Kentucky Department of Insurance

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Kentucky Department of Insurance We promote sound, competitive insurance markets; protect the public through effective enforcement and regulation; and empower the public through education.

Students heading back to college? Before your college student heads to campus, take a few minutes to review their covera...
08/12/2026

Students heading back to college? Before your college student heads to campus, take a few minutes to review their coverage. A quick insurance check now can help prevent coverage gaps and unexpected expenses later. Learn more and make sure your student is prepared for the school year at https://insurance.ky.gov/

National Insurance Awareness Day is a reminder for individuals and businesses to review their current policies to be sur...
06/28/2026

National Insurance Awareness Day is a reminder for individuals and businesses to review their current policies to be sure your coverage fits your needs before your next renewal date! The Kentucky Department of Insurance believes in fair treatment in the insurance marketplace. To learn more about how to get the most from your insurance visit INSURANCE.ky.gov.

After storms and other disasters, fraudsters and scam artists often arrive quickly so it is important to stay alert to f...
02/01/2026

After storms and other disasters, fraudsters and scam artists often arrive quickly so it is important to stay alert to frauds and scams:
✅ A tree removal service may claim tree removal is covered by insurance, however your policy may state that tree removal is covered if the tree fell on your home, but not in your driveway.
✅Do not take a contractor’s word that insurance will pay for their service. Always verify with your insurance company.
✅ Do not sign any documents until you fully understand what you are signing. Beware of pressure to sign documents presented electronically, like on an iPad, that you cannot fully read and review.

More tips on disaster preparedness and recovery at INSURANCE.ky.gov

If you have damage to your property from the winter storm, you may have questions about what is needed to file a claim w...
01/30/2026

If you have damage to your property from the winter storm, you may have questions about what is needed to file a claim with your insurance. Get prepared by reviewing our guide “Before and After the Storm” on our website below.https://insurance.ky.gov/ppc/Documents/Before%20&%20After%20the%20Storm_FINAL_2024%20(update-10.24).pdf

With winter storms in the forecast, be sure you are making preparations to keep you and your family safe. And remember t...
01/23/2026

With winter storms in the forecast, be sure you are making preparations to keep you and your family safe. And remember to check on your neighbors and people you know that may need assistance.

The NAIC Financial Regulation Standards and Accreditation Committee voted to again accredit Kentucky's Department of Ins...
12/18/2025

The NAIC Financial Regulation Standards and Accreditation Committee voted to again accredit Kentucky's Department of Insurance. Accredited insurance departments undergo a comprehensive, independent review every five years to ensure they meet financial solvency oversight standards. Congrats to the DOI team for this recognition of their comitment to protecting Kentuckians! 🎉

Attention: All Admitted Carriers With Auto Lines of Authority. In accordance with HB 390, Kentucky’s Transportation Cabi...
12/05/2025

Attention: All Admitted Carriers With Auto Lines of Authority. In accordance with HB 390, Kentucky’s Transportation Cabinet is beginning to implement the new Kentucky Insurance Verification System. Transportation is asking insurers to register ahead of the January 15, 2026 deadline. Please click on the link below for or detailed instructions on how to register.
https://www.kentuckyivs.com/Documents/KentuckyIVS_Insurer_Implemenation_Guide_V1.pdf

Address

500 Mero Street (PO Box 517)
Frankfort, KY
40601(40602)

Opening Hours

Monday 8am - 4:30pm
Tuesday 8am - 4:30pm
Wednesday 8am - 4:30pm
Thursday 8am - 4:30pm
Friday 8am - 4:30pm

Telephone

+15025643630

Website

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