Anthony C Bennett NMLS #252047

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Anthony C Bennett NMLS #252047 With over 30 years in the industry, Anthony "Tony" Bennett is a local Mortgage Professional serving Oregon residents exclusively.

Anthony is a true Oregon native, born and raised. He has been involved in the industry ever since he was big enough to carry his father's tools for the family’s residential and commercial real estate business. Early physical labor led to occasional office work and eventually he started assisting his mother with open houses for the family real estate developments. These developments were located all throughout the Portland area and surrounding suburbs. His early years in the real estate industry led Anthony to formulate an understanding about the complexities that are behind every aspect of buying and selling a home. After high school Anthony shifted his focus towards marketing and production while attending Portland State University. During his studies Anthony started working in a marketing department with a local mortgage company. He began as an assistant and eventually worked his way up to become the marketing coordinator. The marketing department was responsible for producing and distributing all advertising materials, while enhancing techniques for continued business production. This department also oversaw recruiting and training. During these training seminars, Anthony learned the fundamentals of loan origination and decided to shift his focus towards becoming a Mortgage Loan Consultant. For several years, Anthony built up his clientele and networked with other real estate professionals throughout the greater Northwest. He also expanded his experience by working on coordinating and financing commercial real estate. For years, Anthony worked with housing developments, strip malls, multipurpose business facilities, resorts, golf courses, apartments and condominium developments. He soon found, however, that his passion was in residential mortgage lending where he could assist individuals and families secure a new home and meet their financial goals. In 2024 Anthony joined the team at Guardian Mortgage. He brought with him over 28 years of experience and the motivation to build on the reputation that VMG is known for in the primary mortgage market. Anthony has enjoyed being able to help local homeowners and potential homeowners refinance and purchase new real estate with a wide arrange of lenders to compare and the positive outcome a unique position can offer. In his spare time Anthony enjoys being with family and loved ones. As a native Oregonian, he also enjoys the great outdoors which includes skiing, snowboarding, biking, hiking, kayaking and running. Anthony also has an ever-growing love of cooking and exploring all the culinary delights of the Pacific Northwest and shares his experiences with an audience that follow his blogs.

10/06/2026

More Portland sellers cut their prices last month than we have seen in years. And if you have buyers sitting on the sidelines that should get them off the couch.

Here is what is happening. Rates climbing back above 7 percent scared off the casual shoppers. The people who were just browsing on a Sunday afternoon are gone. What that leaves is your serious buyers in a room with a lot of sellers who really need a deal to happen before the holidays.

I have been doing this a while in Portland and I have not seen a fall like this in years. Sellers who would not have blinked last spring are saying yes to repairs, closing cost coverage, and even buying down the rate.

And here is the one nobody is talking about. Deals are falling apart more than they have since 2022. When someone backs out the seller who just lost a buyer is tired. That is exactly when a prepared backup buyer who is pre-approved and ready walks in and wins the house.

So this fall change the conversation. Stop talking about the rate. Start talking about the payment. Stop talking about fear. Start talking about opportunity.

Got buyers on the fence? Send them my way. Let's look at their numbers together.

What would you like me to cover next? Drop a topic in the comments or send me a DM. Your question could be the topic of my next video!

10/02/2026

Did you know some of your Portland buyers may have more purchasing power in 2026 without a single change to their income?

Here is what happened. Conventional loan limits went up for 2026 which means the ceiling for a regular conventional loan moved higher. And that ceiling matters a lot in a market like ours.

Most Portland homes fit comfortably under the conventional line. But the second a buyer looks at the West Hills, the close-in neighborhoods, or a bigger place out in Lake Oswego or Westland they can bump right into jumbo territory. Jumbo means tougher rules, stricter qualification, and often a higher rate. A lot of buyers just stop there and feel stuck between price points.

A higher ceiling can move that line.

Your move-up buyers, the family that outgrew their bungalow, the client who paused their search last year because the numbers just did not work, may have more room now than they think.

Every time financing opens up a new conversation opens up. Reach back out to those buyers who paused and past clients you have been talking with about their next move.

If you want to know exactly who this helps send them my way. Let's look at their numbers together.

What would you like me to cover next? Drop a topic in the comments or send me a DM. Your question could be the topic of my next video!

09/25/2026

The Fed made a move this week and if you are thinking about buying a home in Portland you might be wondering: should I wait?

That is a fair question. But here is the thing. A headline about the Fed does not tell you what your actual mortgage payment is going to look like. And it definitely does not tell you what is happening with sellers in your specific market right now.

Think about it this way. Think about your favorite Portland restaurant, say Malarky's. On a Friday night there is a line around the block. On a rainy Tuesday you walk right in, get a great table, and eat the same food. The housing market can work exactly the same way.

When other buyers pull back because of a headline you may find yourself with more opportunities to negotiate with sellers on price, repairs, or closing costs. The house is the same house. The terms might just be better.

Instead of letting one news cycle make the decision for you let's look at what actually makes sense for your specific situation. What does your payment actually look like today? What are sellers in your target neighborhoods actually willing to do right now?

Schedule a loan consultation with me and let's look at the real numbers together.

What would you like me to cover next? Drop a topic in the comments or send me a DM. Your question could be the topic of my next video!

09/14/2026

Something really exciting is happening in downtown Portland and most people are completely sleeping on it.

For a while now a lot of the big office buildings downtown in Old Town and the Pearl have been sitting a little quieter than they used to. But instead of waiting for that to bounce back on its own Portland is doing something genuinely smart about it.

The city is opening the door to convert a significant amount of that office space into actual homes. That means letting buildings go taller, lifting old restrictions that were blocking conversions, and helping fund those projects so they actually happen rather than just getting talked about.

Here is why that is such a big deal.

Downtown Portland is about to become one of the biggest places new housing growth lands for years to come. That is a wave of opportunity that does not come around often. New inventory, changing neighborhood dynamics, and the kind of early mover advantage that rewards the people who pay attention before everyone else catches on.

The folks who understand what is happening now and position themselves accordingly are the ones who win. I want you to be one of them.

Let's schedule a loan consultation and talk through how to get you positioned for what is coming.

Reach out anytime.

09/04/2026

If you have ever loved the idea of living in Lake Oswego but felt like that door was closed this is a story worth paying attention to.

Lake Oswego has always been one of those areas that keeps things pretty exclusive. Not a lot of new homes going up. Limited inventory. And that has made it genuinely tough for a lot of buyers to break in no matter how much they wanted to be there.

But here is the exciting part.

The state just told Lake Oswego it needs to open up and make room for significantly more homes in the years ahead. We are talking a major jump from what was previously planned. The exclusivity that defined this market is about to face a real shift driven by state-mandated housing expansion.

Here is what that means for you.

If you have felt priced out of Lake Oswego today there is a real wave of new opportunity coming to one of the most desirable areas around. Getting ahead of that wave is how buyers position themselves before competition catches up.

And if you already own in Lake Oswego your home is sitting in a market that everyone is about to start paying a lot more attention to. That is a powerful position to be in.

This is exactly the kind of shift you want to get ahead of rather than react to after the fact.

Let's schedule a loan consultation and build your plan now. Reach out anytime.

08/29/2026

A Portland development story most agents have not connected to their client conversations yet and it is one worth having right now.

On July 16th Portland released a draft term sheet to renovate the MODA Center and lock in the Portland Trailblazers for another 20 years. That is a major anchor investment for the 30-acre Rose Quarter campus in the Lloyd District.

Let that sink in. A 20-year commitment from the Trailblazers combined with a full renovation of the MODA Center and a broader Rose Quarter redevelopment vision that includes mixed-use entertainment and residential development. That is not a rumor. That is a signed term sheet.

And in 2030 the MODA Center will host the NCAA Women's Final Four.

For agents working Northeast Portland, Irvington, Boise-Elliot, and the Lloyd District this changes the conversation with buyers and investors right now. Not in five years when the market has already priced it in. Right now.

Sports anchor investments of this scale have a documented history of reshaping surrounding property values for decades. The neighborhoods adjacent to major arena redevelopments consistently see appreciation that precedes and then accelerates after construction milestones.

The buyers who position now capture the upside that comes before the broader market catches up. The ones who wait until the project is complete pay the premium.

Position your clients for the Lloyd District's next chapter. The blueprint is already on the table.

What would you like me to cover next? Drop a topic in the comments or send me a DM. Your question could be the topic of my next video!

08/21/2026

Some encouraging economic news came out this week and it is worth understanding what it means for real estate right now.

Both consumer and wholesale inflation showed signs of cooling this week. Here is why that matters. Lower inflation can reduce pressure on the bond market and help create a more favorable environment for mortgage rates over time. Rates are also influenced by employment data, Federal Reserve expectations, and other economic developments so no single data point tells the whole story. But cooling inflation is a constructive signal worth paying attention to.

At the same time buyers in many markets have more negotiating power than they realize right now.

More homes are available than we have seen in years. Some sellers are actively reducing their prices. And buyers may be able to negotiate closing cost assistance or a temporary rate buydown that meaningfully changes the payment picture without waiting for rates to move on their own.

The takeaway is not to wait for the perfect rate or try to time the market. It is to understand the real opportunities that exist right now and position yourself to take advantage of them.

If you stepped away from the market at some point this year this may be a good time to reconnect, update your numbers, and see what may actually be possible for you today.

Reach out and let's take a fresh look at where things stand.

What would you like me to cover next? Drop a topic in the comments or send me a DM. Your question could be the topic of my next video!

08/15/2026

Think your buyers can't afford Portland? The condo market may change that conversation.

Portland's median condo price is around $325,000, compared with $564,900 for a typical single-family home in the Portland metro area. That's roughly a $240,000 gap.

And condos are taking an average of 119 days to sell, giving buyers more time and potentially more negotiating power.

For first-time buyers who have been priced out of Portland's single-family market, a condo could be a strategic entry point.

Agents, this is a conversation worth having with clients who think homeownership is out of reach.

What would you like me to cover next? Drop a topic in the comments or send me a DM. Your question could be the topic of my next video!

05/29/2026

Hey everyone, Anthony here with your weekly update for May 29th, 2026, and this week I have a Portland number I bet your clients have never heard.

In February, agents in the Portland metro recorded 56,365 lockbox activations. That is actual buyers physically walking into homes. And that number was up nearly 20 percent from last year, the highest level since 2022. So when people tell you the market is sleeping, the lockboxes are telling a very different story.

Then in April, supply caught up with 3,396 new listings hitting the market, a 24 percent jump from March. Both buyers and sellers showed up at the same time, which honestly does not happen often. The lock-in effect is finally cracking. Sellers who have been holding onto their low rates are starting to list. Buyers are touring in numbers we have not seen in years. And pending sales are moving right along with it.

If you have a seller who has been waiting for the right buyer pool to show up, this is it. And if you have buyers who think they have all the time in the world, that buyer pool has friends and competition is building.

Reach out and let's talk through what this means for your specific situation right now.

05/22/2026

Big news. Kevin Warsh was just confirmed as the new Federal Reserve chair and everyone is asking the same question: what does this mean for mortgage rates?

Here is the truth most people miss. The Fed actually controls short-term lending rates between banks. Mortgage rates are driven by the long-term bond market, inflation expectations, and investor sentiment. Those are completely different levers and a new Fed chair does not flip a switch that instantly moves your mortgage rate in either direction.

Rate decisions still go through a 12-member committee regardless of who is in the chair. And with inflation currently sitting at 3.8 percent, the Fed will likely stay patient through Warsh's first few meetings rather than making dramatic moves in either direction. The good news is that industry leaders are pointing to one word to describe the outlook under new leadership: stability. And stability is exactly what buyers need to confidently plan their next move.

If you want to know where mortgage rates are actually headed, stop watching Fed headlines and start watching the bond market. That is where the real story lives.
Follow me for more on what is actually moving the market right now.

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