28/10/2026
📊 KADUNA STATE FINANCIAL INCLUSION SURVEY 2026 REPORT SUCCESSFULLY VALIDATED
The Kaduna State Bureau of Statistics (KDBS), in collaboration with Enhancing Financial Inclusion & Advancement (EFInA), with support from the Gates Foundation, has successfully concluded the stakeholder validation of the Kaduna State Financial Inclusion Survey 2026 Report.
Held virtually on 28 October 2026, the exercise brought together The Honourable Commissioner Planning and Budget Commission, The Honourable Commissioner Ministry of Finance, The CEO of EFInA and her Team, and other stakeholders to review the survey findings, provide technical feedback, and validate the report. The validation was formally moved and seconded by participants.
📈 Key findings presented during the exercise include:
▪️ 73% financial inclusion: Approximately 73% of adults in Kaduna State were reported to be financially included.
▪️ Progress since 2023: Financial inclusion increased by 8.8 percentage points compared with the 2023 survey.
▪️ Statewide coverage: The 2026 survey covered all 23 Local Government Areas of Kaduna State, including Birnin Gwari, with 6,797 adult respondents.
▪️ Persistent inequalities: Significant disparities remain in access to financial services, particularly between men and women, urban and rural residents, and different income groups.
▪️ Savings and insurance gaps: The findings highlighted limited formal savings and very low insurance uptake, alongside barriers related to irregular income, financial literacy, digital skills, and access to services.
From Data to Action
Stakeholders emphasized the need to expand agent banking and digital financial services in underserved communities, strengthen consumer awareness and protection, promote affordable savings and insurance products, and encourage financial institutions to improve service delivery in rural areas.
The meeting also highlighted the importance of integrating the survey findings and recommendations into Kaduna State’s 2027 budget development and broader financial inclusion initiatives.
The successful validation marks an important milestone in strengthening the evidence base for inclusive economic development and more targeted financial inclusion policies across Kaduna State.
KDBS appreciates the Planning and Budget Commission, the Ministry of Finance, EFInA, the Gates Foundation, and all participating stakeholders for their collaboration and valuable contributions.
Reliable Statistics. Evidence-Informed Decisions. Inclusive Development.