Los Olivos, Livermore

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Los Olivos, Livermore David D'Onofrio created the Los Olivos, Livermore Facebook community page for the residents to engage/share information. Welcome to Olivos, Livermore!

And, with collaboration from local real estate experts | provide sound advice regarding market conditions. Our vibrant, friendly neighborhood is the perfect place to share and collaborate! Enjoy our beautiful outdoor spaces and get to know your neighbors - all while feeling right at home. Come join us and discover a place to grow and thrive!

Eligible Veterans may qualify for a 0.50% rate reduction through the Legacy Advantage Reverse Hero Loan, helping them ma...
11/12/2026

Eligible Veterans may qualify for a 0.50% rate reduction through the Legacy Advantage Reverse Hero Loan, helping them make more of their home equity so they can achieve more of their retirement goals. Learn more: http://spr.ly/6182ByyDK4

11/12/2026

Still renting because you think you need a big down payment?
Simple. You might not.
California has a program called CalHFA, and it’s built for first-time buyers. It can help cover your down payment and closing costs. That help has no monthly payment. You pay it back when you sell, refinance, or pay off the loan.
Here’s the best part. “First-time buyer” doesn’t always mean you’ve never owned. If you haven’t owned in the last 3 years, you may qualify.
My client Katrina bought her first home with about $1,100 out of pocket.
There are income limits by county and a homebuyer education class, and I’ll walk you through all of it.
Know someone who’s renting and wondering, “Can I actually do this?” Tag them or share this.
Message me to get started. Let’s find out together.
David D’Onofrio
Cell510-599-6227
Email [email protected]
| CrossCountry Mortgage | NMLS
#254023 | Equal Housing Opportunity
The Instagram version is short and easy to scan, with hashtags. The Facebook version reads more like a conversation and asks people to tag or share, since sharing does well on Facebook.
Check with CCM compliance before posting:
Katrina’s ~$1,100: this is a real result you’ve used before. A disclaimer like “Results vary by borrower” would be smart.
The 3-year rule and “no monthly payment”: these match how CalHFA’s down payment help works, but run the exact wording past compliance

Your DTI is one of the most important pieces of your mortgage application — do you know yours? Calculate it and learn wh...
11/10/2026

Your DTI is one of the most important pieces of your mortgage application — do you know yours? Calculate it and learn why it matters in our article: http://spr.ly/6188BGcybk

11/09/2026

He didn’t think he could move. Then we ran the numbers.

A homeowner I just helped had found the right house.
But his money was tied up in the home he lived in.
And he didn’t want two mortgage payments at once.

So we sat down with his Realtor for a quick 15-minute Zoom.

Here’s what we put together:

âś” A Bridge Loan paid off his current mortgage
âś” It gave him his down payment for the new home
âś” It gave him six months to sell his old home with no mortgage payment

Then his Realtor negotiated a $50,000 credit from the seller.

We used that credit for a 2/1 buydown. In plain words, his interest rate is 2% lower the first year and 1% lower the second year. That makes his payment smaller while he settles in.

The money left over covered:
âś” All of his closing costs
âś” His prepaid interest
✔ This year’s property taxes
✔ Next year’s first property tax payment

One move. No double payments. Very little out of pocket.

We closed escrow the first week of October.

Here’s the thing. Most people think they have to sell first.
Not always.
The right loan, set up the right way, can open doors you didn’t know were there.

Thinking about a move but don’t know where to start?
Send me a message. Let’s take 15 minutes and look at what’s possible for you.

David D'Onofrio
Originating Branch Manager
M 510.599.6227
W http://spr.ly/6184By6elK
E [email protected]

11/09/2026

Make today count.

Whether you’re just starting out or expanding your portfolio, understanding where to invest is crucial. “Best” is person...
11/07/2026

Whether you’re just starting out or expanding your portfolio, understanding where to invest is crucial. “Best” is personal, but our guide can help you understand why some places may be better for you than others. Dive in: http://spr.ly/6186BHZWvq

Big plans? Unexpected expenses? A CCM Signature Agency Cash Access refinance can help you access up to 90% combined loan...
11/05/2026

Big plans? Unexpected expenses? A CCM Signature Agency Cash Access refinance can help you access up to 90% combined loan-to-value, providing more available funds than a conventional cash-out refinance. See what may be possible: http://spr.ly/6187BHjHr1

Nearly 4 out of 5 metro markets saw home price growth during Q3. Take a look at the 10 metros with the largest year-over...
11/04/2026

Nearly 4 out of 5 metro markets saw home price growth during Q3. Take a look at the 10 metros with the largest year-over-year gains, then let’s turn the latest market insights into smart conversations with your clients. 🏡

11/03/2026

Do you know how much equity you have in your home? It might be more than you realize. If you’re curious, our home value estimator is a great place to start: http://spr.ly/6189BHXeTX

A simple thank you can make someone’s day.
11/02/2026

A simple thank you can make someone’s day.

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Talinga Drive
Livermore, CA
94550

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