GreekGodofMedicare.com
MEDICARE - If it's all Greek to you! You're in luck, I'm Greek, We Keep It Simple. Join Our Team He was a father, a husband and a friend.
A few years ago I experienced the death of a close friend due to a motorcycle accident. This was heart wrenching as it hit so close to home. The accident was devastating nobody could believe he was gone. This left an impact on everyone, but mostly on his wife and kids. The aftermath, the parts most people miss because they aren't close enough to see, was even worse. Watching what his wife went thr
ough during the months that followed. She had to get several copies of the death certificate to change accounts into her name. Having to carry those around as a reminder of the tragedy was just as bad as cashing in some of the savings to pay for the funeral. He didn't have life insurance or any real financial planning, which left her in a tight spot of getting a second job. Eventually she started to sell whatever she could to keep the kids in the lifestyle they were accustomed to. But that was short lived. She soon put the house up for sale. Pulled the kids out of school moved them away from everything they have known to move in with her folks in another state. Within a year's time she lost everything; her husband, their savings, their home, and their way of living. To some it happened in the blink of an eye, but to those close it was a long drawn out painful situation. You can imagine how this has affected my life and how this transfers to my daughter. I took a good long hard look at my life and my situation and decided to make a change. People know me as the go to guy for helping others, so I followed that path into the financial world. These days I provide financial education to people, which will help to safeguard their families and everything they have worked so hard for. Making it a point to reach out to as many people as I can every day, making sure they have the knowledge and understanding of how their financial situation will affect the out-come of not only their life but also the lives around them. Striving day in and day out, to be a Trusted Financial Professional. Someone who each day, through honest, intelligent, and hard work enriches the health, wealth, and families of my clients and friends through my services. Being a proud father of a beautiful little girl, son of parents of the 'Baby Boom Generation', and small business owner. These life experiences provide an invaluable perspective and understanding of my client's positions today and desired positions for tomorrow. We work together forging bonds of trust and building lifelong relationships through providing quality financial education. Thus constructing a financial strategy, one person at a time that provides over all financial protection, the most efficient use of dollars saved for tomorrow and a feeling of comfort coming over you as you realize the future is secure for you and your family. Vasilios "Voss" Speros 602-531-5141
06/01/2026
Doctors often prefer original Medicare over Medicare Advantage plans for a few key reasons. These include the need for pre-authorizations, lower reimbursement rates, and extensive back-end paperwork for approvals. The insurance companies also oversee care to ensure medical necessity, adding more work for physicians.
Voss Speros - Greek God of Medicare - JOIN OUR TEAM
Arizona Medicare & Insurance Solutions
SperosFinancialGroup.com powered by Spark Advisors
VossSperos.com 480-999-4409
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05/29/2026
Medicare drug plans can change their formularies mid-year, dropping drugs or changing their tier cost. They must provide a 60-day notice. You can request an exception or discuss alternatives with your doctor.
Voss Speros - Greek God of Medicare - JOIN OUR TEAM
Arizona Medicare & Insurance Solutions
SperosFinancialGroup.com powered by Spark Advisors
VossSperos.com 480-999-4409
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05/27/2026
Heard rumors about Medicare drug plans being capped? It's true! Starting in 2025, the cap is $2,000, rising to $2,100 in 2026. This means after you hit that amount, Medicare covers the rest. You can even work with your carrier to spread out costs. Stay informed about your coverage!
Voss Speros - Greek God of Medicare - JOIN OUR TEAM
Arizona Medicare & Insurance Solutions
SperosFinancialGroup.com powered by Spark Advisors
VossSperos.com 480-999-4409
sparkadvisors.com/agents/voss-speros
05/25/2026
Confused about Medicare? As the Greek God of Medicare, I'm here to clear things up. You absolutely cannot be turned down for a Medicare Advantage plan because of your health or pre-existing conditions. Private insurers contract with Medicare, so you're covered. If your health needs change, you can switch plans during enrollment periods.
Voss Speros - Greek God of Medicare - JOIN OUR TEAM
Arizona Medicare & Insurance Solutions
SperosFinancialGroup.com powered by Spark Advisors
VossSperos.com 480-999-4409
sparkadvisors.com/agents/voss-speros
05/22/2026
Confused about switching to a Medicare Advantage plan? Learn when you can make the switch, from open enrollment periods to special election exceptions like moving or losing work coverage. Discover the simple steps involved and the crucial need to cancel your supplemental plan separately.
Voss Speros - Greek God of Medicare - JOIN OUR TEAM
Arizona Medicare & Insurance Solutions
SperosFinancialGroup.com powered by Spark Advisors
VossSperos.com 480-999-4409
sparkadvisors.com/agents/voss-speros
05/20/2026
Understand how Medicare covers cataract surgery. Medicare covers the basic, medically necessary lens to restore sight. If you desire a specific lens for enhanced vision, you'll be responsible for the additional cost. Supplemental and Advantage plans often follow Medicare's coverage. Consult your doctor for specifics.
Voss Speros - Greek God of Medicare - JOIN OUR TEAM
Arizona Medicare & Insurance Solutions
SperosFinancialGroup.com powered by Spark Advisors
VossSperos.com 480-999-4409
sparkadvisors.com/agents/voss-speros
05/18/2026
Confused about Medicare's Maximum Out-of-Pocket (MOOP)? It's not a deductible! It's the most you'll pay in co-payments each year. MOOPs vary, but they're a vital safety net, especially for hospital stays. Get peace of mind knowing your costs are capped.
Voss Speros - Greek God of Medicare - JOIN OUR TEAM
Arizona Medicare & Insurance Solutions
SperosFinancialGroup.com powered by Spark Advisors
VossSperos.com 480-999-4409
sparkadvisors.com/agents/voss-speros
05/15/2026
Considering acupuncture for back pain? Medicare Part B covers up to 20 visits per year for lower back pain, with 12 initially and 8 more if needed. Medicare Advantage plans may offer additional coverage for a wider range of pain. Always check your specific plan details.
Voss Speros - Greek God of Medicare - JOIN OUR TEAM
Arizona Medicare & Insurance Solutions
SperosFinancialGroup.com powered by Spark Advisors
VossSperos.com 480-999-4409
sparkadvisors.com/agents/voss-speros
05/13/2026
Didn't enroll in Medicare at 65 but retiring now? You have an 8-month window to apply using an SEP (loss of coverage). You'll need to prove prior employer coverage and drug coverage to avoid penalties. If you have an HSA, be mindful of how Medicare affects it. Always consult a broker before turning 65 to plan ahead.
Voss Speros - Greek God of Medicare - JOIN OUR TEAM
Arizona Medicare & Insurance Solutions
SperosFinancialGroup.com powered by Spark Advisors
VossSperos.com 480-999-4409
sparkadvisors.com/agents/voss-speros
