08/06/2026
Are we enjoying the future, yet? It recently came to my attention that there is a new video making the rounds about a made-up change to federal law regarding age-related property taxes. The video states that Congress "slipped in" a change on a spending bill that freezes or eliminates property taxes for the elderly. This is an example of disinformation--false information give on purpose. It is also a nice jumping off point on the importance of being media literate.
A version of this legislative concept actually was considered by the Iowa Legislature this session but failed to gain enough votes for passage. While the legislature did make some changes to property taxes, including increasing the homestead tax exemption, there is not a senior assessment freeze in place in Iowa. For seniors that are low income, there is an Elderly and Disabled Property Tax Credit that is handled by the treasurer's office but requires a very low income level. Additionally, Iowa has a 65+ homestead exemption, on top of the regular homestead available to those who own and occupy their home as Iowa residents, regardless of age.
We know that there is a ton of slop on social media, including the very site you are reading right now. As AI continues to get better and more cost effective, that is only going to get worse. So let's take a second and talk about social media literacy.
In the case of this video, there are some pretty big red flags that the information being presented is false. The first one (besides the fact that lawmakers aren't crowing about this all over the place) is that the video comes from a random uploader, only active since May of 2026, done via voice-over with what appears to be AI-generated cartoons.
The second big flag is that the video does not name the bill that created the change--typically something like this would give the name of the bill to assist people in researching the change. For example, the property tax bill passed this spring in Iowa was Senate File 2472.
Another big red flag is that the video references an application form that doesn't exist. The form, called a "SR-1098" , is not a real thing. While there actually is a "1098" form, that is a tax form that mortgage companies send out for those who have paid in enough mortgage interest to deduct from their taxes--but it has nothing to do with your assessment. So like most things, there is just a hint of fact to make this seem like it might be legit, but it is not.
As always, if you have questions or concerns, please feel to reach out to your local assessor. As we navigate the choppy waters that are social media, do your best to keep your head on a swivel and, as Red Green says, your stick on the ice.