MicroFinance Institutions Network

#𝐌𝐢𝐜𝐫𝐨𝐟𝐢𝐧𝐚𝐧𝐜𝐞 𝐢𝐧 𝐈𝐧𝐝𝐢𝐚 𝐢𝐬 𝐝𝐨𝐢𝐧𝐠 𝐰𝐡𝐚𝐭 𝐢𝐭 𝐢𝐬 𝐦𝐞𝐚𝐧𝐭 𝐭𝐨 𝐝𝐨 - 𝐄𝐍𝐀𝐁𝐋𝐄 𝐋𝐈𝐕𝐄𝐋𝐈𝐇𝐎𝐎𝐃𝐒.

Based on a nationally representative study of 10,000+ borrowers across 10 states, the latest research by MFIN - NCAER study “𝑨𝒔𝒔𝒆𝒔𝒔𝒊𝒏𝒈 𝒕𝒉𝒆 𝑬𝒇𝒇𝒆𝒄𝒕𝒊𝒗𝒆𝒏𝒆𝒔𝒔 𝒐𝒇 𝑹𝒆𝒈𝒖𝒍𝒂𝒕𝒆𝒅 𝑺𝒎𝒂𝒍𝒍 𝑩𝒐𝒓𝒓𝒐𝒘𝒊𝒏𝒈 𝒊𝒏 𝑰𝒏𝒅𝒊𝒂” finds:
✔ 75%+ loans used for income generation
✔ Over half repaid through business income funded by the loan
✔ 78% borrowers contribute to household income

This shows that microfinance is driving income generation, supporting local enterprise, and strengthening household cash flows, not just meeting short-term needs.

What stands out further:
✔ 97% borrowers report regular savings
✔ 84% have credit-linked insurance

Together, this reflects a deeper shift:
👉 𝑭𝒓𝒐𝒎 𝒂𝒄𝒄𝒆𝒔𝒔 𝒕𝒐 𝒖𝒔𝒂𝒈𝒆
👉 𝑭𝒓𝒐𝒎 𝒄𝒓𝒆𝒅𝒊𝒕 𝒕𝒐 𝒇𝒊𝒏𝒂𝒏𝒄𝒊𝒂𝒍 𝒅𝒊𝒔𝒄𝒊𝒑𝒍𝒊𝒏𝒆
👉 𝑭𝒓𝒐𝒎 𝒗𝒖𝒍𝒏𝒆𝒓𝒂𝒃𝒊𝒍𝒊𝒕𝒚 𝒕𝒐 𝒓𝒆𝒔𝒊𝒍𝒊𝒆𝒏𝒄𝒆

As incomes become linked to enterprise activity and supported by savings and insurance, households are better placed to absorb shocks, manage risks, and sustain livelihoods.

𝘛𝘩𝘪𝘴 𝘪𝘴 𝘸𝘩𝘢𝘵 𝘮𝘦𝘢𝘯𝘪𝘯𝘨𝘧𝘶𝘭 𝘧𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘪𝘯𝘤𝘭𝘶𝘴𝘪𝘰𝘯 𝘭𝘰𝘰𝘬𝘴 𝘭𝘪𝘬𝘦 𝘢𝘵 𝘵𝘩𝘦 𝘭𝘢𝘴𝘵 𝘮𝘪𝘭𝘦.

🧭𝐀𝐬 #𝐌𝐢𝐜𝐫𝐨𝐟𝐢𝐧𝐚𝐧𝐜𝐞 𝐜𝐨𝐧𝐭𝐢𝐧𝐮𝐞𝐬 𝐭𝐨 𝐩𝐥𝐚𝐲 𝐚 𝐩𝐢𝐯𝐨𝐭𝐚𝐥 𝐫𝐨𝐥𝐞 𝐢𝐧 𝐈𝐧𝐝𝐢𝐚’𝐬 𝐠𝐫𝐨𝐰𝐭𝐡 𝐬𝐭𝐨𝐫𝐲, 𝐢𝐧𝐝𝐮𝐬𝐭𝐫𝐲 𝐥𝐞𝐚𝐝𝐞𝐫𝐬 𝐜𝐚𝐦𝐞 𝐭𝐨𝐠𝐞𝐭𝐡𝐞𝐫 𝐭𝐨 𝐫𝐞𝐟𝐥𝐞𝐜𝐭 𝐨𝐧 𝐢𝐭𝐬 𝐞𝐯𝐨𝐥𝐯𝐢𝐧𝐠 𝐢𝐦𝐩𝐚𝐜𝐭 𝐚𝐧𝐝 𝐟𝐮𝐭𝐮𝐫𝐞 𝐝𝐢𝐫𝐞𝐜𝐭𝐢𝐨𝐧.

At the launch of the NCAER-Microfinance Industry Network (MFIN) Report, a panel discussion on “𝘙𝘰𝘭𝘦 𝘰𝘧 𝘔𝘪𝘤𝘳𝘰𝘧𝘪𝘯𝘢𝘯𝘤𝘦 𝘪𝘯 𝘵𝘩𝘦 𝘐𝘯𝘥𝘪𝘢𝘯 𝘌𝘤𝘰𝘯𝘰𝘮𝘺: 𝘗𝘳𝘰𝘴𝘱𝘦𝘤𝘵𝘴 & 𝘗𝘢𝘪𝘯 𝘗𝘰𝘪𝘯𝘵𝘴” brought together leading voices from the industry.

Industry Captains Mr Baskar Babu Ramachandran, MD & CEO, Suryoday Small Finance Bank Limited, Dr. H P Singh, Chairman cm MD, Satin Creditcare Network Ltd, Mr Sudipta Roy, MD & CEO, L&T Finance along with moderator Dr Alok Misra, CEO & Dir., Microfinance Industry Network (MFIN), shared insightful perspectives on the evolving role of microfinance in India.

𝑲𝒆𝒚 𝒕𝒂𝒌𝒆𝒂𝒘𝒂𝒚𝒔 𝒇𝒓𝒐𝒎 𝒕𝒉𝒆 𝒅𝒊𝒔𝒄𝒖𝒔𝒔𝒊𝒐𝒏:
➡ Sector shifting from poverty focus to micro & agri enterprise support
➡ Growth must be balanced with discipline in a risk-sensitive environment
➡ Stronger narrative needed on impact, inclusion & borrower empowerment
➡ Customer-centricity rising - literacy, digital adoption & product diversification
➡ Collective action needed on governance, outreach & responsible lending

𝑻𝒉𝒆 𝒅𝒊𝒔𝒄𝒖𝒔𝒔𝒊𝒐𝒏 𝒓𝒆𝒊𝒏𝒇𝒐𝒓𝒄𝒆𝒅 𝒕𝒉𝒂𝒕 𝒘𝒉𝒊𝒍𝒆 𝒄𝒉𝒂𝒍𝒍𝒆𝒏𝒈𝒆𝒔 𝒓𝒆𝒎𝒂𝒊𝒏, 𝒎𝒊𝒄𝒓𝒐𝒇𝒊𝒏𝒂𝒏𝒄𝒆 𝒄𝒐𝒏𝒕𝒊𝒏𝒖𝒆𝒔 𝒕𝒐 𝒑𝒍𝒂𝒚 𝒂 𝒄𝒓𝒊𝒕𝒊𝒄𝒂𝒍 𝒓𝒐𝒍𝒆 𝒊𝒏 𝒅𝒓𝒊𝒗𝒊𝒏𝒈 𝒇𝒊𝒏𝒂𝒏𝒄𝒊𝒂𝒍 𝒊𝒏𝒄𝒍𝒖𝒔𝒊𝒐𝒏 𝒂𝒏𝒅 𝒆𝒏𝒂𝒃𝒍𝒊𝒏𝒈 𝒓𝒆𝒔𝒊𝒍𝒊𝒆𝒏𝒕 𝒍𝒊𝒗𝒆𝒍𝒊𝒉𝒐𝒐𝒅𝒔 𝒂𝒄𝒓𝒐𝒔𝒔 𝑰𝒏𝒅𝒊𝒂.

🧭 𝐖𝐡𝐞𝐧 𝐚 𝐬𝐞𝐜𝐭𝐨𝐫 𝐫𝐞𝐟𝐥𝐞𝐜𝐭𝐬 𝐜𝐨𝐥𝐥𝐞𝐜𝐭𝐢𝐯𝐞𝐥𝐲, 𝐢𝐭 𝐬𝐭𝐫𝐞𝐧𝐠𝐭𝐡𝐞𝐧𝐬 𝐢𝐭𝐬 𝐩𝐚𝐭𝐡 𝐭𝐨𝐰𝐚𝐫𝐝𝐬 𝐫𝐞𝐬𝐢𝐥𝐢𝐞𝐧𝐜𝐞 𝐚𝐧𝐝 𝐬𝐮𝐬𝐭𝐚𝐢𝐧𝐚𝐛𝐥𝐞 𝐠𝐫𝐨𝐰𝐭𝐡.

The 4th edition of the #𝐌𝐚𝐧𝐭𝐡𝐚𝐧 - 𝐂𝐄𝐎𝐬 𝐂𝐨𝐧𝐜𝐥𝐚𝐯𝐞, themed “𝘕𝘢𝘷𝘪𝘨𝘢𝘵𝘪𝘯𝘨 𝘊𝘰𝘯𝘴𝘵𝘳𝘢𝘪𝘯𝘵𝘴, 𝘗𝘳𝘦𝘴𝘦𝘳𝘷𝘪𝘯𝘨 𝘚𝘵𝘢𝘣𝘪𝘭𝘪𝘵𝘺”, was organised by Microfinance Industry Network (MFIN) on 3rd April 2025 in Gurugram, bringing together 80+ industry captains across NBFC-MFIs, hashtag , NBFCs, and Small Finance Banks (hashtag ).

Our deep gratitude to 𝐒𝐡𝐫𝐢 𝐉. 𝐏. 𝐒𝐡𝐚𝐫𝐦𝐚, 𝐂𝐡𝐢𝐞𝐟 𝐆𝐞𝐧𝐞𝐫𝐚𝐥 𝐌𝐚𝐧𝐚𝐠𝐞𝐫-𝐢𝐧-𝐂𝐡𝐚𝐫𝐠𝐞, 𝐃𝐞𝐩𝐚𝐫𝐭𝐦𝐞𝐧𝐭 𝐨𝐟 𝐑𝐞𝐠𝐮𝐥𝐚𝐭𝐢𝐨𝐧, 𝐑𝐞𝐬𝐞𝐫𝐯𝐞 𝐁𝐚𝐧𝐤 𝐨𝐟 𝐈𝐧𝐝𝐢𝐚, for sharing valuable perspectives on regulatory alignment and the importance of responsible growth.

The discussions centred on shaping strategic priorities, strengthening operational rigor, and reinforcing governance practices - culminating in a stronger collective resolve towards responsible growth and a more resilient, collaborative microfinance ecosystem.

✨ ✨ Bringing evidence to the forefront of India’s financial inclusion journey - the NCAER - Microfinance Industry Network (MFIN) Report on “𝐀𝐬𝐬𝐞𝐬𝐬𝐢𝐧𝐠 𝐭𝐡𝐞 𝐄𝐟𝐟𝐞𝐜𝐭𝐢𝐯𝐞𝐧𝐞𝐬𝐬 𝐨𝐟 𝐑𝐞𝐠𝐮𝐥𝐚𝐭𝐞𝐝 𝐒𝐦𝐚𝐥𝐥 𝐁𝐨𝐫𝐫𝐨𝐰𝐢𝐧𝐠 𝐢𝐧 𝐈𝐧𝐝𝐢𝐚”.

A very sincere note of gratitude to 𝐃𝐫. 𝐕. 𝐀𝐧𝐚𝐧𝐭𝐡𝐚 𝐍𝐚𝐠𝐞𝐬𝐰𝐚𝐫𝐚𝐧, 𝐂𝐡𝐢𝐞𝐟 𝐄𝐜𝐨𝐧𝐨𝐦𝐢𝐜 𝐀𝐝𝐯𝐢𝐬𝐨𝐫 𝐭𝐨 𝐭𝐡𝐞 𝐆𝐨𝐯𝐞𝐫𝐧𝐦𝐞𝐧𝐭 𝐨𝐟 𝐈𝐧𝐝𝐢𝐚, whose video message underscored the significance of this landmark study covering over 10,000 borrowers across 10 states. He highlighted a powerful shift - the sharp decline in dependence on informal moneylenders - calling it not just a statistic, but “liberation” for low-income households.

A heartfelt thank you 🙏 to the 150+ delegates who joined us for the launch of the report, including senior representatives from Microfinance Institutions, Banks, other Regulated Entities, Academia, and of course, our MFIN members. Platforms like these reaffirm that meaningful progress is driven by evidence, dialogue, and collective purpose.

𝓗𝓮𝓇𝓮’𝓈 𝓉𝓸 𝒷𝓊𝒾𝓁𝒹𝒾𝓃𝓰 𝒶 𝓂𝓸𝓇𝓮 𝒾𝓃𝒸𝓁𝓊𝓈𝒾𝓋𝓮, 𝒾𝓃𝒻𝓸𝓇𝓂𝓮𝒹, 𝒶𝓃𝒹 𝓇𝓮𝓈𝒾𝓁𝒾𝓮𝓃𝓉 𝒻𝒾𝓃𝒶𝓃𝒸𝒾𝒶𝓁 𝓮𝒸𝓸𝓈𝓎𝓈𝓉𝓮𝓂.

📢 𝑨𝒍𝒍 𝒔𝒆𝒕 𝒇𝒐𝒓 𝒕𝒉𝒆 𝒍𝒂𝒖𝒏𝒄𝒉!

Tomorrow, Microfinance Industry Network (MFIN) unveils the NCAER - MFIN Report: '𝐀𝐬𝐬𝐞𝐬𝐬𝐢𝐧𝐠 𝐭𝐡𝐞 𝐄𝐟𝐟𝐞𝐜𝐭𝐢𝐯𝐞𝐧𝐞𝐬𝐬 𝐨𝐟 𝐑𝐞𝐠𝐮𝐥𝐚𝐭𝐞𝐝 𝐒𝐦𝐚𝐥𝐥 𝐁𝐨𝐫𝐫𝐨𝐰𝐢𝐧𝐠 𝐢𝐧 𝐈𝐧𝐝𝐢𝐚', which presents an evidence-based assessment of the role and impact of small-ticket credit, including its contribution to financial awareness among customers, cost and usage of microfinance, borrower experience and perceptions, the extent of digital adoption, and its role in advancing financial inclusion in India.

We are honoured to have 𝑫𝒓. 𝑽. 𝑨𝒏𝒂𝒏𝒕𝒉𝒂 𝑵𝒂𝒈𝒆𝒔𝒘𝒂𝒓𝒂𝒏, 𝑪𝒉𝒊𝒆𝒇 𝑬𝒄𝒐𝒏𝒐𝒎𝒊𝒄 𝑨𝒅𝒗𝒊𝒔𝒐𝒓 𝒕𝒐 𝒕𝒉𝒆 𝑮𝒐𝒗𝒆𝒓𝒏𝒎𝒆𝒏𝒕 𝒐𝒇 𝑰𝒏𝒅𝒊𝒂, deliver the special address.

The event will also host a high-impact panel discussion on “𝐑𝐨𝐥𝐞 𝐨𝐟 𝐌𝐢𝐜𝐫𝐨𝐟𝐢𝐧𝐚𝐧𝐜𝐞 𝐢𝐧 𝐭𝐡𝐞 𝐈𝐧𝐝𝐢𝐚𝐧 𝐄𝐜𝐨𝐧𝐨𝐦𝐲: 𝐏𝐫𝐨𝐬𝐩𝐞𝐜𝐭𝐬 & 𝐏𝐚𝐢𝐧 𝐏𝐨𝐢𝐧𝐭𝐬”, where industry leaders - Baskar Babu R, MD & CEO, Suryoday Small Finance Bank Limited; Dr. H P Singh, Chairman & MD, Satin Creditcare Network Ltd; and Sudipta Roy, MD & CEO, L&T Finance - along with moderator Dr. Alok Misra, CEO & Director, Mfin India, will reflect on how microfinance continues to drive financial inclusion, while navigating emerging challenges in a rapidly evolving landscape.

✨ 𝓓𝓸 𝓳𝓸𝓲𝓷 𝓾𝓼!!!



(for invitation, please write to [email protected].)

𝐋𝐚𝐮𝐧𝐜𝐡 𝐨𝐟 𝐭𝐡𝐞 𝐍𝐂𝐀𝐄𝐑–𝐌𝐅𝐈𝐍 𝐑𝐞𝐩𝐨𝐫𝐭: 𝐀𝐬𝐬𝐞𝐬𝐬𝐢𝐧𝐠 𝐭𝐡𝐞 𝐄𝐟𝐟𝐞𝐜𝐭𝐢𝐯𝐞𝐧𝐞𝐬𝐬 𝐨𝐟 𝐑𝐞𝐠𝐮𝐥𝐚𝐭𝐞𝐝 𝐒𝐦𝐚𝐥𝐥 𝐁𝐨𝐫𝐫𝐨𝐰𝐢𝐧𝐠 𝐢𝐧 𝐈𝐧𝐝𝐢𝐚

MFIN is glad to announce the launch of the NCAER-Microfinance Industry Network (MFIN) Report, titled “𝘈𝘴𝘴𝘦𝘴𝘴𝘪𝘯𝘨 𝘵𝘩𝘦 𝘌𝘧𝘧𝘦𝘤𝘵𝘪𝘷𝘦𝘯𝘦𝘴𝘴 𝘰𝘧 𝘙𝘦𝘨𝘶𝘭𝘢𝘵𝘦𝘥 𝘚𝘮𝘢𝘭𝘭 𝘉𝘰𝘳𝘳𝘰𝘸𝘪𝘯𝘨 𝘪𝘯 𝘐𝘯𝘥𝘪𝘢,” on Thursday, 2 April 2026 at 6:00 PM at Gurugram.

We are honoured that 𝑫𝒓. 𝑽. 𝑨𝒏𝒂𝒏𝒕𝒉𝒂 𝑵𝒂𝒈𝒆𝒔𝒘𝒂𝒓𝒂𝒏, 𝑪𝒉𝒊𝒆𝒇 𝑬𝒄𝒐𝒏𝒐𝒎𝒊𝒄 𝑨𝒅𝒗𝒊𝒔𝒐𝒓 𝒕𝒐 𝒕𝒉𝒆 𝑮𝒐𝒗𝒆𝒓𝒏𝒎𝒆𝒏𝒕 𝒐𝒇 𝑰𝒏𝒅𝒊𝒂, has kindly consented to deliver the Special Address.

To confirm your participation, 𝑹𝒆𝒈𝒊𝒔𝒕𝒆𝒓 𝒂𝒕 https://lnkd.in/gCTiqd7X

The formal confirmation email will be sent to registered participants.

𝐒𝐘𝐍𝐄𝐑𝐆𝐘 2026 - 𝐒𝐭𝐚𝐭𝐞 𝐈𝐧𝐢𝐭𝐢𝐚𝐭𝐢𝐯𝐞𝐬 𝐀𝐧𝐧𝐮𝐚𝐥 𝐏𝐥𝐚𝐧𝐧𝐢𝐧𝐠 𝐖𝐨𝐫𝐤𝐬𝐡𝐨𝐩

Microfinance Industry Network (MFIN)’s 𝐒𝐭𝐚𝐭𝐞 𝐈𝐧𝐢𝐭𝐢𝐚𝐭𝐢𝐯𝐞𝐬 team came together at the Institute of Rural Development (BIRD) Lucknow on 9-10 March 2026 for SYNERGY 2026, our annual planning workshop.

The workshop began with welcome remarks by Rama Kamaraju, Head – State Initiatives, reflecting on a landmark year of achievements and setting the vision for the sessions ahead.

Over two intensive days, the team reviewed the past year’s work, refined Standard Operating Procedures, and charted a clear roadmap for the year ahead. One-on-one interactions with the CEO also provided valuable space for professional growth and individual development.

Set against the BIRD's serene campus, the workshop offered an ideal environment for focused deliberations, collaboration, and team bonding.

𝘚𝘠𝘕𝘌𝘙𝘎𝘠 2026 𝘸𝘢𝘴 𝘢𝘭𝘭 𝘢𝘣𝘰𝘶𝘵 𝘭𝘦𝘢𝘳𝘯𝘪𝘯𝘨 𝘧𝘳𝘰𝘮 𝘵𝘩𝘦 𝘱𝘢𝘴𝘵, 𝘣𝘳𝘪𝘥𝘨𝘪𝘯𝘨 𝘨𝘢𝘱𝘴, 𝘢𝘯𝘥 𝘮𝘰𝘷𝘪𝘯𝘨 𝘧𝘰𝘳𝘸𝘢𝘳𝘥 𝘸𝘪𝘵𝘩 𝘤𝘭𝘢𝘳𝘪𝘵𝘺, 𝘱𝘶𝘳𝘱𝘰𝘴𝘦, 𝘢𝘯𝘥 𝘳𝘦𝘯𝘦𝘸𝘦𝘥 𝘦𝘯𝘦𝘳𝘨𝘺.

🤝 𝐒𝐭𝐫𝐞𝐧𝐠𝐭𝐡𝐞𝐧𝐢𝐧𝐠 𝐭𝐡𝐞 𝐌𝐢𝐜𝐫𝐨𝐟𝐢𝐧𝐚𝐧𝐜𝐞 𝐄𝐜𝐨𝐬𝐲𝐬𝐭𝐞𝐦 - 𝐎𝐧𝐞 𝐖𝐨𝐫𝐤𝐬𝐡𝐨𝐩 𝐚𝐭 𝐚 𝐓𝐢𝐦𝐞!

Organization in collaboration with Microfinance Industry Network (MFIN) held an 𝐀𝐰𝐚𝐫𝐞𝐧𝐞𝐬𝐬 𝐖𝐨𝐫𝐤𝐬𝐡𝐨𝐩 𝐨𝐧 hashtag #𝐌𝐢𝐜𝐫𝐨𝐟𝐢𝐧𝐚𝐧𝐜𝐞 for 𝘓𝘦𝘢𝘥 𝘋𝘪𝘴𝘵𝘳𝘪𝘤𝘵 𝘔𝘢𝘯𝘢𝘨𝘦𝘳𝘴 (𝘓𝘋𝘔𝘴) on 7 March 2026.

The objective was to:
✅ Equip LDMs with a concise overview of the microfinance ecosystem
✅ Familiarise them with the hashtag framework governing MFIs
✅ Share operational practices that drive impact at the field level

Sheetal Jain, VP-SRO, MFIN, delivered a presentation covering the evolution of the sector, key beneficiaries, lending institutions, and the opportunities and challenges within the industry.

𝒮𝓊𝒸𝒽 𝒾𝓃𝒾𝓉𝒾𝒶𝓉𝒾𝓋𝓮𝓈 𝓅𝓁𝒶𝓎 𝒶𝓃 𝒾𝓂𝓅𝓸𝓇𝓉𝒶𝓃𝓉 𝓇𝓸𝓁𝓮 𝒾𝓃 𝓈𝓉𝓇𝓮𝓃𝓰𝓉𝒽𝓮𝓃𝒾𝓃𝓰 𝓈𝓉𝒶𝓀𝓮𝒽𝓸𝓁𝒹𝓮𝓇 𝓊𝓃𝒹𝓮𝓇𝓈𝓉𝒶𝓃𝒹𝒾𝓃𝓰 𝒶𝓃𝒹 𝒻𝓸𝓈𝓉𝓮𝓇𝒾𝓃𝓰 𝓰𝓇𝓮𝒶𝓉𝓮𝓇 𝒸𝓸𝓁𝓁𝒶𝒷𝓸𝓇𝒶𝓉𝒾𝓸𝓃 𝒶𝒸𝓇𝓸𝓈𝓈 𝓉𝒽𝓮 𝓂𝒾𝒸𝓇𝓸𝒻𝒾𝓃𝒶𝓃𝒸𝓮 𝓮𝒸𝓸𝓈𝓎𝓈𝓉𝓮𝓂.

Microfinance Industry Network (MFIN) is pleased to announce that as part of the 4th Edition of 𝘔𝘈𝘕𝘛𝘏𝘈𝘕 – 𝘕𝘢𝘵𝘪𝘰𝘯𝘢𝘭 𝘊𝘰𝘯𝘤𝘭𝘢𝘷𝘦 𝘰𝘧 𝘊𝘌𝘖𝘴, - 𝐒𝐡𝐫𝐢 𝐉𝐏 𝐒𝐡𝐚𝐫𝐦𝐚, 𝐂𝐡𝐢𝐞𝐟 𝐆𝐞𝐧𝐞𝐫𝐚𝐥 𝐌𝐚𝐧𝐚𝐠𝐞𝐫-𝐈𝐧-𝐂𝐡𝐚𝐫𝐠𝐞, 𝐃𝐞𝐩𝐚𝐫𝐭𝐦𝐞𝐧𝐭 𝐨𝐟 𝐑𝐞𝐠𝐮𝐥𝐚𝐭𝐢𝐨𝐧, 𝐑𝐞𝐬𝐞𝐫𝐯𝐞 𝐁𝐚𝐧𝐤 𝐨𝐟 𝐈𝐧𝐝𝐢𝐚 (𝐑𝐁𝐈), has kindly consented to address the CEOs and sector leaders on 3 April 2026, sharing RBI’s perspective on the sector.

Conclave will also feature the launch of the NCAER-𝑴𝑭𝑰𝑵 𝑹𝒆𝒑𝒐𝒓𝒕 on “𝑨𝒔𝒔𝒆𝒔𝒔𝒊𝒏𝒈 𝒕𝒉𝒆 𝑬𝒇𝒇𝒆𝒄𝒕𝒊𝒗𝒆𝒏𝒆𝒔𝒔 𝒐𝒇 𝑹𝒆𝒈𝒖𝒍𝒂𝒕𝒆𝒅 𝑺𝒎𝒂𝒍𝒍 𝑩𝒐𝒓𝒓𝒐𝒘𝒊𝒏𝒈 𝒊𝒏 𝑰𝒏𝒅𝒊𝒂” on the evening of 2 April 2026, along with a Special Address by 𝐃𝐫 𝐕. 𝐀𝐧𝐚𝐧𝐭𝐡𝐚 𝐍𝐚𝐠𝐞𝐬𝐰𝐚𝐫𝐚𝐧, 𝐂𝐡𝐢𝐞𝐟 𝐄𝐜𝐨𝐧𝐨𝐦𝐢𝐜 𝐀𝐝𝐯𝐢𝐬𝐨𝐫 𝐭𝐨 𝐭𝐡𝐞 𝐆𝐨𝐯𝐞𝐫𝐧𝐦𝐞𝐧𝐭 𝐨𝐟 𝐈𝐧𝐝𝐢𝐚.

Looking forward to an engaging interaction with industry leaders and policymakers at .

Dr Alok Misra, CEO & Director, Microfinance Industry Network ( ) spoke on '𝘕𝘦𝘸 𝘔𝘰𝘥𝘦𝘭 𝘧𝘰𝘳 𝘔𝘪𝘤𝘳𝘰𝘧𝘪𝘯𝘢𝘯𝘤𝘦' at the Business Today - 𝐁𝐚𝐧𝐤𝐢𝐧𝐠 & 𝐄𝐜𝐨𝐧𝐨𝐦𝐲 𝐒𝐮𝐦𝐦𝐢𝐭', providing insights into regulatory frameworks, borrower safeguards, and industry best practices.


You can head the panel discussion at

New Model For Microfinance | Financial Inclusion Reset | BT Banking Summit Microfinance stands at a crucial crossroads as institutions rethink sustainability, borrower protection, and digital delivery models. This session explores h...

𝐒𝐜𝐚𝐥𝐢𝐧𝐠 𝐰𝐢𝐭𝐡 𝐑𝐞𝐬𝐩𝐨𝐧𝐬𝐢𝐛𝐢𝐥𝐢𝐭𝐲: 𝐎𝐝𝐢𝐬𝐡𝐚’𝐬 𝐌𝐢𝐜𝐫𝐨𝐟𝐢𝐧𝐚𝐧𝐜𝐞 𝐌𝐨𝐦𝐞𝐧𝐭𝐮𝐦

The state of Odisha continues to strengthen its position in India’s microfinance sector, ranking 8𝒕𝒉 𝒏𝒂𝒕𝒊𝒐𝒏𝒂𝒍𝒍𝒚 with a 𝑮𝑳𝑷 𝒐𝒇 ₹17,327 𝒄𝒓𝒐𝒓𝒆 (Nov ‘25) and outreach to 38.13 𝒍𝒂𝒌𝒉 𝒄𝒍𝒊𝒆𝒏𝒕𝒔. Within the state, 𝑩𝒉𝒂𝒅𝒓𝒂𝒌 𝒅𝒊𝒔𝒕𝒓𝒊𝒄𝒕 𝒓𝒂𝒏𝒌𝒔 5𝒕𝒉, with a 𝑮𝑳𝑷 𝒐𝒇 ₹877 𝒄𝒓𝒐𝒓𝒆 and 1.76 𝒍𝒂𝒌𝒉 𝒄𝒍𝒊𝒆𝒏𝒕𝒔.

Recognizing that financial inclusion must go hand-in-hand with financial awareness, MFIN recently organized a Microfinance Awareness Program in Bhadrak, engaging 85 microfinance clients. Speakers included District Development Manager, Senior Inspector (Cyber Crime), and a Superintendent of Police (Retd.) who emphasized the critical role of financial literacy and digital vigilance in today’s lending ecosystem.

The session focused on practical safeguards to strengthen client protection and responsible borrowing:
• Do not disclose loan details or outstanding amounts to others
• Remain cautious of misinformation and avoid influence from local ringleaders
• Borrow strictly within one’s repayment capacity
• Strengthen technological awareness to prevent digital fraud
• Avoid multiple borrowing that may lead to over-indebtedness

𝘖𝘯 𝘵𝘩𝘪𝘴 𝘰𝘤𝘤𝘢𝘴𝘪𝘰𝘯, 𝘢 𝘥𝘦𝘥𝘪𝘤𝘢𝘵𝘦𝘥 𝘧𝘭𝘺𝘦𝘳 𝘪𝘯 𝘖𝘥𝘪𝘢, 𝘥𝘦𝘴𝘪𝘨𝘯𝘦𝘥 𝘵𝘰 𝘱𝘳𝘰𝘮𝘰𝘵𝘦 𝘧𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘢𝘸𝘢𝘳𝘦𝘯𝘦𝘴𝘴 𝘢𝘮𝘰𝘯𝘨 𝘮𝘪𝘤𝘳𝘰𝘧𝘪𝘯𝘢𝘯𝘤𝘦 𝘣𝘰𝘳𝘳𝘰𝘸𝘦𝘳𝘴, 𝘸𝘢𝘴 𝘥𝘪𝘴𝘵𝘳𝘪𝘣𝘶𝘵𝘦𝘥 𝘵𝘰 𝘵𝘩𝘦 𝘱𝘢𝘳𝘵𝘪𝘤𝘪𝘱𝘢𝘯𝘵𝘴.