐—ฟ๐—ฒ๐˜€๐—ฝ๐—ผ๐—ป๐˜€๐—ถ๐—ฏ๐—ถ๐—น๐—ถ๐˜๐˜† ๐—ณ๐—ผ๐—ฟ ๐—ณ๐˜‚๐—ป๐—ฑ๐—ถ๐—ป๐—ด ๐—ฆ๐˜๐—ฎ๐˜๐—ฒ ๐—ฃ๐—ฒ๐—ป๐˜€๐—ถ๐—ผ๐—ป๐˜€, with administration transferring after a transition period.

Existing pensioners would not need to reapply.

๐Ÿ“‹ ๐Ÿฎ. ๐—ช๐—ต๐—ฎ๐˜ ๐—ต๐—ฎ๐—ฝ๐—ฝ๐—ฒ๐—ป๐˜€ ๐˜๐—ผ ๐—บ๐˜† ๐—ก๐—ฎ๐˜๐—ถ๐—ผ๐—ป๐—ฎ๐—น ๐—œ๐—ป๐˜€๐˜‚๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒ ๐—ฐ๐—ผ๐—ป๐˜๐—ฟ๐—ถ๐—ฏ๐˜‚๐˜๐—ถ๐—ผ๐—ป๐˜€?

National Insurance works differently from a personal pension or savings account.

The contributions people pay today help fund current State Pensions and other services and benefits. They aren't saved in individual accounts for retirement.

Instead, your National Insurance record helps establish your future State Pension entitlement.

Under the Scottish Government's proposals, qualifying years already built up before Independence Day would count towards your Scottish State Pension.

Qualifying years earned in Scotland afterwards would also count.

The practical arrangements for recognising records and transferring responsibilities would need to be settled.

๐Ÿฆ ๐Ÿฏ. ๐—ช๐—ต๐—ฎ๐˜ ๐—ฎ๐—ฏ๐—ผ๐˜‚๐˜ ๐˜„๐—ผ๐—ฟ๐—ธ๐—ฝ๐—น๐—ฎ๐—ฐ๐—ฒ ๐—ฎ๐—ป๐—ฑ ๐—ฝ๐—ฟ๐—ถ๐˜ƒ๐—ฎ๐˜๐—ฒ ๐—ฝ๐—ฒ๐—ป๐˜€๐—ถ๐—ผ๐—ป๐˜€?

These are separate from the State Pension.

The Scottish Government proposes to protect existing workplace and private pension arrangements, initially maintaining a regulatory system similar to the UK's.

Public service pension entitlements, including armed forces and civil service pensions, would also be protected under its proposals.

๐Ÿค ๐Ÿฐ. ๐—ช๐—ถ๐—น๐—น ๐—บ๐˜† ๐—ฏ๐—ฒ๐—ป๐—ฒ๐—ณ๐—ถ๐˜๐˜€ ๐—ฐ๐—ผ๐—ป๐˜๐—ถ๐—ป๐˜‚๐—ฒ?

Scotland already administers benefits including Adult Disability Payment and Scottish Child Payment.

Other benefits, such as Universal Credit, are currently managed by the UK Government.

The Scottish Government proposes that people would continue receiving their existing benefits on time and in full while responsibilities transfer.

Future Scottish governments could change benefit rules and payment levels.

๐—ฆ๐—ผ, ๐˜„๐—ต๐—ฎ๐˜ ๐—ฑ๐—ผ๐—ฒ๐˜€ ๐—ฎ๐—น๐—น ๐˜๐—ต๐—ถ๐˜€ ๐—บ๐—ฒ๐—ฎ๐—ป?

๐—ง๐—ต๐—ฒ ๐—ฆ๐—ฐ๐—ผ๐˜๐˜๐—ถ๐˜€๐—ต ๐—š๐—ผ๐˜ƒ๐—ฒ๐—ฟ๐—ป๐—บ๐—ฒ๐—ป๐˜'๐˜€ ๐—ฎ๐—ถ๐—บ ๐—ถ๐˜€ ๐˜๐—ผ ๐—ธ๐—ฒ๐—ฒ๐—ฝ ๐—ฝ๐—ฒ๐—ป๐˜€๐—ถ๐—ผ๐—ป๐˜€ ๐—ฎ๐—ป๐—ฑ ๐—ฏ๐—ฒ๐—ป๐—ฒ๐—ณ๐—ถ๐˜๐˜€ ๐—ฟ๐˜‚๐—ป๐—ป๐—ถ๐—ป๐—ด ๐˜„๐—ถ๐˜๐—ต๐—ผ๐˜‚๐˜ ๐—ถ๐—ป๐˜๐—ฒ๐—ฟ๐—ฟ๐˜‚๐—ฝ๐˜๐—ถ๐—ผ๐—ป ๐—ฎ๐—ป๐—ฑ ๐—ฝ๐—ฟ๐—ผ๐˜๐—ฒ๐—ฐ๐˜ ๐—ฝ๐—ฒ๐—ผ๐—ฝ๐—น๐—ฒ'๐˜€ ๐—ฒ๐˜…๐—ถ๐˜€๐˜๐—ถ๐—ป๐—ด ๐—ฒ๐—ป๐˜๐—ถ๐˜๐—น๐—ฒ๐—บ๐—ฒ๐—ป๐˜๐˜€.

But there's an important distinction between a published plan and an agreement that's already in place.

๐—ง๐—ต๐—ฒ ๐—ฆ๐—ฐ๐—ผ๐˜๐˜๐—ถ๐˜€๐—ต ๐—ฎ๐—ป๐—ฑ ๐—จ๐—ž ๐—ด๐—ผ๐˜ƒ๐—ฒ๐—ฟ๐—ป๐—บ๐—ฒ๐—ป๐˜๐˜€ ๐˜„๐—ผ๐˜‚๐—น๐—ฑ ๐—ป๐—ฒ๐—ฒ๐—ฑ ๐˜๐—ผ ๐—ป๐—ฒ๐—ด๐—ผ๐˜๐—ถ๐—ฎ๐˜๐—ฒ ๐˜๐—ต๐—ฒ ๐˜๐—ฟ๐—ฎ๐—ป๐˜€๐—ณ๐—ฒ๐—ฟ ๐—ผ๐—ณ ๐—ฟ๐—ฒ๐˜€๐—ฝ๐—ผ๐—ป๐˜€๐—ถ๐—ฏ๐—ถ๐—น๐—ถ๐˜๐—ถ๐—ฒ๐˜€, ๐—ณ๐˜‚๐—ป๐—ฑ๐—ถ๐—ป๐—ด ๐—ฎ๐—ป๐—ฑ ๐—ฝ๐—ฟ๐—ฎ๐—ฐ๐˜๐—ถ๐—ฐ๐—ฎ๐—น ๐—ฎ๐—ฟ๐—ฟ๐—ฎ๐—ป๐—ด๐—ฒ๐—บ๐—ฒ๐—ป๐˜๐˜€ ๐—ฏ๐—ฒ๐—ณ๐—ผ๐—ฟ๐—ฒ ๐˜๐—ต๐—ฒ ๐—ป๐—ฒ๐˜„ ๐˜€๐˜†๐˜€๐˜๐—ฒ๐—บ๐˜€ ๐—ฐ๐—ผ๐˜‚๐—น๐—ฑ ๐—ผ๐—ฝ๐—ฒ๐—ฟ๐—ฎ๐˜๐—ฒ.

For now, these are proposals for how independence would work, not arrangements that have already been agreed.

That's why understanding both the plans and the questions still to be settled matters.

๐‘บ๐’„๐’๐’•๐’•๐’Š๐’”๐’‰ ๐‘ฐ๐’๐’…๐’†๐’‘๐’†๐’๐’…๐’†๐’๐’„๐’† ๐‘ฌ๐’™๐’‘๐’๐’‚๐’Š๐’๐’†๐’… โ€” ๐’–๐’๐’…๐’†๐’“๐’”๐’•๐’‚๐’๐’…๐’Š๐’๐’ˆ ๐’•๐’‰๐’† ๐’‘๐’“๐’‚๐’„๐’•๐’Š๐’„๐’‚๐’ ๐’’๐’–๐’†๐’”๐’•๐’Š๐’๐’๐’”, ๐’๐’๐’† ๐’„๐’‰๐’‚๐’‘๐’•๐’†๐’“ ๐’‚๐’• ๐’‚ ๐’•๐’Š๐’Ž๐’†.

๐Ÿด๓ ง๓ ข๓ ณ๓ ฃ๓ ด๓ ฟ ๐—”๐—ฟ๐—ฒ๐—ฌ๐—ผ๐˜‚๐—ฌ๐—˜๐—ฆ๐—ฌ๐—ฒ๐˜? ๐Ÿด๓ ง๓ ข๓ ณ๓ ฃ๓ ด๓ ฟ

10/10/2026

The Scottish parliament have made the right decision!

Chapter 4: What Currency Would Scotland Use?๐—ฆ๐˜‚๐—ฝ๐—ฝ๐—ผ๐˜€๐—ฒ ๐—ฆ๐—ฐ๐—ผ๐˜๐—น๐—ฎ๐—ป๐—ฑ ๐˜ƒ๐—ผ๐˜๐—ฒ๐˜€ ๐—ฌ๐—ฒ๐˜€.Do we wake up after independence with a brand-new...
08/10/2026

Chapter 4: What Currency Would Scotland Use?
๐—ฆ๐˜‚๐—ฝ๐—ฝ๐—ผ๐˜€๐—ฒ ๐—ฆ๐—ฐ๐—ผ๐˜๐—น๐—ฎ๐—ป๐—ฑ ๐˜ƒ๐—ผ๐˜๐—ฒ๐˜€ ๐—ฌ๐—ฒ๐˜€.

Do we wake up after independence with a brand-new Scottish pound?

Do the pounds already in our bank accounts suddenly have to be exchanged?

Or do we simply carry on using the pound we already have?

The short answer is at first, ๐—ฆ๐—ฐ๐—ผ๐˜๐—น๐—ฎ๐—ป๐—ฑ ๐˜„๐—ผ๐˜‚๐—น๐—ฑ ๐—ฐ๐—ผ๐—ป๐˜๐—ถ๐—ป๐˜‚๐—ฒ ๐˜‚๐˜€๐—ถ๐—ป๐—ด ๐—ฝ๐—ผ๐˜‚๐—ป๐—ฑ ๐˜€๐˜๐—ฒ๐—ฟ๐—น๐—ถ๐—ป๐—ด.

The Scottish Government's current proposal is for a gradual process rather than an overnight change.

๐Ÿ’ท First โ€” sterling would continue

After a Yes vote, Scotland would remain part of the UK while the terms of independence were negotiated. ๐——๐˜‚๐—ฟ๐—ถ๐—ป๐—ด ๐˜๐—ต๐—ฎ๐˜ ๐—ฝ๐—ฒ๐—ฟ๐—ถ๐—ผ๐—ฑ, ๐˜€๐˜๐—ฒ๐—ฟ๐—น๐—ถ๐—ป๐—ด ๐˜„๐—ผ๐˜‚๐—น๐—ฑ ๐—ฐ๐—ผ๐—ป๐˜๐—ถ๐—ป๐˜‚๐—ฒ ๐˜๐—ผ ๐—ฏ๐—ฒ ๐˜‚๐˜€๐—ฒ๐—ฑ.

And from the first day of independence, the current proposal is still to use sterling.

That means wages, pensions, savings, bank accounts and everyday purchases would not suddenly switch to a new currency.

Scotland would not need a formal currency agreement with the UK Government simply to continue using sterling.

๐—ง๐—ต๐—ฒ๐—ฟ๐—ฒ ๐—ถ๐˜€ ๐—ฎ๐—ป ๐—ถ๐—บ๐—ฝ๐—ผ๐—ฟ๐˜๐—ฎ๐—ป๐˜ ๐˜๐—ฟ๐—ฎ๐—ฑ๐—ฒ-๐—ผ๐—ณ๐—ณ, ๐˜๐—ต๐—ผ๐˜‚๐—ด๐—ต.

While Scotland used sterling, the Bank of England would continue setting monetary policy for the pound, including interest rates. Scotland would have control over its own taxes and public spending, but it would not control sterling itself.

๐Ÿฆ ๐—ช๐—ผ๐˜‚๐—น๐—ฑ ๐—ฆ๐—ฐ๐—ผ๐˜๐—น๐—ฎ๐—ป๐—ฑ ๐—ป๐—ฒ๐—ฒ๐—ฑ ๐—ฎ ๐—–๐—ฒ๐—ป๐˜๐—ฟ๐—ฎ๐—น ๐—•๐—ฎ๐—ป๐—ธ?

Yes.

The current proposal is to establish an independent Scottish Central Bank ๐—ณ๐—ฟ๐—ผ๐—บ ๐˜๐—ต๐—ฒ ๐—ณ๐—ถ๐—ฟ๐˜€๐˜ ๐—ฑ๐—ฎ๐˜† ๐—ผ๐—ณ ๐—ถ๐—ป๐—ฑ๐—ฒ๐—ฝ๐—ฒ๐—ป๐—ฑ๐—ฒ๐—ป๐—ฐ๐—ฒ.

Initially, its responsibilities would include financial stability and regulation. It would also have a role in assessing whether Scotland was ready to introduce its own currency.

And that brings us to the next stage.

๐Ÿ’ท ๐—” ๐—ฆ๐—ฐ๐—ผ๐˜๐˜๐—ถ๐˜€๐—ต ๐—ฝ๐—ผ๐˜‚๐—ป๐—ฑ โ€” ๐—ฏ๐˜‚๐˜ ๐˜„๐—ต๐—ฒ๐—ป?

The Scottish Government's longer-term proposal is to introduce a Scottish pound, but there's no fixed date for doing so.

The move would depend on economic conditions, including the strength of Scotland's public finances, its foreign currency reserves and whether the necessary financial institutions were established and credible.

๐—ง๐—ต๐—ฒ ๐—ฑ๐—ฒ๐—ฐ๐—ถ๐˜€๐—ถ๐—ผ๐—ป ๐˜๐—ผ ๐—ถ๐—ป๐˜๐—ฟ๐—ผ๐—ฑ๐˜‚๐—ฐ๐—ฒ ๐˜๐—ต๐—ฒ ๐—ฆ๐—ฐ๐—ผ๐˜๐˜๐—ถ๐˜€๐—ต ๐—ฝ๐—ผ๐˜‚๐—ป๐—ฑ ๐˜„๐—ผ๐˜‚๐—น๐—ฑ ๐˜‚๐—น๐˜๐—ถ๐—บ๐—ฎ๐˜๐—ฒ๐—น๐˜† ๐—ฏ๐—ฒ ๐˜๐—ฎ๐—ธ๐—ฒ๐—ป ๐—ฏ๐˜† ๐˜๐—ต๐—ฒ ๐—ฆ๐—ฐ๐—ผ๐˜๐˜๐—ถ๐˜€๐—ต ๐—ฃ๐—ฎ๐—ฟ๐—น๐—ถ๐—ฎ๐—บ๐—ฒ๐—ป๐˜.

So it isn't:

Independence on Monday. New Scottish pound on Tuesday.

There would be a transition.

๐Ÿ’ฐ๐—ช๐—ต๐—ฎ๐˜ ๐—ฎ๐—ฏ๐—ผ๐˜‚๐˜ ๐—ฏ๐—ผ๐—ฟ๐—ฟ๐—ผ๐˜„๐—ถ๐—ป๐—ด ๐—ฎ๐—ป๐—ฑ ๐—ฑ๐—ฒ๐—ฏ๐˜?

Currency choice also matters for government borrowing and debt.

An independent Scotland could borrow, as other governments do, but the currency being used can affect borrowing costs and financial risks.

That is one reason why the proposed move from sterling to a Scottish pound would depend on economic conditions rather than happening automatically on a particular date.

๐Ÿ”Ž So, to recap...

๐—จ๐—ป๐—ฑ๐—ฒ๐—ฟ ๐˜๐—ต๐—ฒ ๐—ฐ๐˜‚๐—ฟ๐—ฟ๐—ฒ๐—ป๐˜ ๐—ฆ๐—ฐ๐—ผ๐˜๐˜๐—ถ๐˜€๐—ต ๐—š๐—ผ๐˜ƒ๐—ฒ๐—ฟ๐—ป๐—บ๐—ฒ๐—ป๐˜ ๐—ฝ๐—ฟ๐—ผ๐—ฝ๐—ผ๐˜€๐—ฎ๐—น:

โžก๏ธ After a Yes vote โ€” ๐—ฝ๐—ผ๐˜‚๐—ป๐—ฑ ๐˜€๐˜๐—ฒ๐—ฟ๐—น๐—ถ๐—ป๐—ด

โžก๏ธ During independence negotiations: ๐—ฝ๐—ผ๐˜‚๐—ป๐—ฑ ๐˜€๐˜๐—ฒ๐—ฟ๐—น๐—ถ๐—ป๐—ด

โžก๏ธ From the first day of independence: ๐—ฝ๐—ผ๐˜‚๐—ป๐—ฑ ๐˜€๐˜๐—ฒ๐—ฟ๐—น๐—ถ๐—ป๐—ด

โžก๏ธ Later, when economic conditions were considered suitable: ๐—ฎ ๐—ฆ๐—ฐ๐—ผ๐˜๐˜๐—ถ๐˜€๐—ต ๐—ฝ๐—ผ๐˜‚๐—ป๐—ฑ.

And there is currently no fixed timetable for that final change.

So, the money in people's pockets and bank accounts wouldn't suddenly change after a Yes vote.

The proposal is for continuity first โ€” followed, when the conditions were considered right, by a decision on introducing Scotland's own currency.

๐Ÿ“Œ Coming next: Chapter 5 โ€” What Happens to Pensions and Benefits?

All members welcome!
05/10/2026

All members welcome!

The SNP Perth River Tay branch will hold an AGM on Monday the 19th October starting at 7pm. The venue is the upstairs Yo...
02/10/2026

The SNP Perth River Tay branch will hold an AGM on Monday the 19th October starting at 7pm. The venue is the upstairs Youth Hub room, Perth Autism Support, 14 New Row, Perth. PH1 5QA.

All branch members are welcome!

The AGM will be chaired by Councillor Iain McPherson who will also give a short talk.

During the meeting branch office bearers will be elected and you are encouraged to put your name forward or nominate members (with their agreement) for the following roles:

Convenor, Vice convenor, Secretary, Treasurer, Organiser, Political Education officer, Womenโ€™s officer, Communication officer.

23/09/2026
๐—–๐—ต๐—ฎ๐—ฝ๐˜๐—ฒ๐—ฟ ๐Ÿฏ: ๐—ช๐—ต๐—ฒ๐—ฟ๐—ฒ ๐—ช๐—ผ๐˜‚๐—น๐—ฑ ๐—ฆ๐—ฐ๐—ผ๐˜๐—น๐—ฎ๐—ป๐—ฑ'๐˜€ ๐— ๐—ผ๐—ป๐—ฒ๐˜† ๐—–๐—ผ๐—บ๐—ฒ ๐—™๐—ฟ๐—ผ๐—บ?In Chapter 2, we imagined Scotland had voted Yes and looked at what wo...
21/09/2026

๐—–๐—ต๐—ฎ๐—ฝ๐˜๐—ฒ๐—ฟ ๐Ÿฏ: ๐—ช๐—ต๐—ฒ๐—ฟ๐—ฒ ๐—ช๐—ผ๐˜‚๐—น๐—ฑ ๐—ฆ๐—ฐ๐—ผ๐˜๐—น๐—ฎ๐—ป๐—ฑ'๐˜€ ๐— ๐—ผ๐—ป๐—ฒ๐˜† ๐—–๐—ผ๐—บ๐—ฒ ๐—™๐—ฟ๐—ผ๐—บ?

In Chapter 2, we imagined Scotland had voted Yes and looked at what would happen next.

Today, we're looking at ๐˜„๐—ต๐—ฒ๐—ฟ๐—ฒ ๐˜๐—ต๐—ฒ ๐—บ๐—ผ๐—ป๐—ฒ๐˜† ๐˜„๐—ผ๐˜‚๐—น๐—ฑ ๐—ฐ๐—ผ๐—บ๐—ฒ ๐—ณ๐—ฟ๐—ผ๐—บ.

Would Scotland suddenly have to find a new source of income?

Or does Scotland already raise money through the taxes and economic activity taking place here?

The best place to start is with the latest available figures for Scotland's public finances.

The most recent Government Expenditure and Revenue Scotland figures, ๐˜‚๐˜€๐˜‚๐—ฎ๐—น๐—น๐˜† ๐—ฐ๐—ฎ๐—น๐—น๐—ฒ๐—ฑ ๐—š๐—˜๐—ฅ๐—ฆ, cover the financial year 2025โ€“26. They estimate that ยฃ๐Ÿต๐Ÿด.๐Ÿฏ ๐—ฏ๐—ถ๐—น๐—น๐—ถ๐—ผ๐—ป of public-sector revenue was raised in Scotland.

That revenue comes from many different sources, including income tax, VAT, National Insurance contributions and corporation tax.

So independence wouldn't mean Scotland suddenly having to invent an income stream.

What would change is who ultimately controlled the full tax system, collected or received those revenues, and decided how they were used.

But there's another number we can't leave out.

GERS estimated total public spending for Scotland in the same year at about ยฃ๐Ÿญ๐Ÿฎ๐Ÿฏ.๐Ÿฒ ๐—ฏ๐—ถ๐—น๐—น๐—ถ๐—ผ๐—ป, producing a net fiscal deficit of around ยฃ๐Ÿฎ๐Ÿฑ.๐Ÿฏ ๐—ฏ๐—ถ๐—น๐—น๐—ถ๐—ผ๐—ป, or 10.9% of GDP.

Those figures describe Scotland's finances under the UK's current constitutional and fiscal arrangements. GERS isn't a set of accounts for an independent Scotland, nor does it predict what an independent Scotland's deficit would be.

Some revenues and spending in GERS can be identified directly in Scotland. Others must be estimated or allocated from UK-wide totals using established statistical methods.

What we can't know from these figures is exactly how much an independent Scotland would raise and spend.

That would depend on decisions made by future governments, including taxation and spending, as well as economic performance and the outcome of negotiations with the rest of the UK.

And then there's another question waiting patiently in the wings:

๐—ช๐—ต๐—ฎ๐˜ ๐—ฐ๐˜‚๐—ฟ๐—ฟ๐—ฒ๐—ป๐—ฐ๐˜† would all this money actually be in?
That's where we're going next.

๐—–๐—ผ๐—บ๐—ถ๐—ป๐—ด ๐—ป๐—ฒ๐˜…๐˜: ๐—–๐—ต๐—ฎ๐—ฝ๐˜๐—ฒ๐—ฟ ๐Ÿฐ โ€” What Currency Would Scotland Use?

๐Ÿด๓ ง๓ ข๓ ณ๓ ฃ๓ ด๓ ฟvote๐—ฌ๐—˜๐—ฆ! ๐Ÿด๓ ง๓ ข๓ ณ๓ ฃ๓ ด๓ ฟ

This could be sorted by Independence. No more payouts to rich parasites
15/09/2026

This could be sorted by Independence. No more payouts to rich parasites

The Sovereign Grant for 2027-28 was unanimously approved by MPs on Monday

๐Ÿด๓ ง๓ ข๓ ณ๓ ฃ๓ ด๓ ฟ SCOTTISH INDEPENDENCE EXPLAINED๐—–๐—ต๐—ฎ๐—ฝ๐˜๐—ฒ๐—ฟ ๐Ÿฎ: ๐—ฆ๐—ฐ๐—ผ๐˜๐—น๐—ฎ๐—ป๐—ฑ ๐—ฉ๐—ผ๐˜๐—ฒ๐˜€ ๐—ฌ๐—ฒ๐˜€ โ€” ๐—ช๐—ต๐—ฎ๐˜ ๐—›๐—ฎ๐—ฝ๐—ฝ๐—ฒ๐—ป๐˜€ ๐—ก๐—ฒ๐˜…๐˜?Imagine waking up the morning a...
14/09/2026

๐Ÿด๓ ง๓ ข๓ ณ๓ ฃ๓ ด๓ ฟ SCOTTISH INDEPENDENCE EXPLAINED

๐—–๐—ต๐—ฎ๐—ฝ๐˜๐—ฒ๐—ฟ ๐Ÿฎ: ๐—ฆ๐—ฐ๐—ผ๐˜๐—น๐—ฎ๐—ป๐—ฑ ๐—ฉ๐—ผ๐˜๐—ฒ๐˜€ ๐—ฌ๐—ฒ๐˜€ โ€” ๐—ช๐—ต๐—ฎ๐˜ ๐—›๐—ฎ๐—ฝ๐—ฝ๐—ฒ๐—ป๐˜€ ๐—ก๐—ฒ๐˜…๐˜?

Imagine waking up the morning after the referendum.

Scotland has voted ๐—ฌ๐—˜๐—ฆ.

You make a coffee, switch on the news and...

๐‘ต๐’๐’˜ ๐’˜๐’‰๐’‚๐’•?

Does Scotland become independent at midnight? Does somebody hand over the keys to the country? Does Westminster start packing Scotland's belongings into boxes?

๐—ก๐—ข. ๐Ÿ˜„

The reality is rather less dramatic โ€” but probably much more interesting.

A Yes vote would begin ๐—ฎ ๐—ฝ๐—ฒ๐—ฟ๐—ถ๐—ผ๐—ฑ ๐—ผ๐—ณ ๐—ป๐—ฒ๐—ด๐—ผ๐˜๐—ถ๐—ฎ๐˜๐—ถ๐—ผ๐—ป ๐—ฎ๐—ป๐—ฑ ๐˜๐—ฟ๐—ฎ๐—ป๐˜€๐—ถ๐˜๐—ถ๐—ผ๐—ป. Scotland would remain part of the UK while the arrangements for independence were worked out.

And there would be plenty to talk about.

The Scottish and UK Governments would need to negotiate the terms on which Scotland would become independent. That could include the division of UK assets and liabilities, the transfer of responsibilities currently held at Westminster, government bodies, defence and security, and the future relationship between Scotland and the rest of the UK.

Nobody is getting home early from that meeting.

At the same time, Scotland would begin preparing for responsibilities that currently sit with the UK Government.

But Scotland wouldn't be starting from scratch.

It already has its own Parliament, Government, courts, NHS, education system, police and many other public institutions.

Some additional functions would need to be transferred, expanded or created.

๐—”๐—ป๐—ฑ ๐˜„๐—ต๐—ฎ๐˜ ๐—ฎ๐—ฏ๐—ผ๐˜‚๐˜ ๐—ฒ๐˜ƒ๐—ฒ๐—ฟ๐˜†๐—ฑ๐—ฎ๐˜† ๐—น๐—ถ๐—ณ๐—ฒ?

Hospitals wouldn't suddenly close. Schools wouldn't stop teaching. Pensions would still need to be paid. Taxes would still be collected. Existing laws wouldn't simply disappear.
In other words, life would carry on while the much bigger constitutional work happened in the background.

The Scottish Government has also proposed an interim constitution to provide continuity from the first day of independence, while Scotland later considers a permanent written constitution.

๐—ง๐—ต๐—ฒ ๐˜๐—ฟ๐—ฎ๐—ป๐˜€๐—ถ๐˜๐—ถ๐—ผ๐—ป ๐˜„๐—ผ๐˜‚๐—น๐—ฑ ๐—ฒ๐˜ƒ๐—ฒ๐—ป๐˜๐˜‚๐—ฎ๐—น๐—น๐˜† ๐—น๐—ฒ๐—ฎ๐—ฑ ๐˜๐—ผ ๐—œ๐—ป๐—ฑ๐—ฒ๐—ฝ๐—ฒ๐—ป๐—ฑ๐—ฒ๐—ป๐—ฐ๐—ฒ ๐——๐—ฎ๐˜†โ€” the point at which Scotland became an independent state.

And even Independence Day wouldn't be the end of the journey.

An independent Scotland would continue developing its institutions and international relationships. Under the current Scottish Government's proposals, that would include applying to rejoin the European Union โ€” a separate process in its own right.

Soโ€™ a Yes vote wouldn't be a giant switch marked:

โ€œINDEPENDENCE โ€” ON.โ€

It would be the democratic starting signal for a negotiated transition from one constitutional arrangement to another.

And over the coming weeks, we'll explore many of the questions that would have to be answered along the way.

๐Ÿ’ฌ ๐™Ž๐™ค, ๐™ž๐™› ๐™Ž๐™˜๐™ค๐™ฉ๐™ก๐™–๐™ฃ๐™™ ๐™ซ๐™ค๐™ฉ๐™š๐™™ ๐™”๐™š๐™จ, ๐™ฌ๐™๐™–๐™ฉ ๐™ฌ๐™ค๐™ช๐™ก๐™™ ๐™ฎ๐™ค๐™ช ๐™ฌ๐™–๐™ฃ๐™ฉ ๐™š๐™ญ๐™ฅ๐™ก๐™–๐™ž๐™ฃ๐™š๐™™ ๐™›๐™ž๐™ง๐™จ๐™ฉ?

Money? Pensions? Borders? Defence? Europe? Something else?

Tell us in the comments โ€” because we're going to work through them.

๐Ÿ”Ž ๐—–๐—ผ๐—บ๐—ถ๐—ป๐—ด ๐—ป๐—ฒ๐˜…๐˜: ๐—ช๐—ต๐—ฒ๐—ฟ๐—ฒ ๐˜„๐—ผ๐˜‚๐—น๐—ฑ ๐—ฆ๐—ฐ๐—ผ๐˜๐—น๐—ฎ๐—ป๐—ฑ'๐˜€ ๐—บ๐—ผ๐—ป๐—ฒ๐˜† ๐—ฐ๐—ผ๐—บ๐—ฒ ๐—ณ๐—ฟ๐—ผ๐—บ?

Just to be clearโ€ฆWe've noticed on several of our recent posts that people refer to Scotland being answerable to an โ€œEngl...
07/09/2026

Just to be clearโ€ฆ

We've noticed on several of our recent posts that people refer to Scotland being answerable to an โ€œEnglish Supreme Courtโ€ and England having a say over what happens in Scotland.

๐—•๐˜‚๐˜ ๐˜๐—ต๐—ฒ๐—ฟ๐—ฒ ๐—ถ๐˜€๐—ป'๐˜ ๐—ฎ๐—ป ๐—˜๐—ป๐—ด๐—น๐—ถ๐˜€๐—ต ๐—ฆ๐˜‚๐—ฝ๐—ฟ๐—ฒ๐—บ๐—ฒ ๐—–๐—ผ๐˜‚๐—ฟ๐˜.

The court in question is ๐˜๐—ต๐—ฒ ๐—จ๐—ž ๐—ฆ๐˜‚๐—ฝ๐—ฟ๐—ฒ๐—บ๐—ฒ ๐—–๐—ผ๐˜‚๐—ฟ๐˜ โ€” the Supreme Court of the United Kingdom, of which Scotland is currently one of four nations alongside England, Wales and Northern Ireland.
Scotland has its own distinct legal system and courts.

The UK Supreme Court only becomes involved when particular legal questions reach it โ€” ๐—ถ๐˜ ๐—ฑ๐—ผ๐—ฒ๐˜€ ๐—ป๐—ผ๐˜ ๐—ฟ๐—ผ๐˜‚๐˜๐—ถ๐—ป๐—ฒ๐—น๐˜† ๐˜€๐˜‚๐—ฝ๐—ฒ๐—ฟ๐˜ƒ๐—ถ๐˜€๐—ฒ ๐˜๐—ต๐—ฒ ๐—ฆ๐—ฐ๐—ผ๐˜๐˜๐—ถ๐˜€๐—ต ๐—ฃ๐—ฎ๐—ฟ๐—น๐—ถ๐—ฎ๐—บ๐—ฒ๐—ป๐˜ ๐—ผ๐—ฟ ๐—ฐ๐—ต๐—ฒ๐—ฐ๐—ธ ๐—ฒ๐˜ƒ๐—ฒ๐—ฟ๐˜† ๐—น๐—ฎ๐˜„ ๐—ฝ๐—ฎ๐˜€๐˜€๐—ฒ๐—ฑ ๐—ฎ๐˜ ๐—›๐—ผ๐—น๐˜†๐—ฟ๐—ผ๐—ผ๐—ฑ.

There's another interesting distinction too.

The UK has four nations, but three legal jurisdictions:
Scotland | England and Wales | Northern Ireland

And while Scotland, Wales and Northern Ireland each have their own devolved legislatures, England does not have its own national parliament. Westminster is the UK Parliament, although it also legislates on some matters that apply only to England.

So when we're discussing decisions affecting Scotland:
UK and England aren't interchangeable terms.

๐Ÿ“– We covered the Supreme Court's role in more detail in Scotland Explained โ€” Chapter 9: Can the UK Supreme Court Overrule Scottish Laws? Here's a link if you want to check that out.

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