National VA Loans

10/20/2026

Had a great time at the Folds of Honor golf tournament ar Prairie Highlands in Kansas City. Thank you for allowing National VA Loans be a part of it!!

10/16/2026

I joined Andrew “AJ” Cox and the FireSide Chat crew on The Lost Art Project: Veterans’ Voices for a wide-ranging conversation about VA home loans, Veteran education, and some of the opportunities many eligible borrowers may not realize are available to them.

We covered more than just buying an existing home, including:
- VA purchase loans
- VA construction and one-time-close options
- VA renovation loans
- Refinancing strategies
- Appraisals, contractors, and the loan process
- Why understanding your earned VA benefit matters

We also had plenty of laughs along the way, which made this one a lot of fun.

If you’re a Veteran, active-duty service member, or simply want to better understand VA home loan options, give it a watch:
▶️ https://youtu.be/HOkVzTzteVo?si=E2eXbR8YwXJUAlBj

A big thank you to AJ and the entire Lost Art Project team for having me on and for the work they do preserving and sharing Veteran stories.

🇺🇸 National VA Loans
🌐 www.nationalvaloans.com
📞 855-956-4040

This content is intended for educational purposes only and should not be considered a commitment to lend. Income calculations, qualification standards, and loan eligibility are subject to individual borrower circumstances and applicable underwriting requirements.

National VA Loans are powered by Stride Bank and are not affiliated with the Department of Veterans Affairs, Federal Housing Administration, US Department of Housing and Urban Development, or any government agency. All loans are subject to credit approval and property requirements.
Member FDIC. Equal Housing Lender.


https://youtu.be/HOkVzTzteVo?si=zirhMKvjlbRgrq9y

Source:https://www.podbean.com/eau/pb-2zvr3-1b867d1🎙️ EPISODE #7...

10/16/2026

VA disability compensation is projected to increase by 3.6% in 2027. 🇺🇸
For a Veteran rated 100% with no dependents, that could mean about $141.79 more per month — roughly $1,701 more per year.

The graphic breaks down projected increases at several common VA disability ratings.

These figures are based on the announced 3.6% COLA and are pending official VA rate tables.

If you receive VA disability income and want to understand how it may affect your homebuying power, give us a call.
🌐 www.nationalvaloans.com
📞 855-956-4040
📝 www.nationalapplynow.com

This post is intended for educational purposes only and should not be considered a commitment to lend. Income calculations, qualification standards, and loan eligibility are subject to individual borrower circumstances and applicable underwriting requirements.

National VA Loans are powered by Stride Bank and are not affiliated with the Department of Veterans Affairs, Federal Housing Administration, US Department of Housing and Urban Development, or any government agency. All loans are subject to credit approval and property requirements. Member FDIC. Equal Housing Lender.

10/16/2026

IN CHAPTER 13? You may not have to wait until it’s over to buy a home with your VA benefit.
A lot of Veterans are told, “Come back after the bankruptcy is discharged.” That can be bad advice.

Depending on your situation, you may be able to qualify for a VA home loan while you’re still in Chapter 13 — often after establishing a satisfactory payment history and getting the required court or trustee approval.

If you’ve been making your Chapter 13 payments on time, now may be the time to find out where you actually stand.

Don’t assume. Don’t wait years without checking.
🇺🇸 Call a VA Specialist: 855-956-4040
📝 Apply: www.nationalapplynow.com
🌐 Learn more: www.nationalvaloans.com
▶️ Watch more VA loan videos: www.youtube.com/nationalvaloans

This video is intended for educational purposes only and should not be considered a commitment to lend. Income calculations, qualification standards, and loan eligibility are subject to individual borrower circumstances and applicable underwriting requirements.

National VA Loans are powered by Stride Bank and are not affiliated with the Department of Veterans Affairs, Federal Housing Administration, US Department of Housing and Urban Development, or any government agency. All loans are subject to credit approval and property requirements. Member FDIC. Equal Housing Lender.

https://youtu.be/IT6ur83aJzs?si=tdLfHtIvb-rKWlBP

Can you buy a home with a VA loan while you’re in Chapter 13 bankru...

10/15/2026

https://www.youtube.com/watch?v=k2XX5GsVXwk

Higher rates don’t always mean you have to sit on the sidelines.

A 2-1 buydown can temporarily lower your mortgage payment for the first two years of the loan — which can make a big difference in today’s market.

In this video, I break down how a 2-1 buydown works, what the payment savings can look like, and why seller-paid buydowns may be a smarter negotiating tool than simply asking for a price reduction.

If you’re a Veteran or active-duty service member thinking about buying, this is one strategy worth understanding.

🇺🇸 Learn more: www.nationalvaloans.com
📞 855-956-4040
📝 Apply: www.nationalapplynow.com
▶️ YouTube: www.youtube.com/nationalvaloans

National VA Loans are powered by Stride Bank and are not affiliated with the Department of Veterans Affairs, Federal Housing Administration, US Department of Housing and Urban Development, or any government agency. All loans are subject to credit approval and property requirements. This video is intended for educational purposes only and should not be considered a commitment to lend. Income calculations, qualification standards, and loan eligibility are subject to individual borrower circumstances and applicable underwriting requirements. Member FDIC. Equal Housing Lender.

High mortgage rates don’t always mean high payments. In this video,...

09/11/2026

Veterans: You’ve earned more than you may realize.

Many Veterans receiving 100% Permanent & Total (P&T) VA disability may qualify for additional federal, state, and military benefits beyond their monthly VA compensation.

From VA home loan benefits and property tax exemptions to healthcare, education, family benefits, vehicle assistance, recreation, and more—some of these programs can make a meaningful financial difference.

The important part? Many benefits are not automatic. You may need to apply separately to receive them.

At National VA Loans, our focus is helping Veterans understand and maximize the benefits they’ve earned—especially when it comes to homeownership and VA financing.

✅ Save this post
✅ Share it with another Veteran
✅ Review the list and see what you may qualify for

🇺🇸 You served. You deserve to take advantage of the benefits you earned.

🌐 NationalVALoans.com

National VA Loans powered by Stride Bank. Member FDIC. Equal Housing Lender. National VA Loans is not affiliated with the U.S. Department of Veterans Affairs. Benefit eligibility varies by program and state.

08/05/2026

🏡 Mortgage Market Update

Good news—mortgage rates improved slightly yesterday. While it's not a major shift, it's a reminder that the market can change quickly, especially with several important economic reports being released this week.

Here's what Veterans and homebuyers should know:

✅ Don't try to time the market. Waiting for the "perfect" interest rate can sometimes cost more if home prices increase or competition picks up. The best time to buy is when you're financially ready.

✅ Today's market still offers opportunities. Many sellers and builders are offering closing cost assistance, interest rate buydowns, and other incentives that can make buying a home more affordable than many buyers realize.

✅ VA loans remain one of the best home financing benefits available. Eligible Veterans may qualify for:

* 🇺🇸 No down payment
* 💰 No monthly mortgage insurance
* 🏠 Competitive financing designed specifically for those who served our country

📈 This Friday's jobs report could impact mortgage rates, so if you're considering buying a home, now is a great time to get pre-qualified and understand your buying power before the market moves again.

At National VA Loans powered by Stride Bank, our mission is simple: help Veterans and military families become homeowners while making the process as smooth and stress-free as possible.

🎥 Learn more about VA home loans on our YouTube channel:
👉 www.youtube.com/nationalvaloans

📝 Ready to get pre-qualified?
👉 www.nationalapplynow.com

Thank you to every Veteran and Active Duty Service Member for your service and sacrifice. It is truly an honor to help you achieve the dream of homeownership.

08/04/2026

🏡 **Mortgage Market Update | August 4, 2026**

Mortgage rates are still hovering near the highest levels we've seen this year, but that doesn't mean it's time to put your homeownership goals on hold.

Here's what Veterans and homebuyers should know:

✅ **You don't have to wait for rates to drop.** Many sellers and builders are offering concessions, closing cost assistance and interest rate buydowns that can make buying today more affordable than you might think.

✅ **VA loans continue to be one of the strongest home financing options available.** Eligible Veterans can take advantage of:

* No down payment (for qualified borrowers)
* 💰 No monthly mortgage insurance
* 🏠 Competitive financing options designed to make homeownership more affordable

📊 This week's market will be heavily influenced by employment reports and other economic data, so mortgage rates could continue to move. If you're thinking about buying, getting pre-qualified now gives you a clear understanding of your budget and allows you to act quickly when the right home comes along.

At **National VA Loans powered by Stride Bank**, we're here to help Veterans and their families navigate today's market with confidence. Whether you're buying your first home, upgrading, or just exploring your options, we're ready to help.

🎥 Learn more about VA home loans on our YouTube channel:
👉 www.youtube.com/nationalvaloans

📝 Ready to get pre-qualified?
👉 www.nationalapplynow.com

Thank you to all of the men and women who have served our country. It is our honor to serve you.

07/14/2026

VA Mortgage Market Update | July 14, 2026

There's some encouraging news for homebuyers today.

The latest inflation report came in better than expected, and mortgage markets responded positively. While interest rates are still higher than most buyers would like, today's news is a reminder of just how quickly the market can change.

That's exactly why we always say:

Be prepared before rates improve—not after.

When rates move lower, the buyers who have already been pre-qualified are the ones who can act quickly and make competitive offers.

🏡 Veterans Still Have One of the Best Home Loan Benefits Available

The VA home loan continues to provide advantages that many buyers simply can't get with conventional financing:

✅ No down payment for eligible Veterans
✅ No monthly mortgage insurance
✅ Competitive interest rates
✅ Flexible credit guidelines
✅ Potential seller-paid closing costs

These benefits can make a meaningful difference in both your monthly payment and the cash needed to buy a home.

Great News for VA Buyers

The Department of Veterans Affairs has also modernized many of its appraisal requirements, helping remove outdated conditions that once slowed the process. If you've heard someone say, "VA loans are harder to close," it's time to revisit that conversation.

Today's VA loan program is faster, more competitive, and one of the strongest financing options available.

Don't Wait for the Perfect Rate

No one—not economists, not lenders, not the media—can consistently predict where mortgage rates will be next week or next month.

Instead of trying to time the market, focus on what you can control:

✔️ Get pre-qualified.
✔️ Understand your credit.
✔️ Know your buying power.
✔️ Work with a lender who specializes in VA home loans.
✔️ Be ready when the right home—and the right opportunity—comes along.

If rates continue to improve in the future, many VA borrowers may have the opportunity to refinance through the VA Interest Rate Reduction Refinance Loan (IRRRL) program.

At **National VA Loans powered by Stride Bank**, we're committed to educating and serving the men and women who have served our country. Whether you're buying your first home, moving into your next home, or simply exploring your options, we'd be honored to help.

🌐 Learn more: www.NationalVALoans.com
📝 Get pre-qualified today: www.NationalApplyNow.com

Thank you for your service. It would be our privilege to serve you.

07/13/2026

If you've been watching the mortgage market, you've probably noticed rates have inched higher again. While that's not the news buyers were hoping for, it doesn't mean you should put your homeownership plans on hold.

Here's what we're seeing:
📈 Mortgage rates remain in the mid-6% range. Rates continue to respond to inflation concerns, Treasury yields, and global events. This week, all eyes are on the latest inflation report, which could influence where mortgage rates go next.

So, should you wait?
Not necessarily.

The truth is, the best time to buy isn't determined by interest rates alone—it's determined by your financial readiness and having the right strategy.

🇺🇸 Veterans Continue to Have a Powerful Advantage

The VA home loan remains one of the best mortgage programs available, offering benefits that many buyers don't realize are available to them:
✅ No down payment for eligible borrowers
✅ No monthly mortgage insurance
✅ Competitive interest rates
✅ Flexible credit guidelines
✅ Potential seller-paid closing costs

These benefits can make a significant difference in your monthly payment and the cash you need to bring to closing.

Even Better News for VA Buyers
The Department of Veterans Affairs has modernized many of its appraisal requirements, making the VA loan process more competitive and eliminating several outdated rules that once caused unnecessary delays.
If you've heard someone say, "VA loans are difficult," it's time to update that conversation.

Today's VA loan is stronger than ever.
Our Advice
Don't spend your time trying to predict where rates will be next month.
Instead:
✔️ Get pre-qualified now.
✔️ Understand your Credit
✔️ Understand your buying power.
✔️ Work with a lender who specializes in VA home loans.
✔️ Be ready when the right home becomes available.

Remember, if rates improve in the future, many VA borrowers may have the opportunity to refinance through the VA Interest Rate Reduction Refinance Loan (IRRRL) program.

At National VA Loans powered by Stride Bank, our mission is to educate, empower, and serve the men and women who have served our country. Whether you're buying your first home, moving into your forever home, or exploring refinance options, we're here to help you make informed decisions with confidence.

🌐 Learn more at www.NationalVALoans.com
📝 Start your application today at www.NationalApplyNow.com

Thank you for your service. It would be our honor to serve you.