10/15/2020
https://youtu.be/s9Ux2Cp2tzE
Homeowners Insurance - Watch Out, What They Do & Don't Cover
I am sharing this painful story so that you know what you are getting into. I'm sure different insurance companies will have different rules and policies. Pl...
08/24/2020
So, it seems my trouble with the legal system will stay for the rest of my life.
On Jan. 11th, 2020, a tornado passed through and damaged one of my chimneys.
Any homeowner would think the Insurance Company will cover the damage.
But no. My Insurance company, Farmers, flatly denied my claim. They declared the damage is caused by general wear and tear. Simply, it's caused by old age.
It's like an old person died with his guts all torn inside out, and the forensic said he died of old age.
Do. you agree?
08/17/2020
Very interesting. I guess somebody is messing around with my posts. Yesterday the layout of this site has been changed, and I thought all my posts were lost. Also I cannot put a new post either. Now it's been restored again. I do not know what happened, and I am sure I'm offending some important people. I'm getting close to use the advertisement to promote my page. I hope you tube staff will help me keep my page intact. If you are reading my post, please help and I will use the promotion method after I feel somewhat safe in facebook.
02/20/2020
I got a notification just now saying that I reached 6 people and 7 engagement this week. That is a surprise. I never had that many hits. Are things going back to normal now???
I still feel like someone is messing up my page. I still tend to think it's the ones working in Taiwan's facebook. They messed up my page so bad that my words cannot reach any of the Taiwanese. I just wish the headquarter in the US will find those people and fire them. I just know it. Americans will not do such a thing. But those Taiwanese who supported DPP will do this kinda thing. I will really appreciate someone in the headquarter here will clean up my facebook.
02/19/2020
Today I tried to explore this page and clicked on inbox. Some how a whole page of my posts are market with reject showed up. Those were erased posts that I wrote before. I managed to copy and paste the first one I saw. Then I had to do some errands. When I returned, I tried to copy and paste all the other pages. But they are all gone. I clicked every where and found nothing. It's obvious someone is playing with my pages. All the sense of my personal rights are being violated.
They even raised my most recent post which I apologized about the raised posts.
I just feel so violated.
I don't know who did this. The facebook office in US or the one in Taiwan. No matter, facebook is the huge dictator who can read all your writings and do whatever they want. The anger, the disappointment, the powerlessness, are so strong whoever gone through this kind of violations know what I'm talking about. What hurts the most is how Taiwan's election has been manipulated and millions of people's rights have been robbed. I wish I can find a way to bring these issues to public. But who am I? Why should facebook allow me to be here to cry for justice? No one reads my posts anyway. Such a small number of readership means nothing. Why you so busy deleting them. I don't even want to pay such small amount of money to promote them. Why do you spend your time on deleting them? I couldn't believe this is your company's policy. But someone in there trying to play with me. And it's very annoying.
I do have to say, if I find out some one bring a class law suit against fb. I surely will contact them and willing to add my troubles on top of their arguments.
02/13/2020
Recently I found out more than half of my posts are missing I am in the process of investigating what happened. But facebook is not very helpful. I'm beginning to realize it's probably easier to rewrite the old posts. Unfortunately I probably wouldn't remember all the details. I could only do my best. I got a notification of 17 hits recently. As small a number as this I still feel responsible to give a somewhat complete story here. I'm sorry someone delete all the important posts only left the unimportant one here. On the next posts I will save a copy and perhaps create another website. Sorry for those who are visiting my page at this time.
12/01/2018
Two weeks later, we gathered in court again. I didn’t think much of it. It should be a simple case. They cited me. I complied and fixed the problem. I took my grandson with me. I thought it’s a simple case, and baby generally behaves well in a short period of time.
But things suddenly got complicated. First I saw one of neighbors walked in. We chatted a little. I didn’t think much. Then as the time spproaching, another showed up, and another. Total, four of my neighbor showed up. I realized they are here for my case. All of us waited, and waited. It’s way pass the scheduled time. I realized we are all waiting for the white attorney general who is my next door neighbor and who will be the plaintiff. I got angry, so angry that I have to get up and start pacing in the waiting room. Pacing is my meditative method to calm me down.
Finally, I saw him walking towards the court with a couple of men. He was all dressed up with shiny shoes.
Soon, the court was open for us.
As usual, the judge let the plaintiff speak first. The inspector stated the case, at the end he wanted to add a few more citations to the judge. The judge started making some statements. He didn’t turn to me to ask if I have anything to say. I knew if I don’t speak now, I may not have a chance to speak. I said: “Wait a minute, I am the defendant. Please allow me to defend myself.” I started to request permission to tape record the court. That’s something during my search for the case I thought by doing this they may take me seriously even though I have no idea whether it makes any difference. At lease it set up the atmosphere as if I was the lawyer defending myself.
The first question I asked was the department set up a 311 line to encourage citizens to report any violations. But is there any mechanism or procedures to determine if the report is valid or not. A flurry of discussion followed. My point was if it’s like my neighbor reporting me for more than once, do you ever wonder if it’s a case of bullying or vengeance?
My second question was: Why did I get two second notice? One on May 30th, 2018 and one of June 15th, 2018. It seems this person originally sent the notice on June 15h, and then changed his mind to send it on May 30th. As a result I got the second and final notice on the same day on June 15th, 2018. I know the proper procedure is to wait for 5 to 30 days before issuing the next notification. It seems the inspector originally wanted to follow the 30 day rule, then all of sudden changed his mind and wanted to push the case faster. Why?
Of course all kinds of issues and explanations were explained to me. And the judge was talking to me like educating a grade school student again. I asked the judge to please allow me to raise all the questions and keep them in the record.
I then asked the question that when I was in the department checking my records, I found my address of my other property in my file. Why the department didn’t send me a copy of the notice to my address where I live?
None of my questions were answered definitively. Lots of frivolous arguments were fired. They didn’t know I have a severe fear for public speaking. I tried my best to keep my composure. Finally, I said to the judge: Your honor, please look at the people sitting behind me. I turned around and raised my left arm to draw a big curve. “Do you see what do they all have in common?” I asked. After a pause, I said: they are all whites. I said, I know it is difficult to fight the city on these code violations. However, if I can prove racial discrimination, I may have a chance to win.
The director of the PLI department feverishly argues that their practices are all fair without discrimination and proceeded to explain their way of collecting data. At that point I was pretty tired of her frivolous arguments. I simply cut her short and said, I am not talking about all the cases you have processed; I am only talking about my case.
Judge Butler made a lengthy comment, at the end he said something like: when things are going your way, just take the win and run. I pretty much finished my questions. I know this court will not deal with the issues I raised. As I said before I just wanted to make a record of my defense.
So I was abated with my first citation. But what about the three or four citations they wanted to add in court? I called the inspector next day. He was very respectful this time. We discussed all the issues, and he said he will not cite me on those anymore. After that, I finally realized that I have won totally.
However, I was too happy too soon. Months later, I received another notice for some of the citations they wanted to add. The story of my nightmare has not ended yet.
11/28/2018
I end up going to the court alone because my daughter has to stay home to take care of the baby. When the inspector presented the picture of the violation, it turned out to be something I never imagined. It’s just the roof fascia board at the end is rotten. Just look at the third cross at the end, and that is the problem.
I didn’t say much in the court. The judge gave me two weeks to fix it. I agreed and left.
10/13/2018
I did all the homework I can think of. I called the inspector, he said he would call me back in 5 minutes but never did. I thought about contacting the director but knew it's only a futile attempt. I was in the PLI department trying to check out my profile, but people there weren't helpful. They said they cannot share their data anymore. Any old files have to be requested by a written form. They gave me a form called "Right to know" to fill out; and I have to go to another department to file. The clerk there seemed clueless about the form. He just told me it will take one month. By the time the court date was near, I finally got a letter saying that my request was rejected due to the fact that some needed information is missing. I filled out all the blanks in the form. I don't understand why they cannot find the address of the case involved. It's a typical government red tape. Since I won't be able to get the report before the court date, I decided to give up on the appeal.
I asked my daughter to go to the court with me as my witness. I made the video as my defense, and all I needed was for my daughter to say that everything is true in the tape. I am trying to cover every aspect possible of this case. When I decided I was going to take the American way to defend this case, I looked back of all the cases I lost, I realized they all have one thing in common, i.e., I was playing the victim role pleading to the judge. That is why they so enjoyed their role to judge me however they wanted. This time I am going to play the role as a lawyer. I am going to bring a witness, no matter how trivial this is going to be. I got to act as a lawyer, providing evidences and arguments.
While I was preparing my case, I ran into a story of a Chinese buddhist who happened to be a judge. He was a top student who went to Taiwan University Law department. It meant he was the top !% in his generation that could go to the university in Taiwan. Later he went to United States graduate school to further study the law. Then he went back to Taiwan to practice law. He said when he prepared his first case, he didn’t know what kind of approach to take to persuade the judge. He finally decided to plead to the judge how this young man will be destroyed and the parents will be devastated. I couldn’t believe his choice. That’s an emotional approach. The top notch student, the cream of the crop. This person later became a judge himself and taught the law in his university. As he reached the top of the legal system in his country he finally quit everything and became a monk. I was a bit overwhelmed. Can anyone imagine judge Kavanaugh being humble and not twisting his nose and said this is the “revenge.”
My facebook is mainly in Chinese. Over there I just write about everything in every emotion. But in here I mainly stick with the legal problems I have in my magistrate court. I try to be objective, not emotional, and stick to the facts. But facebook at one point trying to delist me for lack of activities. So I am spilling a little emotions and anecdotes a little. The culture difference is so small and yet so significant. I am completely saddened by the fact it is nearly impossible to bridge the difference.
I wrote in my Chinese page emotionally asking if I should use the Chinese or American approach for my case. Without surprise, my friend said I should use the Chinese approach. At the end, I know I have to use the American approach.
10/05/2018
The first case I saw was about an old man who lost his case again and again and end up with a 500,000.00 fine with a jail sentence. I was shocked. A simple civil case could end up loosing all your life savings and in jail? What kind of government is this? My parents sent me to America not for this. I am in American for more than 40 years, not knowing this. How could I even end up in this situation?
I noticed the letter I got from the district court has a line indicating that I was allowed to bring witness(es) to court. So this is the sign to tell me that I am in serious trouble, I’d better bring witness(es) to court if I have any. This is not your usual case, this is a case that can bring you to jail, and rip you off all your life savings and dignity, and in this old age of your life that means it’s all over, whatever you are working for in your whole life is over. I finally understand why people would kill themselves in front of the Government. The irony is my parents sent me here to avoid the tyranny the Chinese government knowing my personality would not end well in that environment, and I still end up in the same situation without any faults of mine, and the future looks bleak, and my fate is destined to face such tyranny, so why bother to live such a humble life in a foreign county where you can’t even express yourself clearly with a twisted tongue chained by 26 alphabets?