01/05/2026
Navy Reserve (SELRES): Benefits updates rolling into 2026
A number of federal laws enacted in 2025 are updating military and U.S. Department of Veterans Affairs benefits on staggered timelines into 2026. Below are the changes most relevant to Selected Reserve (SELRES) Sailors and families:
Key updates + timelines:
1. VA disability and survivor benefits COLA aligned with Social Security effective Dec. 1, 2025.
2. MGIB-SR (Montgomery GI Bill–Selected Reserve) in-state tuition protections begin Aug. 1, 2026 at public institutions in the state where the student lives/attends; noncompliant schools risk losing VA education approval.
3. SGLI/VGLI inflation review cycle begins Jan. 1, 2026, requiring VA to conduct a recurring inflation-based review of maximum coverage.
4. VA Home Loan modernization establishes a new foreclosure-prevention tool (“partial claim”); implementation details are being finalized through VA guidance.
5. Stronger protections in cases of fiduciary misuse of benefits, expanding when VA must reissue misused benefits and pursue recovery from the perpetrator.
6. Transition improvements (FY26 NDAA) strengthening separation counseling and improving movement/visibility of key records to reduce delays in claims and benefit access.
Recommended actions for SELRES:
1. If you plan to use MGIB-SR in 2026, coordinate early with your Education Services Officer and your school’s VA office.
2. Maintain digital copies of key documents that support claims and eligibility.
3. Monitor official VA/DoD guidance as implementation details post.

05/26/2025