Nutar Francesca Calvagna

A new series featured on today’s Times of Malta.

📌Kindly note that the office will be closed from tomorrow 16.02.2024 till Monday 19.02.2024. Office will be open again on Tuesday 20.02.2024 from 9am - 7pm. Thank you.

Notaries directed to use single simplified succession declaration form

https://newsbook.com.mt/en/notaries-to-start-supplying-banks-one-simplified-succession-declaration-form/

Notaries to start supplying banks one simplified succession declaration form - Newsbook The Notarial Council has issued a directive to all notaries to supply banks, financial institutions and clients with one simplified succession declaration form when dealing with the inheritance of a deceased person.

🤔 𝙒𝙝𝙖𝙩 𝙞𝙨 𝙖 𝙥𝙤𝙬𝙚𝙧 𝙤𝙛 𝙖𝙩𝙩𝙤𝙧𝙣𝙚𝙮? 🤔

A power of attorney (POA) is a legal document that grants someone the authority to act on behalf of another person in certain matters.📃

💭 𝙒𝙝𝙖𝙩 𝙖𝙧𝙚 𝙩𝙝𝙚 𝙙𝙞𝙛𝙛𝙚𝙧𝙚𝙣𝙩 𝙩𝙮𝙥𝙚𝙨 𝙤𝙛 𝙥𝙤𝙬𝙚𝙧 𝙤𝙛 𝙖𝙩𝙩𝙤𝙧𝙣𝙚𝙮? 💭

✅General POA – grants broad power to the mandatory/agent and remains in effect until revoked or mandator/principal is incapacitated.

✅ Specific POA – grants limited power to the mandatory/agent for a specific purpose or particular transaction. Becomes invalid once this is accomplished.

👋 𝙃𝙤𝙬 𝙞𝙨 𝙖 𝙥𝙤𝙬𝙚𝙧 𝙤𝙛 𝙖𝙩𝙩𝙤𝙧𝙣𝙚𝙮 𝙘𝙧𝙚𝙖𝙩𝙚𝙙?

🤝 choose a trusted individual who will act on your behalf

📞 set an appointment with a notary of your choice

📑 the notary will guide you through the process depending on your needs and draft the POA

‍🤷🏻‍♀️️ 𝙒𝙝𝙖𝙩 𝙞𝙨 𝙩𝙝𝙚 𝙢𝙤𝙨𝙩 𝙘𝙤𝙢𝙢𝙤𝙣 𝙨𝙘𝙚𝙣𝙖𝙧𝙞𝙤 𝙛𝙤𝙧 𝙬𝙝𝙞𝙘𝙝 𝙤𝙣𝙚 𝙢𝙞𝙜𝙝𝙩 𝙧𝙚𝙦𝙪𝙞𝙧𝙚 𝙖 𝙥𝙤𝙬𝙚𝙧 𝙤𝙛 𝙖𝙩𝙩𝙤𝙧𝙣𝙚𝙮? 🤷🏻

❌ Principal might be unable to be physically present for matters that require his/ her attention.

Nutar, nixtieq nersaq ghall-konvenju fuq propjeta’, x’ghandi bzonn?

Meta wiehed ikun iddecieda fuq propjeta’ illi jixtieq jixtri, l-ewwel pass huwa dak li jiffirma konvenju (promise of sale – weghda ta’ bejgh) bejnu u bejn il-persuna illi tkun qed tweghdu illi ha tbieghlu il-propjeta’ kkoncernata. It-tul tal-konvenju, illi huwa il-perjodu qabel ma jigi iffirmat il-kuntratt finali tal-bejgh, idum skond kemm jaqblu il-partijiet, pero generalment idum bejn 4-9 xhur; jiddependi il-kaz – u meta il-konvenju jikkoncerna propjeta’ illi ghada qed tinbena hafna drabi idum iktar.

Sabiex wiehed jersaq ghall-konvenju (fir-rigward tal-Kumpratur – il-parti illi ser tixtri il-propjeta’) wiehed ghandu bzonn jiehu dawn il-passi:
- In-Nutar ikollu bzonn dak li nghidulu l-akkwist tal-propjeta’ – il-kuntratt illi juri kif il-Venditur (il-parti illi ser tbiegh il-propjeta’) sar is-sid tal-propjeta’ ikkoncernata;
- F’kaz fejn il-propjeta’ intirtet, in-Nutar isaqsi ghall-Causa Mortis fir-rigward tal-propjeta’;
- Il-Kumpratur dejjem jaqbillu jiehu Perit fuq il-post qabel ma jiffirma il-konvenju halli jekk hemm xi xoghlijiet illi ghandhom isiru tul il-perjodu tal-konvenju, in-Nutar ikun jista’ jicarahom fil-konvenju u dawn iridu jsiru sa dakinhar illi jrid jigi iffirmat il-kuntratt finali tal-bejgh;
- Wiehed jista’ jipprovdi ukoll pjanta illi turi car il-propjeta’ sabiex in-Nutar ikun jista’ jannettieha mal-konvenju;
- Ghall-konvenju il-Kumpratur irid ikun lest bid-depozitu (10% tal-prezz tal-propjeta’) kif ukoll b’1% taxxa provizorja (1% taxxa fuq il-prezz tal-propjeta’). Din it-taxxa provizorja titnaqqas mit-taxxa totali illi wiehed irid ihallas fuq il-kuntratt finali tal-bejgh;
- Illum il-gurnata in-Nutar irid ukoll jiddetermina illi l-flus illi ser jintuzaw ghax-xiri tal-propjeta’ huma flus illi gew b’mod lecitu. Dan huwa rekwizit impost mill-FIAU fuq in-Nutar. Huwa tajjeb illi l-klijenti jikkoperaw man-Nutar fir-rigward ta’ dokumenti illi n-Nutar isaqsi ghalihom sabiex il-process ma jiehux fit-tul.

Hekk kif il-Konvenju jigi iffirmat bejn il-partijiet, in-Nutar jirregistrah mal-Commissioner for Revenue, ihallas it-taxxa provizorja u tul il-perjodu tal-konvenju in-Nutar jaghmel ir-ricerki u x-xoghol mehtieg sabiex il-partijiet ikunu jistghu jersqu ghall-kuntratt finali tal-bejgh.

STQARRIJA DWAR INFORMAZZJONI NKORRETTA LI NGĦATAT DWAR XHIEDA FUQ TESTMENTI FUQ IL-PROGRAMM NISKATA

Rent Registration | Rent Registration Opening Hours 1st October – 15th June Monday - Friday: 7:30am - 12:00pm 16th June – 30th September Monday, Tuesday, Thursday, Friday: 7:30am - 11:30am

https://tvmnews.mt/news/e5000-multa-wara-li-naqset-tirregistra-zewg-kirjiet-ta-kamra-mal-awtorita-tad-djar/

Information regarding the First Time Buyer €10,000 grant scheme:

First-time buyer scheme - Housing Authority First-time buyer schemeAim of the SchemeThe Scheme - Grant on the Acquisition of a Residential Property is intended for people who acquired their first property after January 1, 2022. This grant, which will amount to ten thousand euros (€10,000), will be given over a period of ten (10) years to th...

In Malta, there are three forms of Matrimonial Regimes: the Community of Acquests, the Separation of Estates and CORSA (Community of Residue under Separate Administration).

The moment a couple say 'I do!', the Community of Acquests comes into play and almost everything from the marriage onwards belongs jointly to the couple - both assets and liabilities incurred, except for donations and inheritance.

A Pre-Nuptial Agreement is required to change this matrimonial regime from coming into force in a marriage. A couple can also change this matrimonial regime after marriage via a Post-Nuptial Agreement, however this would also require Court authorization.

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Kif koppja tizzewweg Malta jidhol fis-sehh il-Komunjoni tal-Akkwisti. Dan ifisser illi kwazi dak kollu illi jsir wara z-zwieg, kemm assi u anke danni, huma tal-mara u tar-ragel, flimkien (apparti donazzjonijiet u successjoni).

Pero', koppja tista' taghzel illi fiz-zwieg taghhom minflok il-Komunjoni tal-Akwwisti jiggverna s-Separazzjoni tal-Beni jew il-Komunjoni ta' Residwu taht Amministrazzjoi Separata. Dan jista' jsir billi koppja taghmel Kitba taz-Zwieg Pre-Nuzzjali, jew Post-Nuzzjali. Kitba taz-Zwieg Post-Nuzzjali tirrikjedi wkoll awtorizzazzjoni mill-Qorti.