The Insurance and Real Estate Center

It's Mardi Gras time, and we're setting the mood with some jazz and munching on shrimp and grits 🎶🍤 We may not be able to share a meal in person, but we can certainly share recipes! 👩‍🍳

Try one of these 39 recipes by Delish: https://www.delish.com/entertaining/g2166/mardi-gras-food-recipes/

Let us know in the comments if you plan to try any. Happy Mardi Gras! 🥳

As we all know, February is the month of love. And fittingly, it’s also Insure Your Love month, an annual campaign that starts the conversation about protecting our loved ones through life insurance 💌

With over 101 million Americans lacking sufficient life insurance coverage, it’s our mission this month, and every month, to make sure that you and your loved ones are fully protected and have peace of mind.

We believe life insurance isn't just a policy; it's your ultimate expression of unselfish love to your family.

If you would like to begin the process of crafting a life insurance policy, or just have general questions, please reach out this month. Our team would love nothing more than to help 💖

Getting ready for the game? Don’t forget the guac 🥑

Today, we’re sharing our favorite recipe for homemade guacamole just in time for your watch party. Swipe to see it — and let us know in the comments if you plan to try it out!

Forget chocolates and roses! While some folks are thinking about Valentine's Day this month, our team is gearing up for our favorite February holiday: National Pizza Day! 🍕

To celebrate, we want to hear about your all-time favorite pizza toppings. Are you a classic pepperoni person, a veggie lover, or an out-of-the-box experimentalist? Let us know!

Cast your vote in the comments:

1️⃣ Pepperoni
2️⃣ Margherita
3️⃣ Supreme
4️⃣ Hawaiian
5️⃣ Custom Creation (Tell us your fave!)

May the best ingredient “top” the competition 👨‍🍳

Did you know the first cars did not have steering wheels? In fact, they were operated by rudders! 🚗

For Car Insurance Day today, we are sharing even more fun facts and stories about cars throughout history! Swipe through to read 👉

And, of course, if you have any questions about car insurance or want a complimentary quote, send us a DM! We would love to connect with you.

Did you know that last year, over 400 million ransomware attacks were detected by organizations worldwide?🤯

With today being Data Privacy Day, we wanted to share some helpful tips on protecting your organization from cybercrime. Swipe through to learn more ↩️

Spread the word by sharing this post and let us know how else you protect your organization online 💻

Before Medicare open enrollment begins later this year, we wanted to share the pros and cons of Medicare Advantage plans and Medicare supplemental (Medigap) plans. They're both great options, but one may work better for you. Let's dive into the key differences 🩺

I know it's a lot to take in, so review these details and drop us any questions that come up.

We hope you’re staying warm in these chilly temperatures! 🥶 Our team is wishing you cozy moments by the fireplace and maybe even some snowball fights!

If you've got a moment, share in the comments what's keeping you warm and entertained these days – we’d love to hear from you!

On this Martin Luther King Jr. Day, we pause to reflect on the enduring wisdom of Dr. King’s words:

"The time is always right to do what is right."

Let's commit ourselves each day to uplift one another and actively contribute to positive change in our communities. If you are looking for ways to give back or would like some general information about MLK Day, you can find resources at AmeriCorps.gov.

In honor of Dr. Martin Luther King Jr., our office will remain closed today as we remember his remarkable legacy of justice, equality, and hope 🌍

Medicare premiums can add up, but we’re here to help you find the best options – and share cost-saving tips of the trade 💰 Take a look at a few of them below!

🩺 Enroll on time: Some parts of Medicare have late enrollment penalties. You may have to pay extra for your monthly premium if you don’t enroll when you’re first eligible.

🩺 Find out if you’re eligible for (and taking advantage of) premium-free Part A: Most people don’t pay a monthly Part A premium because they’ve paid Medicare taxes for 10+ years while working.

🩺 Report when your income goes down: Some parts of Medicare come with an income-related monthly adjustment amount (IRMAA). If your income goes down, so may your IRMAA.

🩺 Consider Medicare Advantage: Medicare Advantage can have little to no premium fees and can offer additional coverage for parts A and B.

🩺 Apply for a Medicare savings program: Savings programs can help pay for the cost of Medicare. If you’re interested, reach out to us to see if you qualify.

Winter has arrived, and we are here to make sure you and your employees stay safe, even if you find yourself in a slippery situation ❄️

That's why we’re sharing a few winter prep for your commercial vehicles:

🚗 Check tire pressure regularly and maintain recommended levels.
🔋 Test vehicle batteries to avoid issues in cold weather.
🌬️ Replace worn windshield wipers, and keep ample washer fluid handy.
🚨 Create an emergency kit with essentials like an ice scraper, jumper cables, flashlight, blanket, and cell phone charger.

It’s important to us that your entire crew stays safe on the roads no matter what conditions you’re facing ❄️🚗

Have more winter prep tips for commercial fleets ? Share them in the comments below.

Ready to be surprised? Take a look at these 6 benefits most people don’t know are covered by Medicare:

🩹 Acupuncture: Under certain circumstances, you can visit an acupuncturist up to 12 times in 90 days. If you improve as a result, you could get 8 more visits.
🩹 Therapy: Medicare Part B covers medically necessary psychotherapy. The number of covered visits varies depending on your plan, so reach out if you would like us to check.
🩹 Opioid treatment programs: These comprehensive treatment programs include substance use counseling, individual and group therapy, and medication.
🩹 Ambulance transportation: If you’re being transported for medically necessary services, and if a different form of transportation would be medically dangerous, then your ride may be covered.
🩹 Weight loss counseling: Medicare Part B covers obesity behavioral counseling for patients with a body mass index (BMI) of 30 or above.
🩹 Getting a second opinion before surgery: If a surgery is not an emergency, Medicare Part B will help you get a second (or even third) doctor’s opinion in some cases.

Want more info? Let us know!