James R Means, JD

10/20/2026

ATTENTION: Folks, my midterm issue is FAIR ACCESS TO CAPITAL! I summarize what I want candidates to place at the top of their issue list. (THERE IS STILL TIME). Progress here would solve so-so many connected problems, and open the pathways to self-sufficiency and stability. Only the very comfortable, and the very corrupt could be in opposition. Seeking those candidates and advocates in agreement with the following:

“California’s credit system is quietly losing thousands of responsible borrowers because our scoring models and lender workflows act as blind filters that block underwriters from seeing real human stability.

A single temporary disruption - a move, a medical bill, a rent transition - carries more weight than years of perfect payment history, and the algorithms cannot recognize rational decisions that actually improve long term financial health. Good borrowers are being pushed into delinquency buckets, hardship cycles, and even bankruptcy simply because the system cannot see context.

This isn’t just a consumer finance issue; it affects housing stability, workforce participation, and community resilience across the state. California (and America) needs leaders willing to examine -AND FIX- how credit reporting, underwriting filters, and automated scoring are failing the very people who do everything right.”

I am looking for you CANDIDATES, feel free to find me... Thank you!

08/27/2026

A.I. has been in operation publicly now for several years, and more privately for many years prior. World leaders, like Mr. Gates here, are making early assessments of the various applications. The question again is: Now that you know, what will you do with it?

AI will either be the greatest equalizer ever invented, or the worst source of injustice. We need to start planning now so it makes the world a fairer place.

03/22/2026

Well, this is a creative approach to preventing DUI accidents and arrest!!!

Santa Monica, Calif. – On March 17, 20206 the Santa Monica Police Department will visit local bars and restaurants to educate customers on the importance of monitoring how much they drink and to “know your limit.” The “Know Your Limit” campaign will be from 3 p.m. to 10 p.m. throughout...

03/20/2026

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03/01/2026

When I think of the huge iconic persons like Jesse L. Jackson, King and Graham, just to name a few, I am most moved by the millions of lives these people were privileged to touch in a positive way who they will never know about. Care for friends and family goes without saying, everyone does that, however when your reach has no limits, only then can it be unequivocally said: "Job well done!"

11/19/2025

FYI: This is NOT me below. NOT my profile. NOT responsible for any comments or messages or posts from that profile. Most likely NOT an accident nor a coincidence.

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11/07/2025

USDA/ SNAP - UPDATE 11/6/2025: To my knowledge, as of today, no benefits have been paid. However, in today's hearing held in the Rhode Island District Court, the Judge held: "The Defendants are ORDERED to make full payments of November SNAP benefits to the states by Friday, November 7, 2025, by utilizing available Section 32 funds in combination with the contingency funds. IT IS SO ORDERED."

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10/27/2025

THE POVERTY we see today, that has existed in societies for thousands of years, is maintained by manipulating and exploiting (with surgical precision) our most basic human NEEDS! "Maslow's Hierarchy" articulated these fundamental needs clearly... This should be in our minds constantly.

10/27/2025

NOTE: U.S. Senators point out: ”... In fact, the USDA has several tools available which would enable SNAP benefits to be paid through or close to the end of November. First, the USDA must, at a minimum under the law, use the contingency funding that is available for SNAP, as noted by USDA officials. Second, the USDA has interchange authority under 7 U.S.C. 2257 that permits the transfer of funds from other USDA nutrition programs. ..."

Trump Administration jeopardizing food assistance for 5.5 million Californians on CalFresh WASHINGTON, D.C. — U.S. Senators Alex Padilla and Adam Schiff (both D-Calif.) joined Senators Cory Booker (D-N.J.), Amy Klobuchar (D-Minn.), and Ben Ray Luján (D-N.M.), as well as 41 other colleagues, in ca...

10/05/2025

I've been thinking about some good news I heard from the FBI Director during a recent congressional oversight hearing, where he reported the FBI has recovered 4700 missing children this year alone (this year alone and not counting adults). This staggering number passed through the testimony without comment.

However, I stopped to ask A.I. to illustrate what 4700 missing children looks like. The photo here is the shocking result of our seemingly helpless crisis today.

PLEASE, pay more attention to the AMBER ALERTS (and Grey Alerts) because everyone is seen by someone sometimes. These children went home, however twice as many have NOT been found yet this year, and these numbers are consistent yearly! That sick feeling you get from hearing this is likely the reason we don't hear about it all day - everyday. Look at the AMBER ALERTS (and Grey Alerts) you get!