New York State Insurance Fund

Directions Website

New York State Insurance Fund For more than 100 years, NYSIF has provided fair & honest pricing to more New Yorkers than any other

The New York State Insurance Fund (NYSIF) was established in 1914 as part of the original enactment of the New York State Workers' Compensation Law. NYSIF's mission is to guarantee the availability of workers' compensation insurance at the lowest possible cost to New York employers and to provide timely, appropriate indemnity and medical payments to injured workers, while maintaining a solvent fund. Since inception, NYSIF has fulfilled the dual roles for which it was created: to compete with other carriers to ensure a fair market place and to be a guaranteed source of coverage for employers who cannot secure coverage elsewhere.
• Achieve the best health outcomes for injured workers by paying indemnity and medical benefits in a timely manner, and facilitate appropriate medical care.
• Ensure that all New York businesses have a market for workers' compensation and disability benefits insurance available to them at a fair price.
• Maintain a solvent state insurance fund that is always available to New York businesses.
• Be a competitive force in the marketplace and an industry leader in price, quality, and service. NYSIF consists of two separate "funds" -- the Workers' Compensation Fund, insuring employers against occupational injury and disease suffered by their employees, and the Disability Benefits Fund, established in 1949, which insures against disabling off-the-job sickness or injury sustained by employees. New York voters approved the Workers' Compensation Act of 1914 by referendum. The law was spurred by two significant events in American history -- the 1909 Wainwright Commission that reported on the woeful labor conditions and treatment of injured workers, and the Triangle Shirtwaist factory fire of 1911, among the most deadly in New York City history. The workers' compensation law requires that "such premiums in NYSIF shall be fixed at the lowest possible rates consistent with the maintenance of a solvent fund and of reasonable reserves and surplus." NYSIF is a self-supporting insurance carrier that competes with private insurers in the workers' compensation and disability benefits markets. Operating income is derived solely from insurance premiums and investments. NYSIF is the largest provider of workers' compensation insurance in New York State. NYSIF offers quality insurance plans for all New York businesses. Services include claims case management and workplace safety programs at no extra cost. If you have employees located in New York State, NYSIF may be able to help you control the costs and losses incurred by on-the-job injuries. Terms of Participation
Thank you for visiting the New York State Insurance Fund on www.facebook.com. By contributing to this site http://www.facebook.com/NewYorkStateInsuranceFund, you agree not to post any content that contains advertising for private or political purposes, harassing or defaming images or language, pornographic or illegal content, or confidential, proprietary or otherwise restricted information or that encourages illegal activity. The New York State Insurance Fund's page reserves the right (but not the obligation) to moderate any content you post and to remove, edit, block, or delete content and block or remove users that violate the Terms of Participation. If you have any questions about the Terms of Participation for this site, please contact [email protected]. Disclaimer
Thank you for visiting the New York State Insurance Fund on www.facebook.com. The opinions and beliefs expressed on this site are those of the users and do not necessarily reflect the views or opinions of the New York State Insurance Fund. Comments posted on this site are not considered formal public comment and are not promised or guaranteed to be accurate, current, or complete. The New York State Insurance Fund assumes no responsibility for and expressly disclaims responsibility for updating this site to keep information current or to ensure the accuracy or completeness of any posted information. Links or advertisements provided on this website, www.facebook.com/NewYorkStateInsuranceFund, may have been placed there by the social media provider and not the New York State Insurance Fund. Their placement does not constitute an endorsement of the content, viewpoint, accuracy, opinions, policies, products, services, or accessibility of those items. Once you follow a link to another website from this website, including one maintained by the State, you are subject to the terms and conditions of that website.

10/16/2026

Running a business in New York?

From workers' compensation insurance to disability benefits coverage, NYSIF offers resources to help businesses protect their employees and plan for the future.

Already a NYSIF policyholder? Check out the Extreme Heat Credit and Climate Credit to see if your business may qualify.

Learn more about:
🔹 Workers' Compensation 🔹 Disability Benefits 🔹 Extreme Heat Credit 🔹 Climate Credit

Visit nysif.com for resources, coverage information, and tools for New York businesses.

10/13/2026

Behind every successful business is a commitment to workplace safety.

Stephen from a Greek food stand at The Great New York State Fair shares practical safety tips from the food service industry and the importance of creating a safe workplace for employees.

Whether you're running a restaurant, food stand, retail shop, or construction company, preventing injuries helps protect workers and strengthen your business.

NYSIF provides workers' compensation insurance, disability benefits coverage, and safety resources for New York employers looking to build safer workplaces.

It's Customer Service Week, and we're celebrating the people behind every conversation with NYSIF.Our contact center tea...
10/07/2026

It's Customer Service Week, and we're celebrating the people behind every conversation with NYSIF.

Our contact center team is often the first voice New Yorkers hear when they're navigating a workers' compensation claim, disability benefits, or Paid Family Leave. They answer questions with patience, untangle complicated situations, and help people feel supported at moments that can be stressful.

To our contact center team: thank you for the care and expertise you bring to every interaction. You are the heart of our service to New York.

Cybersecurity is everyone's responsibility. Help protect your workplace by training employees to recognize online threat...
10/07/2026

Cybersecurity is everyone's responsibility. Help protect your workplace by training employees to recognize online threats and practice safe digital habits.

This Cybersecurity Awareness Month, check out resources from our sister agency, New York State Office of Information Technology Services, and learn how to .

10/05/2026

Running a business means thinking about safety every day.

At The Great New York State Fair, Cherry from West End Bar & Grille, a NYSIF policyholder, shares simple steps that help keep employees and customers safe, from encouraging hydration to requiring closed-toe footwear.

Workplace safety is one of the best ways employers can reduce risk, prevent injuries, and create a safer work environment.

As New York's largest workers' compensation carrier, NYSIF provides workers' compensation insurance, disability benefits coverage, and workplace safety resources to help businesses protect their employees.

10/02/2026

What happens when health, insurance, and economic leaders come together during Climate Week NYC?

If you missed NYSIF's second annual Climate Week NYC event, The Economic and Health Imperatives for Climate Action- now is your chance to tune in.

Experts from across the health, insurance, and economic sectors explored how climate change is impacting worker safety, public health, insurance markets, and our economy, and why climate action is both a health and economic imperative.

Watch the trailer and stay tuned for the full event video, featuring insights from leading voices in climate resilience, climate risk, insurance, and economic policy.

🎥 Watch the full video: https://youtu.be/4_dNFFjXbJo

October is National Disability Rights and Employment Awareness Month (DREAM). NYSIF joins New York State in recognizing ...
10/02/2026

October is National Disability Rights and Employment Awareness Month (DREAM).

NYSIF joins New York State in recognizing the history, challenges, and accomplishments of the disability rights movement and the contributions of employees of all abilities.

Interested in a career in public service? Explore New York State jobs and career resources through NYS Department of Civil Service.

Everyone deserves to feel safe at home, at work, and in their community. This Domestic Violence Awareness Month, NYSIF s...
10/01/2026

Everyone deserves to feel safe at home, at work, and in their community. This Domestic Violence Awareness Month, NYSIF stands in solidarity with survivors and supports efforts to raise awareness, expand resources, and foster prevention.

New York State Office for the Prevention of Domestic Violence

09/30/2026

At The Great New York State Fair in Syracuse, NYSIF met New Yorkers where they were. From answering questions about workers' compensation and disability benefits coverage to connecting with small business owners, our team was on hand throughout the fair to help people understand their insurance options and the resources available to them.

Thanks to everyone who stopped by to visit us and learn more about how NYSIF supports businesses across New York State.

We are proud to announce a collaboration with Cities for Financial Empowerment Fund to identify local financial institut...
09/30/2026

We are proud to announce a collaboration with Cities for Financial Empowerment Fund to identify local financial institutions to help NYSIF's unbanked injured workers find safe, low-cost bank accounts.

Financial institutions offering Bank On certified accounts are encouraged to respond by Wednesday, October 21, 2026.
🔗: https://ww3.nysif.com/en/FooterPages/Column1/AboutNYSIF/NYSIF_News/2026/20260929NYSIFCFECollaboration

In April 2026, NYSIF also launched a financial education campaign. The campaign included a dedicated education page with easy-to-follow guides, tips, and practical tools to avoid unnecessary fees and protect against fraud.

All of these initiatives are a part of NYSIF’s ongoing commitment to improve both the physical and financial health of workers.

Address

Albany, NY

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Alerts

Be the first to know and let us send you an email when New York State Insurance Fund posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share