Seneca provides professional loan signing services and full notary services to the North Texas area. Having a preferred signing agent.
We actually walk the borrowers through all of the important documents in the loan package. Unlike other notaries we don’t push the loan docs in front of a borrower and say “sign here, I’m just a notary.” Seneca is an extension of your professionalism and knowledge of the loan documents. We ensure a complete and correct loan signing that also provides a positive experience for your customer. like S
11/01/2021
Your commitment to learning is a step that will lead you to your ultimate goals. Have the passion to harness your strengths and strive even harder even if other people don’t believe in you.
One day, you’ll see how great a person you become.
10/31/2021
Happy Halloween!!! Trick or Treat?
10/31/2021
We already knew that many of the transplants to Texas hail from California. Now we know just how many.
More than one of every 10 people moving to Texas during the 2020 pandemic year was from the Golden State, according to a study released this week by the Texas Real Estate Research Center at Texas A&M University.
In addition, California ranked as the top “move-to-Texas state” in 19 of the last 20 years, said Luis Torres.
Another recent study quantifies the companies moving out of California, finding that for the first six months of 2021, the number of companies relocating their headquarters out of the state is running at twice the rate for 2020.
10/31/2021
Based on Coldwell Banker Real Estate LLC recently found, in the United States, the population of individuals with a net worth of $5 million or more increased by 17% from 2019 to 2021. Real estate wealth grew 77% from January to July 2021, compared to the same time period in 2019.
There was a 224.5% increase in the number of U.S. home sales priced above $1 million year over year, according to Coldwell Banker.
10/31/2021
Buyers in today's market are all too familiar with the challenges being felt by limited inventory, high demand and rapid home-price appreciation.
But the actual affordability of the U.S. housing market for the average homebuyer, as measured by the Federal Reserve Bank of Atlanta, is worsening. In data, the Federal Reserve of Atlanta found the median existing-home price, as a three-month rolling average, was $343,472 nationally, a record high. Median-income households are spending 32.4% of their annual income on a median-priced home, the highest it's been since November 2008.
The Federal Reserve Bank and others define affordability as not spending more than 30% of a household income on housing-related expenses, including rent, mortgage, taxes, utility payments and so on.
10/31/2021
If we see more of the contract sale amount in line with the appraised value, that’s a huge bonus for buyers, have been taking unusual risks such as waiving their rights to terminate a contract because of low appraisal value. Essentially, these buyers were willing to plunk down more cash to make the sale happen.
In June, according to the National Association of Realtors survey of agents, 28 percent of the buyers waived their appraisal contingency. But that percentage, too, should start coming down as the appraisal value and contract sale price start mirroring each other.
10/31/2021
True friendship isn't about being there when it's convenient, it's about being there when it's not.
In friendship, you don't need to find the most interesting one. Just find the most loyal one.
10/31/2021
To be nobly wrong is more manly than to be meanly right.
10/30/2021
Seneca provides professional notary, and loan signing services in the North Texas area. We understand our relationship with many escrow agents, title companies, realtors and signing companies is that we are an extension of their organization to their customers.
Having a preferred signing agent. like Seneca will change your business for the better. You’ll have more control over the entire experience for your customer which will give you more referrals and more future business whether you are an escrow or title officer, mortgage broker or realtor.
At the end of the day, Seneca knows we are an extension of you and your business. Not just a notary signing agent service but an extension of you personally and we take that very seriously.
10/30/2021
Someone believes that notarization will “legalize” their documents, notaries should be particularly cautious when notarizing sensitive documents that were prepared without the assistance of an attorney, such as estate planning documents or real estate documents. It may be helpful to explain to your customer that notarization only attests to the signature and that the notary’s seal only identifies the notary.
To conclude, because notaries public notarizes signatures, not the content of a document, notarization does not make a document “legal” or “official” in any way. It is important to note that a document that is illegal or false prior to notarization is still illegal or false even after being notarized.
10/30/2021
To learn more about how pricey has your neighborhood gotten call us at (469) 545-5227 or email us to [email protected].
10/30/2021
Seneca understands that an incomplete signing or a signing full of errors can cost a mortgage officer a rate lock, a buyer to miss a close of escrow, a realtor's possible loss of commission on a sale or just causes everyone involved headaches.
That is why Seneca doesn’t ever miss any dates, initials, or signatures. Seneca understands that a notary signing agent has to be impartial, but not uneducated. We always make sure the borrower knows what they are signing by guiding them through the loan documents.